Because Sun Wei is not the owner of the real estate, but only represents Gu Cheng to inquire and consult on this matter, so many things did not go smoothly without Gu Cheng, and the negotiations were not so smooth. She herself could not use a comparison for many news.

Treating it with a determined attitude, just being a middleman to help matchmaking. No matter what, Gu Cheng needs to have a face-to-face chat with the bank, which is a more appropriate solution.

Generally speaking, in the loan industry, many procedures are relatively complicated and bloated, requiring various approvals. After all, when it comes to money, both banks and individuals need to treat it with a more cautious attitude.

.

But if you switch to a real estate mortgage loan, many procedures will become very simple and convenient, because compared to other loan conditions, real estate mortgage is almost the least dangerous and risky model, and it can be easily obtained.

It can bring out a relatively high amount of funds based on the value of the real estate, and at the same time, the interest rate is also kept very low. Because of the existence of collateral, the bank's risk is reduced, and the requirements for interest are not so stringent.

What's more important is that the repayment time is completely negotiable. Currently, bank staff have given several completely different methods, which are divided into 10 years, 20 years and 30 years. It seems that there is no need to worry about it at all.

Take this opportunity to extend the repayment period and use your funds to do as many things as possible.

There are also quite a few financial geniuses and market analysis departments within the bank. At present, the marketing department of the entire bank is quite optimistic about the overall trend of real estate. The growth rate of real estate will definitely be worth the amount of its own loans. For the bank,

, the longer the loan term, the more interest the customer pays, which is a longer-term financial management project for the bank.

Because there is clear collateral, as long as there are no too many disputes about the property, it is relatively easy to make the payment quickly. After understanding this information, Gu Cheng is more confident about this loan.

As for the number of years, he thinks it is better to choose a shorter number of years if possible, because he believes that after 10 years, his wealth will far exceed what he has now, and there is no need to delay the loan amount for a long time. After all, considering

Considering inflation and constantly adjusting interest rates, it is better to pay off the loan earlier.

Now that the matter was confirmed, Sun Wei naturally followed Gu Cheng's wishes and invited the bank staff who had been waiting for the call to the scene for negotiation. The bank finally met the boss behind the real estate agency. When they learned that Gu Cheng's occupation was a

When I am a writer with a relatively stable income, the admiration and trust in my eyes are even more abundant.

Limited by the respect for literati in this country and the world, generally literati loans themselves will be particularly trusted by banks, because for literati, reputation is almost the only means for them to survive. If their reputation is affected by

If it is damaged, not only will it be boycotted by fans, but it will also declare the end of one's career path. Almost no one will do anything to damage their reputation.

Compared with the model of ordinary businessmen transforming into laity, the chances of this happening to literati are very rare. At the same time, literati themselves have a special character. Even if they are completely different, they are not willing to let themselves be described by others.

He has become an untrustworthy person in He's eyes. Furthermore, Gu Cheng's income is very stable. The profit share he gets from the publishing house alone remains at the level of tens of millions every year. He is not worried about this loan at all.

The amount will be damaged by the other party, and you don't have to worry about the account you released becoming a bad debt that cannot be recovered.

At the same time, because Gu Cheng himself has become the spokesperson of this city, the bank also has further discounts on the loans of these celebrities and social celebrities. It can be said that even if Gu Cheng himself does not have any collateral or even exposes

With my own income level, I can easily borrow millions of dollars from any city just as a city cultural spokesperson, because I have the trust and honor of a city on my shoulders, and the government's review of these issues.

The level is far more stringent than that of banks. Anyone who has passed these stringent tests is trustworthy, and there is no risk of doubting his ability to repay.

When a person's social reputation and status reach a certain level, money itself is a very easy matter for them. Ordinary people who want to get a loan have to go through serious hurdles. Not only do they have to check their personal

When checking credit, you also need to know the background of the family and the specific means of income. Those auditors can even check the information of the eight generations of your ancestors clearly, but when it comes to Gu Cheng, these unnecessary means are completely acceptable.

Omitted.

As for the arrangement of specific matters that constitute a loan, if it is placed on ordinary people, it may also need to be reviewed accordingly. For example, what are you going to do with a sum of money? Are there any risks of losing money when doing this?

, at the same time, whether these things have an impact on your own assets and life path is within the bank's consideration. But at Gu Cheng's level, even if you don't give any reason, you just use your own property as a mortgage.

Banks don't worry about too many specific reasons, because they have the ability to repay the loan, and their desire for loans is relatively low, not to mention that they have valuable collateral, so there is no need to pay too much.

What obstacles and hurdles are there to destroy lenders' confidence?

Of course, when it comes to large-scale loans, the bank also needs to submit some information. Gu Cheng entrusted Sun Wei with all the remaining matters to help him handle it. For example, each property needs to be reviewed by someone from the bank.

At the same time, it was checked whether there were any interest disputes in the property itself, which was also within the process. Although it seemed a bit troublesome, and the bank staff also expressed their apologies, Gu Cheng was not worried at all.

Regarding interest rates, the bank has also given relatively good conditions. If it provides home mortgage loans to ordinary people, the interest rate for more than 5 years will generally remain at around 5%. However, this bank, because of Gu Cheng’s status and its own
Chapter completed!