Chapter 649: Slight changes in statistics

During the run, Zhang Xiaobao did not spend too much energy at all, so he calmed down his younger brother and sister's emotions, but gained the hearts of countless supporters.

Xiaobei and others recovered quickly and helped others catch fish for the afternoon. More than a dozen children who skipped classes on the boat each saved a lot of money in the Datang Money House. Naturally, their parents helped save it, and their business had not yet begun.

It was not until the evening when Xiaobei and others left on a boat and continued to go south that the children learned about the identity of Xiaobei and others.

Standing by the river one by one, looking at the shadow of the boat going away, and looking at the sun slowly setting like egg yolks dyeing the sky red, my heart was quiet.

When the people sent by the restaurant shopkeeper who invited them to dinner called, they smiled happily again, forgot about their fatigue, and jumped to the restaurant together.

The children who caught fish were happy. Compared to being able to see Xiaobei and others, it was not that important to save money in the money shop. After many years, they could proudly tell their descendants what they are today.

Also happy was some of the crowd at noon the next day.

Just after noon the next day, the branches of various parts of Datang Money House piled bundles of Datang banknotes on the counter of the money house at the moment of opening in the afternoon.

The face value varies from ten to five hundred jin, and the colors are colorful, which makes people who want to withdraw money and save money look different after seeing it, which is shocking.

Then the annoyed voices and happy shouts echoed one after another in the money house.

At this time, the money house also hung up a public notice board, ink-painted blackboard and white chalk characters, which were very dazzling.

"Brother-in-law of the Zhang family, do you know how to read and find out what did you write? My kid went to school, otherwise he would be able to read it."

A woman who saved money did not recognize the words on the blackboard and asked the person next to her who wanted to withdraw money. She did not show any illiterate shyness on her face. Instead, she emphasized her son, with a hint of pride.

The person who was called Zhang's brother-in-law knew why she was like this, because her son had ranked first in the school for three consecutive quarters of exams. The rewards she received alone were enough to raise two people in her family. In addition to the symbolic direct monetary reward, there were also two types of oils, cloth, rice, meat and vegetables. Before the Chinese New Year, she even got four-knit pork.

Having such a child is worthy of being proud of every adult, being happy to learn, and being happy to businessmen, and being happier to eat what children get.

But this brother-in-law himself was not happy. He had already withdrawn four jin of money yesterday, but he couldn't find the passbook today. When he woke up in the morning, he scolded his wife for a while, and then rummaged through the boxes and bumped the cabinets for a whole morning before he took out the passbook from the crack of the mattress.

When the Datang Money House was open in the afternoon, he rushed over and never thought that the difference between facts and imagination was sometimes too big.

The announcement with white characters on the black background and colorful coins made him wish he could find a crack in the ground and go back to yesterday.

"What did the Zhang brother-in-law write?" The woman continued to ask. She also saw that the other party's expression was a little wrong, but she could not think of the specific reason. She could only guess that the words written on the blackboard were not very good for the person who wanted to withdraw money.

The Zhang brother-in-law held the passbook tightly in his hand. Seeing that the passbook had changed shape, he said to the woman without knowing it:

"I finally know the strength of Datang Money House. Zhang Xiaobao will always be Zhang Xiaobao. Unfortunately, I have no regrets. It's written on it, written."

The woman was a little scared. What she said was too scary. She seemed to be looking for death, so she didn't say anything.

It was a woman who also saved money next to her who pulled her and said, "His sister, I'll tell you what I wrote. My daughter always teaches me how to read as a mother when she comes home. It's just right, I can recognize that word."

"Sister, tell me." The woman envies her ability to read: "When my child comes back today, I will let him teach me."

"Okay, I know that your boy is good at studying. Every time my daughter talks about him, she always envies me. One day, I ask my girl to help you do things, and you can also see if it is water spirit or not. I think that boy is good.

Oh, let’s not talk about this for now, it is written that Datang Money Bank announced today that money banks in various places have used secondary currency reserves, totaling 100 million guan, so that those who withdraw money don’t have to worry and don’t crowd. If 100 million guan is withdrawn, there will be 200 million guan in the first-level reserves and then release them.

As long as you want to withdraw money, you don’t have to worry about not being able to withdraw it. And you keep running until midnight, the people in the money shop will not rest. Sister, you see, there are still 500 stags of money in that pile. Even if the merchant comes to withdraw it, you are still not afraid."

The literate woman first acted like she wanted to sell her daughter, and then she said the words on the blackboard.

Hearing her words, the woman who asked the question smiled: "The Tang Dynasty Money House looks really rich. My boss and I are worried that we don't have enough money and will eventually collapse. Now, but why are the brother-in-law of the Zhang family looking unhappy? We can get the money."

"His sister, that's because he saw another content. Datang Money Bank said that they are not short of money, but in less than two days, they have gained something more precious than money.

So there was a repayment activity for the storm of wind. From yesterday morning to noon today, that is, during the closure of business in the morning, all those who saved money, the interest of the money and interest deposited during that period were calculated at four times the original.

All those who did not withdraw money during that period started to calculate according to the time they saved money, and the interest rate was doubled. I saved it in total forty-five stakes yesterday, and in a little over three years, it would become ninety stakes."

The literate woman was excited when she spoke, she calculated the interest and came to a conclusion.

"Really? I saved thirty-two guan yesterday, and I just collected thirty-two guan today. It's a pity that I saved it too late. If I came in the morning, I would have a lot more. Sister, what if I saved it now?"

When the woman heard the interest rate four times, she was afraid that the players would twist her arms hard with her hands until she felt the pain, and then she felt relieved.

He asked again, "Is it not four times the amount of money you save now?"

"It's not just four times more. Datang Money House has adjusted its new interest. Now that it saves money, it can only get 70% of the interest before, which has been reduced by 30%. Then the person who started withdrawing money yesterday has lost a lot.

Sister, think about it, they will take out the money and will not spend it immediately. What's the use of keeping it in their hands? If you want to deposit it in the money shop, you will get the least one you spend... at least a few times? Oh, it's not easy to calculate, it's more than four times anyway."

The literate woman looked at the Zhang family's brother-in-law when she spoke, and the words were full of gloating.

The Zhang family's brother-in-law's face turned green. He calculated that when he went in and out, the biggest loss was nearly six times that of the depositor. Now, it takes twenty years to double the money to save money.

What he wanted to do most was to smash the Tang Dynasty money house. It was too bullying. It was normal to save money and withdraw money. Why did he give benefits because others saved it, and he would suffer losses if he took it himself? What if I had something to worry about withdrawing money?

However, the idea is the idea after all. He dared not to smash the Tang Dynasty Money House, or even dared to say something ugly to others. He knew very well who was behind the Tang Dynasty Money House.

"I'm just a fool. Zhang Xiaobao is in charge of the Tang Dynasty Money House. How could he let people withdraw money from the money house? His family's wealth is billions of dollars, and I'm so heartbroken."

As he thought about it, he squatted in annoyance and grabbed his hair with his hands.

Those who also want to withdraw money, and those who are currently undergoing the procedures at the counter, stopped moving when they heard this.

"This guest official, your money is 71% and 251 cents in total. You can count it and collect it." A person who handled the withdrawal business put a passbook and money of different amounts on the counter, and there was a one-cent coin in it, and said to the person who was stunned.

"Ah? Take it out? I won't take it anymore. Why are you moving so fast? I won't take it anymore. Will it be successful if I don't take it anymore?" This man became even more stupid.

The salesperson shook his head gently, gave the other party an apologetic smile, and said, "The procedures have been completed. If you feel that you don't have much money for the time being, you can save it again."

"How to calculate the interest? Is it doubled?" the man asked with his eyes wide open.

"Since the money bank has adjusted the deposit interest rate, if you deposit now, you can only calculate it according to the original 70% of the money, you..."

"I was wrong, I knew I was wrong, and I would never dare to do it again. From now on, the Tang Dynasty Money Bank said it would be bad, and I would not withdraw money. Give me a chance. My money was deposited in January last year. It has been deposited for more than a year. The interest rate is equivalent to two and a half years.

If you talk to the person in charge of your business, you just say I won’t take it, but you will still calculate it according to the previous ones. I will do it even if it’s less, no more than twice, and I will do it 50%. This little lady, please help me, who has no difficulty? If you help me once, I will definitely repay you.”

The person who withdraws the money has tears flowed out, lying on the counter, looking weak, begging the salesperson.

Before the salesperson smiled and refused again, a man next to him who wanted to save money and didn't look greasy on his body took the call and shouted to the person who was lying on the counter and wanted to stay:

"Hey, I said you are a pancake seller, you are shameless. I know you. Last time you wanted to make a useful pancake fruit tool. I wanted to borrow money to collect pigs. We came here together. The money shop has seen our household registration and borrowed money together, which is interest-free.

What did you say at that time? You said that if you remember this kindness, you will be rewarded in the future. You will be rewarded like this? You still have the face to say, "Who has no difficulty?" If you have difficulties, others will help you, and if others have difficulties, you want to make people worse.

There is no medicine for regret in this world. Now you know how Zhang Xiaobao is so powerful. Why don’t you know how to cross the bridge between Zhang and Wang families? That’s called heaven of thoughts, hell of thoughts, and the road is your own way. Who do you blame? Get out of money and dare to make noise. I slap you away with you."

"I was wrong, I really won't take it anymore, I was wrong..." The man seemed to have not heard it and continued to mumble.

The salesman shook his head helplessly, glanced at the guards beside him, and immediately came over to hold the person next to him and asked the doctor to see him.

"Next." The salesperson's voice sounded as good as ever.

The second person who wanted to withdraw money refused to move forward, his head shaking like a rattle: "I don't withdraw money, I just look at it, right, I went to the wrong place, what am I going to do today? Oh, I'm busy, oh, I remembered that I want to buy cloth, yes, buy cloth, it won't delay you doing things, let's go first, let's go."

After saying that, he turned around and left.

The third person didn't even say anything, and followed him down.

In just over a dozen breaths, all the people who wanted to withdraw money disappeared. Thanks to the spacious door, they would have to squeeze two of them to death.

"Bah! I deserve it. I should say that I should wait. I will wait until tomorrow night to issue a notice to withdraw and withdraw all the money. I can save one more and add some interest. Now it's better, it's 70%. Come on, I'll save it for 70% and I won't get a 10% interest rate in my hand."

A man standing at the money deposit counter looked at the departing person, spat disdainfully, and pushed the money over.

Such a situation is happening in different places. While countless people in the Tang Dynasty felt the warmth and coldness of the world, they also had to ask themselves what they thought at the moment they made their choice.

*******

Zhang Xiaobao didn't care about other people's ideas at all. Anyway, he did what he should do, that is, repaying his grudges with righteousness and rewarding him with kindness.

"I am a saint now. That's how the saint does it. With this incident, I see if I really encounter trouble next time. Do you still dare to take the blame?"

Zhang Xiaobao said to Wang Juan with wine, but listening to his words always made people feel that he was making an excuse for himself to act.

Wang Juan was still doing her embroidery. Hearing this, he raised his head and said, "There will be many people sad. If someone can't think of it and commit suicide, don't you feel responsible?"

"What are you saying this? They shouldn't be sad, but I should be sad. I have a backup plan. What if I'm not prepared? Where can the Tang Dynasty Money Bank go? Although it is impossible to go bankrupt due to a bank run, it will make many people question it.

The only way is to not handle the business of withdrawing money for others, and the reputation will plummet. What you lose is not only the credibility of the money house, but also the court and our family. If I speak again in the future, it will not work as it is now.

Suicide? I don’t believe that someone will commit suicide because the interest rate is low, and the capital is not short of money? If someone really cuts the interest rate once and commits suicide, how many people will you say will die?

I have heard of people who commit suicide by failing stocks, futures and gambling, and never heard of people who fail to live if the deposit interest is low. Besides, I don’t care if someone commits suicide because of this. If the Tang Dynasty money house collapses and I go to commit suicide, how many people who withdraw money will pity me?"

Zhang Xiaobao looked like I was very angry.

Wang Juan sighed and said nothing. She also understood that Zhang Xiaobao was right. Many people who went to run the money would not have any big reaction even if they really destroyed the Tang Dynasty money house and knew that Zhang Xiaobao committed suicide.

There are even people who can gloat and occasionally have time to go with others when they have free time. A person standing on the altar once fell like this, which is beyond the top ranking of Monopoly.

This is the indifference to life and the special excitement of others after they come down from a high position.

Thinking of this, Wang Juan was a little sad. She and Xiaobao did a lot of things for the Tang Dynasty, but as a result, when the Tang Dynasty Money House was in crisis, many people were still unwilling to be on the same side as themselves.

"I'm ignorant. No matter how you educate, people who should be foolish will still be foolish. They may never have thought about what the Tang Dynasty would be like if the Tang Dynasty money house was gone and you, Zhang Xiaobao, were you finished?

They may feel that as long as they have money and hold the money in their hands, they don’t have to be afraid of anything. It seems that they need to teach them more political and economic knowledge in the future. Xiaobao, don’t you think so?"

Wang Juan asked Zhang Xiaobao.

Zhang Xiaobao nodded: "Indeed, at least they must be clear that money is not useful if they hold it in their hands. Not to mention paper money, even if gold and silver are piled up at home and politically unstable, they will not have a good life.

We have always controlled the salt tax with Li Longji. It is very low, and there is no such situation where people spend a lot of money to eat salt. The land annexation has also been curbed.

Otherwise, even if they have tens of thousands of taels of gold in their family, they will only be stolen. These stupid things, not only are they short-sighted, but they dare to question me, run, run. Is this trick useful to me?"
To be continued...