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1292. Payment company’s expectations

 I remember that the Ant Company in the previous life appeared in 2004 when the Internet had just entered a period of rapid expansion. It laid out its plans in advance, allowing the other party to have more room for control in its development. At the same time, it also accumulated a lot of beyond-the-ordinary technologies.

When it was converted to a mobile version, it could take up quite a few advantages and naturally become the overlord of this industry.

It is precisely because of this that the current layout of this field is just in line with the expectations of the city for the current development of the Internet. With the development of time, there will definitely be a wave of mobile terminals within 10 years, and the payment field itself

It takes a certain amount of time to cultivate user habits and accumulate technical barriers. This time is just in line with your expectations for the payment company, and it also gives the other party more development potential and time.

But now that something has gone wrong, and I have realized the importance of the payment company, it seems a bit inappropriate to group this company into Weibo Company, even if Weibo Company owns a relatively high shareholding.

He is a well-deserved major shareholder, but the shares he can hold can only remain above 30%, and may gradually be reduced after the listing.

Gu Cheng himself has some sense of sharing, but after learning about the great prospects of payment companies, he felt that it would be too selfless to share the achievements in the payment field with everyone, even if anyone encounters

When this happens, everyone will have some little thoughts of their own. If you share this company with your two good friends, then you will be able to accept the result, but if you share it with these social groups,

Sharing, and the other party cannot help the development of the payment company, then it will undoubtedly be a loss for you.

So when it comes to this situation, Gu Cheng still feels as selfish as possible. He may start building the framework of the payment company and give corresponding guidance to the other party. But the equity of this company must be 100%

It is in your own hands. When it develops to a certain potential, it will slowly build more lower-end industries for its payment company through mergers and acquisitions. For example, online ticket purchase websites, food delivery websites, travel websites, etc.

These websites are closely related to people's lives, and these websites can not only use convenient payment, but also cultivate a fixed user group of payment companies, and can also achieve the purpose of driving the development of payment companies through the expansion of these industries as much as possible.

This is a relatively grand and time-consuming plan, and the funds that usually need to be invested are countless, so it is better to bear the cost by yourself. Thinking of this, he already has a relatively complete plan and has planned

Okay, let’s find professionals to start building our own payment company.

Now the country does not have a better policy for this new type of company. Unlike the payment license in the previous life, it seems to be more difficult to propose such a proposal now. The meaning of the existence of the government

You may have a groping attitude towards many things, but if you don't feel the benefits and great prospects of a thing, you won't jump to conclusions easily.

It is precisely because of this that when the framework of this payment company is established, the early business must be very narrow. It can only exist as a transit agent and can only do some bank card acquiring. "Traditional payment business, mainly

Swiping cards and swiping codes (payment codes) offline is an offline merchant cashier scenario, and merchants are constantly changing, so there is continued market space.

There is no need to apply for professional approval for such a scope of responsibilities. Units affiliated to UnionPay can perfectly assume this responsibility. However, in the past, most of the companies affiliated to UnionPay focused on entities, and these companies

It is indeed relatively novel to move the scope of the project to the Internet.

For the time being, it relies on UnionPay to slowly expand its professional scope. When it reaches a certain scale and the market urgently needs the existence of such a software, its own payment company can take advantage of the situation and propose national regulations to regulate this industry.

standards, and issue corresponding payment licenses at the same time, so that the significance of Internet banking can truly appear and exist. At that time, you can rely on your early advantages and accumulated technology to expand in this industry.

In the Internet era, the existence of payment companies has no standards compared to the traditional banking industry. To some extent, the profits and scope of responsibilities brought by payment companies are far broader and more complete than those of banks. This is the development brought about by the times.

At the same time, it is also the changes that banks must make and the survival of the fittest after the market reaches its peak period.

But who to entrust the management of this payment company has become a headache for Gu Cheng. Li Kui does have some management talents, but the other party's major is out-and-out Chinese, and he wants the other party to manage some companies.

, can be understood through study, but when it comes to these professional financial knowledge, there may be some people who are more than willing to do it. In addition, the other party also shoulders the identity of the manager of Weibo Company, and then pull the other party over.

Managing your own payment company is obviously not a safe thing to do.

For the manager of a payment company, he hopes that the other party has some necessary management functions. At the same time, he must understand some Internet technologies. It is of course essential to have a novel idea. He also needs to understand some financial knowledge. To be honest,

, if you want to find a talent with any of the above characteristics, it is very easy to find, but if you want to find an existence that combines these characteristics together, it is simply a difficult thing.

But right now, this matter is really too urgent. It should be about 10 years before the wave of payment companies rises. You can start slowly. On the one hand, you can build the company's framework yourself and recruit people to delay the direction. On the other hand,

You can also use a leisurely attitude to explore the emergence of such talents. After the other party appears, you can leave the entire company and entrust all the business to the other party, so that you can continue to repeat your previous secluded life.

.

Even if anything is very urgent, you should have your own stability. So even though I have thought about this plan from beginning to end, I still am not in a hurry to implement it immediately. I first sort out the thoughts in my mind,
Chapter completed!
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