Gu Cheng, on the other hand, didn't know much about this. He just felt that his loan matter seemed to be going very smoothly. Every aspect seemed to go smoothly, but it was obvious that everything went smoothly.

It's something that's good for you. How could you doubt and speculate? Instead, you wish this situation could continue forever.

And I don’t have that much understanding of the bank’s favor for me. For me, whether the bank favors me or not is not that important. As long as I can continuously bring profits and have great abilities, I may be able to do so.

In this society, you can always meet all kinds of people who want to help you.

There is a saying that Gu Cheng has always regarded as his motto. All gifts from fate have already been marked in secret. If someone invests two yuan in you, then they must want to get it from you.

Get more than two yuan in feedback. In this society where property flows everywhere, there is no love without reason, and there is no hatred without reason. All friendships have a purpose.

Because the staff and Sun Wei next to them had met each other last time when they briefly understood the situation, there was no unfamiliar greeting between the two parties at the beginning. After a few simple words of conversation, they went straight into the conversation.

Let’s get to the point. To be honest, everyone’s time is precious and busy. Being able to solve this matter as soon as possible is also the most desired result.

Gu Cheng took the document handed over by the staff and briefly browsed the various terms on it. This was a simple loan contract. The bank had already signed his name and stamped it.

All the places that needed to be signed were marked with markers so that Gu Cheng could sign at any time.

After getting the documents and contract, what Gu Cheng was most concerned about was how many years of the loan he had obtained, and what was the specific loan amount? And whether the interest he needed to repay each year was within the baseline of a normal commercial loan.

Gu Cheng originally thought that these issues were all decided by the bank, but he did not expect that the bank gave him the right to decide how many years the loan would be, and provided him with several options in total, including one year, five years, and ten years.

There are several categories of years and 20 years, and completely different repayment methods are given according to different years.

According to Care City's previous expectations, the best time period for his loan is about 5 years. This period not only makes it easier for him to withdraw funds, but also makes it easier for him to pay some unnecessary interest. It can also be regarded as allowing him to achieve his turnover purpose as much as possible.

It’s expired.

Waiting for 5 years, if nothing else, you may be able to repay this amount easily just from the profits from these books. In addition, you still have a steady stream of works to produce. For a writer, you have finished writing a work.

, maybe you can rely on this work and enjoy a lifetime of profits, which is also the main reason why it is easy to accumulate wealth in this industry.

As for the interest rate, it almost gave a discount that Gu Cheng could not have imagined. For example, under normal circumstances, the one-year loan interest rate is around 3.48, but the interest rate marked on it has been reduced to 2.9, and the 5-year interest rate is average.

At around 4 o'clock, the interest rate listed above was reduced to about 3.7. It was a very sincere commercial loan contract that made me earn a lot of money.

The specific amount of the loan was also beyond Gu Cheng's expectation. Generally speaking, banks have a fixed behavior pattern in terms of loans with this kind of mortgage. Most of the loan amounts are for this property, and the main amount is mostly for the property.

70% of the actual value. This specific amount involves a set of relatively complex calculation methods, which allows the bank to maintain the rights to the property and at the same time withdraw funds according to the value of the property even if there is a default.

.

Of course, with the current growing housing market boom, this value is actually a bit of a loss, but when you think about the other benefits that these funds will bring to you, this little bit of loss will not be ignored by the lender.

In their eyes, most people won't care about this matter.

However, the value of these properties in Gu Cheng was not calculated based on 70% of the value. Instead, 10 points were generously given to 85%. Don’t underestimate this 15% amount, put it on a loan involving over 100 million yuan.

However, the amount of over ten million can help Gu Cheng far beyond other imaginations.

Perhaps because of the actual loan amount, Gu Cheng suddenly did not have enough information about this contract. You must know that in the eyes of everyone, the bank is a being that eats human flesh but does not spit out the bones, and the bank in people's eyes is also

I have always been a money-swallowing monster. It is easy to deposit money into a bank account, and it is as simple as a fool's operation. However, the procedures you need to go through to withdraw money and cancel your account often make people doubt your life.

How could He De get such a powerful treatment from the bank? This abnormal situation made Gu Cheng arouse his vigilance. After a brief browse, he did not give a direct answer. Instead, he put himself

The contract in hand is transferred to the lawyer who has been waiting for a long time. After the other party reviews and carefully checks it, it decides whether to sign it or not.

Since Gu Cheng entered the writer's industry, although he has not found his own cultural agent to handle some contracts and opportunities for him, he has also had his own lawyer who is familiar with him to cooperate, whether it is copyright

Whether it is the income from the contract or the contract with the publishing house, the best way is to hand over these contracts to professionals to review, so as to avoid the other party setting any traps in the contract, and the price that will be paid will be far away.

Beyond your imagination.

Although he has no intention of harming others, his guard against others cannot be easily discarded. The lawyer Gu Cheng is looking for has been a harmonious partner from the beginning. The other party may have questions about the assets owned by Gu Cheng and his daily life.

He also has a relatively rough understanding of the contract, and the two parties get along relatively harmoniously and have a tacit understanding, which makes him subconsciously consult the other party whenever he encounters any contract-related issues.

Not to mention anything else, the business ability alone has been certified by myself more seriously, and after working with the other party for so long, there have been no negligence or mistakes in the contract. The superb business ability also represents
Chapter completed!