Since the other party's attitude was so good and smooth, for Gu Cheng, the final hurdle regarding the loan was also perfectly resolved. The meeting between the two parties was naturally full of harmony and happiness, and he was also impressed by the bank.

The staff complimented the loan and approved it. However, some indispensable reviews and submission of information will be required, so it will take some time to wait for the release of funds.

After all, everyone can understand this matter. For banks, if you are here to deposit money, the procedure cannot be simpler. You only need to take out your bank card and hand the funds to the counter at the same time.

This problem can be solved as quickly as possible, but if you want to borrow money from the bank, the procedures you have to go through can almost make people suspicious of their lives. For the bank, every penny they approve is

Money requires various certificates. This is a procedure established by the bank at the beginning of its birth. No one is immune. Even the staff within the bank need to provide various documents when going through these procedures.

Various supporting documents.

For the occurrence of this situation, it also breeds sleep. There are many companies and organizations that help. The purpose of their existence is to simplify these procedures, allowing you to directly omit these procedures, and at the same time, the other party will handle all the trivial matters.

Everything is placed on the other party, and the other party relies on this method to earn some commission feedback. The existence of these companies is also very stable. After all, there are always people who find it troublesome and can use a little money.

It is totally worth it to solve these troubles of your own.

Of course, these things are naturally for unique people. For Gu Cheng, these things do not require professional personnel to stand in front of him. The bank staff enthusiastically patted his chest to ensure these complicated procedures.

You can leave it to yourself. After all, if this batch of funds can really be loaned out, it will be a great boost to your performance. At the same time, it will also allow you to solve the loan indicators that you have been troubled by.

You must know that no matter how prosperous Zhou City looks, it is only a third-tier city in this country. It is far from reaching the second-tier standards. It still has a long way to catch up with the first-tier city. Although there are various companies in this city

and enterprises, but everyone is still relatively cautious about loans. No one can use a relatively stable asset for loans to help their own enterprises develop rapidly.

In the early days of economic development, people's financial awareness was not that strong, so this kind of worry completely existed. As internal staff of banks, they have seen companies whose company accounts have not improved.

If you want to spend millions to stay here, I have seen people who obviously have greater potential, but out of caution will only open their mouths to borrow hundreds of thousands.

The most important thing is that there is a risk that these loans will be rejected, and they will also have to go through various reviews. Of course, these risk issues also exist, and the business that I am currently dealing with can be said to be

It's almost a bargain for me when I'm walking.

Because on the one hand, there are so many real estate mortgages, it is easy to bring out a lot of money. This batch of funds is currently targeted at a threshold of more than 100 million yuan. It is the first time that I have been able to get it from myself after I have been employed for so long.

With such a huge amount of money and business scale, being able to participate in this process of capital exchange is also a relatively good resume standard for myself, and it will also have certain bonuses for my subsequent promotion within the company.

.

The only reason why there is no way to determine the amount at present is that Gu Cheng's requirement for funds is naturally the more the better. Since the loan has been opened, there is no need to make any restrictions on it. If there are more funds

If you use it for your own use, it may have a relatively large promotion effect on your own industry, and it can also bring you more feedback, saving the company a lot of difficulties that need to be overcome.

For bank staff, the specific amount of the loan needs to be closely related to the value of the collateral provided. Currently, there is no corresponding review and value approval, so we still have doubts about this amount.

There is still no way to determine it. Only after internal personnel's approval and review, all the values ​​of these properties are accumulated together, and then loans are given based on 80% or even 90% of the amount, can the specific amount and amount be determined.

scale.

However, these are not too difficult questions. The two of them only need to mentally multiply their current personal leave and the calculated area of ​​the specific property to get a rough amount, and they can easily spend half of it.

He has lent out over RMB 100 million in assets, not to mention that Gu Cheng has now mortgaged almost all of his properties. It is precisely because of this that the excitement on the staff's faces is beyond words, and there is even no way to do it.

cover up.

When it was time to say goodbye, the bank still held Gu Cheng's hand and shook it to express his gratitude to the other party. If he hadn't picked up this business, his business target for this year might still be far behind Dacheng.

, and the appearance of the other party helped him solve almost 130% of his workload.

"Teacher Gu, I hope there will be opportunities for cooperation in the future. If you have any financial requirements, you can call me at any time. No matter what kind of problem I will try my best to help you solve it within the scope of my responsibilities. If

If you have any ideas for investment, you can also find us for understanding and communication. We guarantee that we will give it to the customer at the best price. You are now our top VIP customer, and we hope to have more in the future.

Opportunities for cooperation and contact.”

A person who can easily lend hundreds of millions of funds from the bank is absolutely correct to say that he is a distinguished VIP customer of the bank at this point in time. As bank loan officers, they can maintain a mutual relationship with such a customer.

The relatively close contact relationship will also be very convenient for my future work. Although almost everyone is envious of me working in a bank, and the welfare benefits are also relatively good and excellent, but all of this requires
Chapter completed!