"Hello, Mr. Hu! My name is Feng Ziming. Nice to meet you."

Feng Ziming was smiling all over his face, while Chen Jialin beside him remained expressionless.

Hu Yang knew that Chen Jialin had a problem with Feng Ziming, so he didn't tell her immediately and took the initiative to say that he didn't want to go for a walk anymore, so the three of them returned to the house together.

"Lao Feng, I'm not telling you, even if the funds cannot be transferred for a while, you should discuss it with me. What's going on in this quiet way, throwing the collateral to me and not showing up?"

Chen Jialin sat down in the living room and drank a few sips of juice. His anger was relieved a lot, but he still scolded Feng Ziming.

"Yes, yes, it's all my fault. Mr. Chen, didn't I just watch the housing prices in Xiangjiang drop so much and just want to buy some to wait for appreciation. Who knew that the prices I bought at the end of last year would still fall this year. Hey, I'm stuck for the time being.

Okay. Now, I won’t talk nonsense anymore. I plan to sell this manor and replace it with your money. What do you think?”

Feng Ziming still had a smile on his face and what he said was reasonable. Chen Jialin's face looked better now.

"Lao Feng, couldn't you have said this earlier? Are you really at the point where you want to buy a house?"

"Mr. Chen, I'm not as miserable as you said. I still have several properties in Bangkok. Let's sell this one first. It's equivalent to exchanging properties in Xiangjiang."

In fact, Feng Ziming had been reluctant to sell the property, but he tried his best, but still couldn't get enough money to pay off the debt, so he gritted his teeth and came to see Chen Jialin.

"Okay, you can mortgage it with me first, and wait for the repayment to be slow. Lao Feng, we used to be friends, so we should be more open-minded in everything we do in the future."

Chen Jialin was a typical talkative person, and at this moment, his heart softened again. To be honest, this little money was not even a drop of money to him. What he cared about was Feng Ziming's attitude.

Hu Yang also saw from the side that this Feng Ziming was really not a defaulter. He probably didn't have the money to pay off the debt before, so he was too embarrassed to come to see Chen Jialin.

In any case, Chen Jialin was a little angry because such a large manor was given to Chen Jialin, but it did not affect the friendship.

"Thank you Mr. Chen! But I still want to sell it because I want to raise more funds this time. I think the real estate in Xiangjiang will bottom out soon. This time I want to take a big shot."

Feng Ziming said slowly, but there was a sense of madness in his words. Maybe he was very sure, maybe he was a real gambler.

Hu Yang glanced at Chen Jialin. No matter what kind of mentality Feng Ziming had, at least he made the right bet this time.

Chen Jialin didn't say much, and then borrowed some money from Feng Ziming. Anyway, the money Feng Ziming owed him was just enough to buy such a manor at a bargain price, and he didn't bother to think about whether the other party could repay the money.

Feng Ziming said goodbye with a lot of gratitude and left. As he left, Populus euphratica's phone rang.

Hu Yang went outside to answer the phone and came back after a while, his face not very pretty.

"What's the matter, Brother Hu?"

Chen Jialin felt a little strange. Wasn't Populus euphratica fine before answering the phone?

"It's Qiqi's call. She made some money in the past two years and took it all back to real estate speculation in Xiangjiang. No, house prices have plummeted recently and she is going bankrupt."

Hu Yang shook his head. He felt that all he heard recently was news about Xiangjiang real estate.

"Isn't that bankrupt? Could it be that she added leverage? Alas, all this hard work was really in vain, and she returned to a state of abject poverty overnight... Why is she looking for you? Does she want you to help her?"

Chen Jialin unfortunately said that Liang Shuqi really increased leverage when speculating in real estate. The down payment was very low and most of the funds were bank loans.

Again, Liang Shuqi was too greedy and borrowed money to invest beyond a certain limit. Once housing prices fell, the capital chain was broken.

Chen Jialin has a good impression of Liang Shuqi, at least there is nothing wrong with this person's character.

"Well, it doesn't matter if I help her, I just didn't expect that she would dare to gamble like this."

Hu Yang is not the kind of person who is not affectionate at all. He once told Liang Shuqi his judgment about Xiangjiang real estate, but it is a pity that she did not listen completely. It is a pity.

"Mr. Chen, Mr. Hu, what are you two talking about? Xiao Chunchun said she wanted to go out for a walk, how about we come together?"

Liu Jia and Tian Sichun came down from upstairs, and Hu Yang and Chen Jialin stopped the topic.

After playing in Bangkok for a few days, Hu Yang and others returned to the deep sea.

Liang Shuqi's matter was easily solved. Hu Yang called Xia Bing, and Huijia International Investment redeemed the debt owed by Liang Shuqi from the bank in the name of a small affiliated company.

Liang Shuqi re-mortgaged the property under her name to this company and will continue to repay the same amount in the future.

In this way, no matter how house prices fall, she does not have to worry about the house being repossessed. When house prices rise one day, she will naturally be able to escape or make a profit.

In fact, Hu Yang could lend her a sum of money, which was tens of millions of Hong Kong dollars. However, he did not want to indulge Liang Shuqi's problem. How could his investment be so radical? It would be better to let her learn a lesson.

If Liang Shuqi was not investing to make money, but buying a house to live in, Hu Yang would not do this and just help her.

Afterwards, Liang Shuqi went to Shenhai to thank Hu Yang in person and said that she would never increase leverage for investment in the future.

This matter is a trivial matter for Populus euphratica.

However, because of this incident, he thought of an aspect that he had been neglecting.

“Mr.

"

Hu Yang's domestic companies have solved the housing problem for their employees. Although there are some restrictions, as long as you work hard and don't do anything that harms the interests of the company, the housing will be yours sooner or later.

Therefore, whether it is Huijia Holdings or the Shenzhen and Pudong companies invested by Huijia International, they never worry about recruiting talents.

But at Huijia International Investment Headquarters in Xiangjiang, employees do not receive this treatment.

"Boss, do you really have this plan? Ahem, even though housing prices in Xiangjiang have dropped a lot, they are still much higher than in China."

After Xia Bing took office, she also thought about this aspect. Later, she calculated that the investment was too great, so she didn't mention it to Hu Yang.

It wasn't until today, when she was recalled to the deep sea by Populus euphratica, that she touched on this issue again.

Among the employees of Huijia International Investment, some are returnees, some are "Hong Kong drifters" from the mainland, and the last part are locals.

In comparison, the first two groups of employees need a place to live with relatively better conditions.

"Well, in this way, the area of ​​each house should be capped at 50 square meters. In addition, regardless of the shared property rights for the time being, the property rights of the houses belong to the company. The company can rent the houses to employees, and the rent can be based on 30% of the current market conditions.

.”

Hu Yang does not think he can solve the problem of employees buying houses in the long term, especially in a place like Xiangjiang. However, it is a practical solution for the company to buy part of the houses and provide accommodation for employees.

"Okay, I understand. Mr. Hu, if the company's houses are rented, can we sort them according to the number of years of service to the company and the position? In this way, how many new employees can live in one house, and how many people can live in the same house?

If an employee has a family, can he rent a flat?"

Xia Bing also opened her mind at this time. She was not asking Yang Hu when she said this, but talking to herself.

"After you go back, come up with a plan as soon as possible. As for the purchase of houses, we need to start immediately. Let's buy 100 units first in the name of the company's employee dormitories."

Hu Yang made the decision to purchase a house, and Xia Bing immediately returned to Xiangjiang.

100 units of 50-square-meter houses were both too much and too little. Xia Bing took people to many places and finally bought them in a real estate that was about to be delivered.

Although house prices have dropped a lot, the average price of these houses is still HK$41,000 per square meter, which brings the total price to HK$205 million.

Soon, Xia Bing came up with an implementation plan.

Because there are no property rights issues involved, the plan is relatively simple. The most important one is that you can only apply for a separate house after working in the company for three years.

Single dormitories are divided into four-person rooms, two-person rooms and single rooms. For single rooms, middle-level employees of the company and above can apply. Two-person rooms and four-person rooms are sorted according to years of service and position.

Last time, after Hu Yang transferred US$500 million to Huijia International Investment (Deep Sea) Company, the company still had US$160 million in its US dollar account, HK$3.3 billion in its Hong Kong dollar account and some fractions of a year's normal expenses.

After that, I spent 200 million Hong Kong dollars to buy a first-floor office building, and another 205 million Hong Kong dollars to buy 100 residential units this time. I also used some funds for Liang Shuqi. There is still 2.85 billion Hong Kong dollars and some fractions left in the company's Hong Kong dollar account.

Huijia International Investment Company's funds are still abundant.

In December, a big event happened. After fifteen years of arduous negotiations, the country finally officially joined the World Trade Organization.

This is a landmark event, which means that the mainland has since been integrated into the world's multilateral trading system.

In the same month, the expansion project of the Science and Technology Incubator Park was completed ahead of schedule and will be put into use before the end of December.

Good news has also come from Charming Manufacturing, which is far away in Shanghai. The construction of the new factory has been completed, and all equipment is being installed and debugged.

The R&D team led by Sa Hongli is making final assessments of the manufacturing process and will begin trial production after the equipment is installed and debugged.

"Mr. Hu, the team led by Lao Sa is really awesome. It has digested and absorbed Toshiba's technology in such a short period of time. And on this basis, it has also made a big step forward, further narrowing the gap with international advanced technology.

.”
Chapter completed!