Pay?

Everyone looked at each other in shock.

Wang Junyu was the first to react and said: "Payment? Boss, will anyone use Credit Suisse for payment? Everyone uses Alipay..."

"And Lakala." Xie Tianyu said, casually taking out a small gadget from his pocket.

It is a card swipe device the size of half a palm. It is connected to the mobile phone through the 3.5mm headphone audio interface on the mobile phone. Then download the Lakala application software to complete inter-bank transfers and remittances, credit card repayments, mobile phone bill recharges, and bank card balance inquiries.

, online shopping payment and a series of services.

Looking at this thing in a few years, it won’t even be considered tasteless.

But in 2012, Lakala's concept was considered advanced enough, at least it was a relatively practical mobile payment solution.

Although Lakala still has many shortcomings, compared with the advantages of supporting most bank cards, carrying it with you, and not needing to open online banking, the shortcomings are not considered shortcomings.

Li Rui smiled and said, "Use that thing of yours more often. When Credit Suisse's payment function comes online, you won't be able to use it anymore."

Then Li Rui said seriously: "Credit Suisse is not just an instant messaging software. Our ultimate goal is to cover various basic functions in users' daily lives and become the traffic entrance of the mobile Internet. This goal has been since the founding of Credit Suisse

From the first day to now, it has never changed. Although Alipay is the leader in the payment market, its support in the mobile payment field is not good enough. This is our opportunity."

“In the future, Credit Suisse will be able to complete the bottom layer of payment, personal transfers, online e-commerce, offline shopping and other functions without using any external devices. But at present, we must solve the most basic problem first, in-app payment!

"

Wang Junyu breathed a sigh of relief.

If Li Rui wants to eat a fat man in one go and move all the current functions of Alipay to Credit Suisse, Wang Junyu really doesn’t know what to do. After all, it is a very huge architecture system, and it needs to be compared with the existing architecture of Credit Suisse.

Integration, coupled with interface debugging with the upstream banking industry and downstream commerce, just thinking about the workload made him think of sudden death.

Now Li Rui only requires the first step to complete the in-app payment, which is equivalent to reducing the difficulty of advanced mathematics to junior high school. It is much simpler.

Li Ruidao: "In this regard, the ring I invested in the island country has already done a very good job. You can refer to it. However, the situation in the island country is different from ours. They have many years of accumulation in mobile payment and the strong efforts of the operators.

Support, and we need to cultivate the concept of mobile payment from scratch. In this regard, we must focus on functional design and marketing.”

"As for marketing, you don't have to worry, I will take care of it."

"I also have an idea for functional design, you just need to technically meet my requirements."

After hearing what Li Rui said, everyone breathed a long sigh of relief.

Working for Li Rui is very simple, because Li Rui will give very detailed plans every time, saving them a lot of design time. The most important thing is that the plan given by Li Rui every time is the optimal solution!

They only need to focus all their energy on technology and realize the plan described by Li Rui. If every boss could be like Li Rui, then workers would be really happy.

Li Ruidao: "The first problem we have to solve is Credit Suisse internal payment. Currently, there are more than 300 paid emoticon packages in Ring's emoticon store. This item alone can bring in more than 4 million yuan per month."

Income. Next, ring will be connected to the game platform. According to predictions, this income can reach tens of millions of magnesium dollars per month in the future."

Everyone was surprised.

Wang Junyu was surprised: "Is Ring's paid function so good? Doesn't that mean that they can now be responsible for their own profits and losses?"

Although Credit Suisse has more than 110 million users, there have never been any charging items, and there is no income at all. Every month is just server maintenance costs, personnel costs and bandwidth costs are astronomical figures. If it weren’t for Li Rui’s profit last year,

I spent a lot of money, but I really can’t afford such a large investment.

But everyone knows that it is only a matter of time before Credit Suisse, with so many users, wants to make money.

Li Rui nodded and said: "Ring's revenue is very good, and it is expected to be profitable by the middle of this year. But there is no need to worry. The situation in China and the island country is different, and the goals of Credit Suisse and Ring are also different. Credit Suisse needs

Making money, but making money is not the top priority. Our most important thing is to provide users with richer services and more choices. Let users who are willing to spend money find places to spend money, and let users who like free money enjoy

Better basic service!”

Xie Tianyu applauded: "The boss said it well, you can make money, but you can't look too ugly when you eat!"

Someone laughed and said: "Are you talking about Penguin or Internet Control?"

"Either one of them looks ugly," Xie Tianyu said.

The crowd burst into laughter.

Li Rui smiled and said: "The key point is that your boss, I want to be more face-friendly, and I don't have to worry about making money, but I can't make everything, and I can't steal money from users' pockets, right? We want users to spend money willingly, even if they don't.

Money must also be welcomed with a smile, because there is an old saying in our country, the rich support money, and the rich support personal support. Users who do not spend money can still use their traffic to bring benefits to us! "

Some people present could understand Li Rui's words, some seemed to understand but not quite, and some didn't quite understand. This is the difference in realm.

Wang Junyu is obviously the kind of person who understands. He nodded while taking notes.

Xie Tianyu probably understood, but Wen Hongjun and Zuo Minghao obviously didn't understand very well and looked around.

Li Ruidao: "Regarding this issue, I will ask Sun Yaxun from Xingrui Games to come to Haizhou in a few days to give you a detailed explanation. By the way, Credit Suisse Pay currently mainly connects application payment, one is the emoticon store, and the other is games

Platform. Xingrui Games Shudu Studio and Qifan Games

Several mobile games are being produced, some have been completed and are being tested, and some are still under intensive development. What you have to do is to recharge gamers to purchase paid props and monthly passes in the game and provide technical support. The most important requirement is

It’s just convenient and fast enough.”

"So my request is to remove all the complicated parts, bind the bank card directly to Credit Suisse, and when you need to pay, transfer money from the bank card and pay the money to the merchant!"

Everyone was stunned.

When Li Rui assigned the task, their brains were constantly running, thinking about how to implement the payment function.

Especially Wang Junyu, as the general manager of Credit Suisse, he studies various applications every day, and Paybay is also one of his study subjects. He has just designed a very complex payment plan in his head.
Chapter completed!