In design language, sometimes less is more, and simpler things can actually give users a better experience.

Li Ruidao: "I don't ask you to make a payment method. That's too complicated. I only want Credit Suisse to have the ability to pay. The first step is to allow users to use Credit Suisse to easily and conveniently purchase emoticons and in-game props."

.Others are doing big and comprehensive things, and we will definitely want to be big and comprehensive in the future, but not now!”

After speaking, he looked around, carefully observing everyone's expressions, and finally his eyes fell on Wang Junyu and said: "Can you do it?"

Wang Junyu nodded and said: "Boss, your requirements are not high. If we can't even do this, we won't be able to get paid. We should just pack up and go home."

Li Ruidao: "That's good, let me talk about my design ideas."

When Li Rui finished speaking, everyone opened their mouths.

It is true that Li Rui repeatedly said it should be convenient and fast, but after reading the design ideas, they realized that this was too convenient and fast. Would there really be any problems?

The plan given by Li Rui only has four steps.

1. The bank card is bound to Credit Suisse.

2. Scan the QR code or pay by other means.

3. The payment interface pops up to confirm the amount and payee.

4. Enter the six-digit password to complete the payment.

Except for the need to bind a bank card for the first time, the entire process requires only two manual steps, which can be completed with one scan and one input.

It does seem extremely simple, even to the point of being a little scary.

A deputy director in charge of security first asked: "Mr. Li, your design is indeed very simple, but I would like to ask two questions from a security perspective. Is it really possible to make quick payments without SMS verification codes? Another point is that there are only six digits."

Can a simple digital password ensure the security of user funds?”

Li Rui said calmly: "Then what process do you think we should take?"

The deputy director thought for a while and said: "I think the main steps of your plan are correct, but you may need to add two more steps. The first step is to bind the bank card to Credit Suisse, and the second step is to do it through QR code or other methods.

To pay, the payment interface pops up on Credit Suisse in the third step. In the fourth step, enter the password. Here I suggest that the password should be a combination of numbers and letters. In addition, the fifth step is to receive the SMS verification code, and the sixth step is to enter the verification code.

After these two confirmation steps, the payment is finally completed.”

His plan was recognized by everyone. Although it had two more steps than Li Rui's plan, it was still much simpler than the cumbersome process of other current payment software. It only took six steps to complete the payment, and everyone was just a little confused.

When you think about it, you feel amazing. Isn’t this cool?

Xie Tianyu also clicked his tongue and said: "This is good, simple and safe. If Credit Suisse can really make such a convenient payment function, I will throw away Lakala immediately."

Li Rui shook his head: "I understand your thinking and hope to ensure the safety of funds while taking into account convenience, but Credit Suisse pursues the ultimate perfection. If I can only choose one of simplicity and safety, I will choose safety.

And I don’t think that by increasing the complexity of the password and adding a verification code link, the user’s funds will be lost.

It’s safer. You have to remember that we create functions based on user needs, not for some problems that don’t exist yet! I admit that if my plan is implemented, Credit Suisse will face huge challenges.

Risk control pressure, but this is my death order, no need to discuss, only execution!"

"But..." Wang Junyu wanted to say something.

Li Rui waved his hand: "You can say that I am a tyrant, you can say that I am undemocratic, and you can say that I am a one-spoken party. It's all fine. But you must listen to me on this matter. I don't accept any suggestions, just follow my plan, no matter what.

Execute it to the letter!”

The boss has said this, what can the employees say?

Wang Junyu was the first to express his position: "Boss, this function is not a big problem from a technical perspective. The main problem lies in the support of QR code technology and bank merchant interface. The debugging process will be a waste of time. But I am confident that the three

Month to come up with the first version.”

Li Rui nodded and said: "Okay, that's it!"

Li Rui went back to rest, and Wang Junyu summoned Credit Suisse's middle and senior management for a small meeting.

The deputy director of safety said with a sad face: "Brother Yu, the boss's solution is indeed convenient, but he is not a high-tech person and does not understand the situation. If his solution is really put online, I'm afraid something big will happen!"

The marketing director also said: "There are many electronic payment software on the market, and the payment steps are relatively complicated. Although I am impatient to use it, I also understand their reasons for doing this, which can avoid risks to the greatest extent. We are indeed ahead of the curve by doing this now."

It’s a step forward for the industry, but this step is too big, and it’s easy to make nonsense of it?”

While Wang Junyu was listening to people's opinions, he silently took out his mobile phone and activated the payment shell.

If you want to use Alipay, you first need to enter your account password to log in to your account, then enter the third-party bank payment tool, enter a complex password composed of "alphanumeric", and you will receive a text message verification code, and then enter the verification code to complete.

Complete the entire payment process.

This method was pioneered by Alipay and has become a standard process for almost all payment software on the market. Wang Junyu didn't feel anything about it before, but now he feels a little irritated and feels that the whole process seems very cumbersome.

However, neither developers nor users think there is any problem with such a cumbersome process.

Now Li Rui has stepped forward to break this tedium, but any innovation comes at a price. The result of reducing the process is uncontrollable risks. Security is undoubtedly the foundation of an application software with many functions involving privacy.

If there is a security problem, Credit Suisse may lose everything it has worked so hard to build.

"Brother Yu, do you want to persuade the boss again?" someone asked.

Wang Junyu pondered for a while, shook his head and said: "Why is the boss the boss? Because his vision is higher than ours. Everyone has seen the development of Credit Suisse in the past year. Why can we achieve today's results? It's not because of the boss's foresight."

!Now that the boss has made this decision, I will be the first to support the boss unconditionally. Everyone must also work hard to understand the boss's ideas thoroughly and improve the technology to the extreme. As long as we achieve perfection, are we still afraid of problems?"

Now that the matter has come to this, everyone no longer has any opinions.

Once we are united in thought, we can then take action.
Chapter completed!