Lu Jianchuan replied matter-of-factly: "If our company develops a real estate project, the main source of funds is banks, which is also the source of funds used by more than 99% of real estate chambers of commerce. After all, like Huanghua Linxi, several of our friends

Cooperative development can only be considered a small effort, and everyone can just throw some money into it."

"Yes, it's the bank!"

Lu Heng snapped his fingers, already expecting Lu Jianchuan's answer.

"But what does this have to do with the prospects of the real estate industry?" Lu Jianchuan was puzzled and looked at Lu Heng doubtfully, "And it has little to do with your cooperation with me, or even my acquisition of Sanlin shares!"

Lu Heng smiled slightly, "Why doesn't it matter? If the bank's attitude changes, it will affect the industries related to people's lives in all aspects. The industries you and I are engaged in are inseparable from food, clothing, housing and transportation, and are affected by the bank

Very big. I wonder if you have paid attention to the policy changes of major banks recently?"

Lu Jianchuan shook his head, his brows furrowed together. It was obvious that he had not turned around.

Perhaps it was because Lu Heng's snap of his fingers made the sound a little louder, or perhaps because he saw Lu Jianchuan gradually losing his dominant position during the negotiation process, and even the subject and object were reversed, and he was losing ground. Gu Yuanchao, who had been reading quietly, put down the newspaper.

After coughing, Gu Yuanchao attracted the attention of the two people and spoke slowly.

"Jianchuan has not had any big projects launched recently, so I don't know much about the trends of the major banks. However, several real estate companies I invested in have launched projects and have had many contacts with banks, so I may be a little clearer. They are more relaxed!"

Lu Jianchuan looked at Gu Yuanchao in surprise. He understood exactly what "the mouth was relaxed" meant.

"Uncle Gu, what do you mean?"

Gu Yuanchao glanced at Lu Heng, who was smiling beside him. He was surprised, but said in a very calm tone: "There are not many factors that restrict the real estate industry. One is money, and the other is land price. Banks have relaxed their rules, and loans

The difficulty is reduced and the loan amount becomes larger, which directly solves the problem of insufficient funds for real estate developers. In other words, taking your company as an example, your company may only be able to start two or three projects with loans.

But based on the current bank policies, it can at least support you to start more than four scales!"

"This is impossible!"

Lu Jianchuan opened his mouth and said in disbelief, but when his eyes fell on the calm Gu Yuanchao and Lu Heng, who had an expression that he already knew, he had to believe it.

Choking, Lu Jianchuan still asked in disbelief: "Why is this happening? The national government doesn't seem to have introduced any major policies recently?"

No wonder Lu Jianchuan is so out of sorts. In fact, almost all changes in China's major banks are closely related to the country.

For example, private enterprise housing loans, interest rates, loan qualification review, etc.

If the state or the Bank of China does not release the wind vane, all banks will not dare to take extraordinary actions.

After all, the largest bank in China is the Bank of China, and its president is at the deputy, provincial, and ministerial level. The existence of high-level central officials is directly linked to the government!

Gu Yuanchao glanced at Lu Heng and said with some expectation: "I don't know the reasons for the change in bank policy. Maybe Lu Heng can clear up our confusion."

Looking at the gazes of the two of them, Lu Heng smiled even more.

Knocking on the table, Lu Heng said with a smile: "The reason is actually very simple! Everyone knows what the biggest crisis the country is currently facing is nothing more than the financial crisis sweeping the world. Since this financial crisis is said to affect the world, the United States

It has even fallen into an economic depression, which shows its huge impact. China seems to be sitting on a high platform and staying at peace, but in fact, the economy has also been seriously affected.

China's economic development has always been the fastest in the world, and it is impossible for the government to let this development momentum be greatly curbed. In order to save the economy, it will inevitably make macro-control at the national level."

Lu Jianchuan swallowed, still not quite understanding the relationship here.

Gu Yuanchao was an old man and realized something, but there was still a layer of window paper there that made his heart not so bright.

"How to save the economy and keep the national economy maintaining the momentum of rapid development? The method is very simple, just stimulate consumption, because consumption is the main means of stimulating economic activity. But consumption requires money, where does the money come from? Maybe you don't know much about it.

Yes, but those of us who major in economics and finance know that there are only three ways, one is to increase taxes, the other is to issue bonds, and the third is to print money.

First of all, it is impossible to raise taxes. Even if raising taxes can increase government revenue, this is definitely not what a wise government organization should do during the economic downturn. This is tantamount to killing the goose that lays the goose to lay eggs. It will increase the burden on ordinary people and lower their lives.

Quality, that would only be done in times of war or mediocre government organizations. Obviously, our country's governing team is not mediocre, but excellent!

The second is to issue bonds. This is a good choice and will not create inflation. However, the disadvantages are also obvious. It will cause interest rates to rise, which is not conducive to corporate financing and will also put pressure on the appreciation of the RMB.

Then in the end, there is only one option left, print money, print a lot of money!"

Lu Heng waved his hand vigorously and said fiercely. After hearing this, Lu Heng and Gu could feel the certainty in Lu Heng's tone. It was a kind of 100% confidence in his guess!

At the same time, the answer in my heart is about to come out.

Lu Heng breathed a sigh of relief, shook his head and said: "I don't know how much money was printed, and it is impossible for most people in China to know. But it is definitely a large number, so much that it can cause inflation. In the past, one dollar to five days

A bowl of Chongqing noodles may cost three, five, or even ten yuan in the future!

Ahem, we don’t need to think about these. The country will definitely consider the consequences before printing money. What we have to consider is how to use it after printing so much money, and turn it into money in the hands of the people and the market.

The currency in circulation is not the customs coupons used during the Kuomintang rule. With extreme hyperinflation, money is worthless. So now, how do you think the country will use the money?"

Impressed by Lu Heng's gaze, Gu Yuanchao suddenly became enlightened.

Lu Jianchuan blurted out, "Loans! Bank credit! Only bank credit can easily use the money, and finally it falls into the hands of entrepreneurs and ordinary people! By the way, that's it, and only in this way can we explain why banks are borrowing so much money now.

It’s easy, and the money you borrow will be more than before.”

Lu Heng snapped his fingers again and said appreciatively, "Yes, that's it!"

Gu Yuanchao sighed with emotion, "You college students, it's really good to read more books. For those of us who have never learned relevant knowledge, how can we reason from world events bit by bit?

On things that are closely related to life.”

"Uncle Gu was joking, you just didn't have such good learning conditions in your era."

Lu Heng said modestly, and then immediately returned to the topic.

"It is absolutely foreseeable how much impact the bank credit restrictions will have on the real estate industry! Therefore, don't think that the explosion of the real estate industry in the past few years will lead to a fall in housing prices. This is just an illusion seen by ordinary people.

In the next ten years, housing prices will usher in a new round of explosive growth!"

Lu Jianchuan was a little confused again, and asked awkwardly: "The real estate developers have more money, and there are more properties that can be built. There is enough supply, and the people have more money, and they can easily buy houses. How can house prices rise?"

But as soon as the words came out of his mouth, he noticed that Gu Yuanchao was staring at him with hatred.

"Otherwise, you are an ordinary person, and Lu Heng is a genius, just like Gua Wazi!"
Chapter completed!