"Okay, I know you can do your business, don't bother me." Wang Juan said Zhang Xiaobao with a smile, then lowered her head to embroider her flowers.

But she couldn't calm down in her heart. She discovered that because of her and Xiaobao's strength, the Tang Dynasty could only operate normally now. If the two of them suddenly let go, the stalls would become popular and be fought over by countless people.

In that case, it would be better for her and Xiaobao to be less powerful now, and let everything return to the trajectory that the Tang Dynasty should follow. Even if there are problems, they can persist for decades.

What I have to do now is to gradually improve the system of the Tang Dynasty and make people accustomed to living and doing things under the system. Even if the two of them really let go, there will be no chaos in the Tang Dynasty, because people have developed the habit of following the system.

But this system is too difficult. Imperial power must be guaranteed, not that I do not want to change, but that I cannot change it immediately. It requires that the development level of production technology and productivity have reached a certain level, and the knowledge and culture of the people must reach a point where they have to change.

The process of every imperial power becoming a democracy like the West is long. If you want to change within a few decades, you must have a lot of investment in both internal and external forces, which is simply impossible at the moment.

"Wait, wait until the descendants come to do it. Then see which system is good, and use it, or think about a new system. Under the framework of constitutional monarchy, retain part of the power of the monarch and hesitate between democracy and non-democracy."

Wang Juan said something again.

Zhang Xiaobao put down his pen and said helplessly: "What are you doing when you embroider your flowers well? The system is only adaptability but not absolute. It is correct to adopt different systems according to different social environments and needs.

The system cannot be put first, what needs to be put first is the needs of social groups' lives. The system can change, but the goal of survival cannot be changed. That is to live and yearn for a better life."

"Why are you alive and dead? Tell me, I am very happy today. The situations in various places have been spreading one after another, so that those disobedient people can know that they must work together to protect our Tang Dynasty. Yes, they can live well."

As soon as Zhang Xiaobao finished speaking, Li Longji's voice came over, and he himself appeared at the door of the cabin.

Wang Juan continued to lower his head to embroider the flowers, and Zhang Xiaobao wrote again. The two of them seemed to have not seen Li Longji arrive. In fact, they had heard Li Longji's footsteps just now, and Zhang Xiaobao deliberately said the words behind him.

Seeing that the two of them were not moving, Li Longji was not annoyed and continued, "Xiaobao, do you think the interest on the loan will be adjusted if the interest on the deposit is adjusted? Do you need to adjust it back in the future?"

"Why is this problem again?" Zhang Xiaobao raised his head and sighed.

"I don't care about this issue, what do I care about? Or not, I'll give you a word." Li Longji glared at his eyes.

"Adjustment, deposit interest will be lowered, and loan interest will of course be lowered. If it is not adjusted, wouldn't it make people who want to borrow money go to the private sector to borrow? It will cause abnormal concentration of capital.

Actually, I was thinking about lowering the interest rate, but just waiting for another right time. Just when I encountered Xiao Bei and the others retaliated against the money shop manager, I did it together, otherwise….”

"Otherwise, how could you not fight propaganda war with others and not stop Xiaobei and the others? Now you have taken advantage of it, gained some people's hearts, warned some people, and strengthened the position of the Tang Dynasty Money House in the hearts of the people.

At the same time, you have also completed the plan to lower the interest rate. You said, "What do you ask me to say to you?" Even Xiaobei and the others have to use it. Your brother is really unqualified."

Li Longji first praised Zhang Xiaobao, and then threw him into trouble.

Zhang Xiaobao didn't care and said, "It was Xiaobei and the others who helped us. If there was no such incident, I would not know the general situation of the people's hearts. It seems that in the future, we don't have to worry about major chaos within the Tang Dynasty.

Reducing interest rates can accomplish two things. One is to promote consumption. People will be willing to buy something if the interest rate is low, but we must control the prices, which is prone to excessive price increases in some commodities in a short period of time.

The second purpose is to allow those who have ideas to borrow more money when the interest rate of the bank loan is lowered, and then use it to develop their own industries. Starting from a small scale, study production technology and improve management models, thereby improving production efficiency and creating more material resources.

But we must also control it. It cannot be an industry that uses the land of others as the development model, nor can it be a development model based on the exploitation of the inherent non-renewable resources of the Tang Dynasty.

The best result is that they followed the footsteps of the Tang army and went outside to plunder, produce it locally, and then transported it back to our Tang Dynasty for use by the people of the Tang Dynasty."

"For some people of the Tang Dynasty, you should not care about any kind of money-running." Li Longji nodded and said.

Zhang Xiaobao was amused by Li Longji's words, and Wang Juan didn't dare to continue embroidering, for fear of being pricked.

After stopping, Wang Juan said to Li Longji: "Your Majesty, you are the emperor. You cannot compete with the people. If the people are not good, it means that you, the emperor, are not good enough. If you have not educated the people well, how can you put the blame on the people?"

"That's right, the people are so cute. The incident of the money shop only means that our work is not done properly. I believe that if we do not change our hearts towards the people and the efforts we put in for it, one day, the people of my Tang Dynasty will be very calm when facing this incident again.

Some people go to withdraw money, not for the purpose of running, but for the time when money is needed, some people go to save money, not to protect the Tang Dynasty money house, but for the reason they think that keeping the money they earn in their hands will depreciate.”

Zhang Xiaobao followed suit.

"In this way, is it my fault? How long does it take to educate me to reach the level you and the two of you said?" Li Longji said quietly, feeling very uncomfortable. As soon as the bank run occurred, he felt that he had been betrayed by many people and the feeling was hard to understand.

"It won't take too long, there is a run now, but if someone says that the people in some place rebelled, it's impossible for the people to follow him.

If we maintain the administration of officials, ensure the development of productivity, accelerate the education of knowledge, and consolidate the Tang Dynasty's external military and economic advantages, at most ten years, we will have the situation we want. Of course, we should never think about making every people obedient, but at that time there would be very few disobedient, and only those who are disobedient would be fined.

If the blessing is not good, we still have the law and punishment. If we take a two-pronged approach, the society will be stable. Why haven’t the data been counted yet? Let me wait,"

When Zhang Xiaobao comforted Li Longji, he looked at the door from time to time.

"What data is waiting for?" Li Longji also turned his head and looked at the door and asked.

"The data of the money house cannot be in vain. I have to see where the situation is special and it is coming." Zhang Xiaobao stopped talking here.

Sure enough, about five breaths, the people from the inner courtyard appeared outside the door, looked in, stepped in, and said to Zhang Xiaobao and Wang Juan: "Young Master, little lady, the data has just been counted, not very complete, and there is still some that must be done at night. Please check it out."

"Not busy, tell me, what's the situation?" Zhang Xiaobao signaled to the people in the inner courtyard to introduce.

"Yes, after the bank run in the Datang Money House, all places paid more than 43.2 million guan from yesterday morning to noon, and at the same time, they saved more than 36.1 million guan, which had little impact.

The expenditures in various places vary according to the degree of prosperity and are basically in line with the law. The only problem is Jiangnan West Road. From yesterday morning to noon today, the entire Jiangnan West Road spent 7 million yuan very unreasonably, and people from other places transferred money to the money house there, probably intent to get cash from Jiangnan West Road.

My money bank system has just responded, and urgently allocated cash from the nearby money bank to the money bank on Jiangnan West Road. The team transporting money has set out under layers of protection."
Chapter completed!