As Wang Chong and Zhang Bai guessed, the wealthy families in the East City of Shendu City began to operate frantically. Such a big move and confrontation would not be unaware of the world.

The giant Dongcheng rich family has gradually surfaced and appeared in front of the world. Only now do the people realize that they occupied half of the merchant path of the Song Dynasty.

And this giant is now facing a challenge, and the same powerful existence is confronted with him. The official business of the Song Dynasty is also a familiar existence, because the official business is not the court, nor is it less than the masters of the three officials, but the family's industry.

All the unique things in the Song Dynasty were made in official business, and everyone knew this, whether it was coffee or glass, ore, grain, tobacco, etc.

While watching the show, each has its own support, either with stakeholders, or because of the reputation accumulated over a long period of time, some people support the official business, and some support the wealthy families in Dongcheng.

Of course, there are still many people who support official business transactions, because the people have gained benefits from it, the goods are cheaper, and the prices in Tokyo City have affected the entire Song Dynasty, and even the Shendu City has been affected.

Almost everyone knows that the official business is lowering the price, while the Dongcheng wealthy families are still maintaining the original price, and they are even shutting down factories and shops, waiting for the official business and Cai Ji to not be able to hold on.

This is a fierce battle, both sides are strong, and the various businesses of the wealthy families in Dongcheng are almost familiar to the Song Dynasty.

But no one knows that the official business has thrown out the last straw that has overwhelmed the camel. At this time, the official business has already pushed the prices to the lowest level, and the wealthy families in Dongcheng could not hold on, except for the strange blinking

If Tokyo City is the commercial center of the Song Dynasty, then Shendu City is the wealth center of the Song Dynasty. Because the wealthy families in the East City and many big merchants are in Shendu City, the largest money house in the Song Dynasty is also in Shendu City.

On the crossroads connected to Zhuque Street on Nanmen Street, a building like a fortress stands here. Although it is a high wall, it does not give people a strong blessing of oppression.

From the outside, this is a wooden house, which is similar to the traditional houses in the Song Dynasty, but in fact, the old people in Shendu City knew that this was a building poured from steel and concrete!

This is the only building in the Song Dynasty that was poured out of reinforced concrete. Even the imperial palace in the Song Dynasty did not have such a system. The reason is very simple. Most of the wealth of Shendu City and even the Song Dynasty is in this money house!

This not only includes the savings of the people, but also includes the treasury supervised by the three departments. In order to build this indestructible place, the Firearms Department even used explosives for testing, so that the thickness of the wall was obtained.

Then the Ordnance Department and the General Manager sent people to build the building at the same time. The people who built it were not labor employed by the people, but were all veterans who were permanently residing in the imperial guards.

These people recruit soldiers, not soldiers, so there is no need to doubt their loyalty. Many of them quit drinking in order to keep the secret……

The main structure is fixed with steel steel plates, and then it is made of a lot of sand and stone and cement. In order to have a reliable structure, an extremely solid integrated pouring method is used. The glue is used to test all the materials that can be found in this era for the final selection of the best one.

This is still the front door face, and the treasure house at the back is made up of two concrete cast buildings. This is the most difficult thing.

There is not one but two such treasure houses, in order to separate the national treasury and the people's money. The Song Dynasty now not only has official notes, but also popular money deposit notes. As long as there are secret deposit notes and secret documents, you can raise money from the money bank, and there will be interest in placing the money in the bank.

The money shops in the Song Dynasty have changed from converting gold and silver into official banknotes to deposits and withdrawals and loan business. The iron rule of Yici Leye Rao is that only when enough mortgages appear can you borrow and lend, otherwise everything will be free of negotiation.

Of course, this iron rule does not come from the one who gives you a happy life, but from Zhao Zhen!

When Yici Leye people presented the idea of ​​collecting interest to make money by borrowing loans, they almost received support from most officials.

In their opinion, it is normal to borrow money to provide emergency responses to the people and collect a certain amount of interest after they overcome difficulties. Why not do it?

No matter how high the interest rate is, it depends on the large amount. The data given by Yici Leye people is very gratifying. If money banks in various parts of the Song Dynasty open lending services, the interest rate collected every year is very small and more than ten thousand!

But there is a problem that this money is not from the court, but is borrowed from the people's money, which makes people feel a little worried.

It's ridiculous. When officials know that the money comes from the people, their fears are even far more than the embezzlement of national treasury. In the eyes of officials, if they take out the people's money to borrow money to generate interest, it would be a crime of injustice!

If you lend the money from the court, it is naturally good to make money. If you lose money, you can settle the accounts from other places... But in the eyes of Yici Leye people, the money shop pays the people's deposit interest in order to use their money to lend to those in need, otherwise why should they pay interest in depositing? Their money should be charged!

The final compromise is that the money borrowed usually comes from the savings of the people and is generally derived from the treasury. If there is a problem, the country will also bear half of the risks for the people......

When this final plan appeared on Zhao Zhen's desk, Zhao Zhen's eyes were nailed to the Rabbi Yici Leye who entered the palace to report, as if he was about to peel off his skin and see if it was a "modern person" inside.

It is already a miracle to be able to think of saving and lending money, and it is even more overwhelming to use the country's credit to "endorse" the lending business, and then take risks with the state's finances as lending behavior. This is extremely rare in later generations.

Of course, without this series of operations, there would be no wonderful "business battles". Because of the existence of money houses, economic leverage began to appear, which leveraged simple economic behavior in the original market and many variants appeared.

For example, now, all the merchants in Dongcheng are borrowing money from money shops, hoping to obtain a large amount of money to acquire the official transaction and the goods that Cai Ji is already in a loss.

In the eyes of Dongcheng companies, the prices of these goods are far lower than the profit price, let alone the market price. Since you have the goods that you dare to sell like this, don’t blame others for taking action.
Chapter completed!