Chapter 18 The House(1/2)
Considering that he would stay in the crew for most of the next two months, Xu Rong wanted to ask Jin Fangfang to help with the follow-up procedures for buying a house, but unexpectedly, he was despised by Jin Fangfang as soon as he mentioned the topic.
"You only have 900,000 yuan to buy a house in Haidian? Are you a small two-bedroom apartment?" Jin Fangfang looked at Xu Rong sitting opposite him speechlessly, "And brother, can we develop some ideas?"
As she said that, she added: "Even if you are paying half of the movie you are about to film, it will only be 1.15 million yuan. If this money was more than enough to buy a three-bedroom apartment at this time last year, it would be impossible now."
"So if you really plan to buy a house, and it's more than 100 square meters, you can't pay it yourself."
Xu Rong looked at her in confusion, not understanding what she meant.
Jin Fangfang rolled her eyes helplessly and said, "Of course it's just borrowing money, spending other people's money, buying your own house, and it can also be used as an investment, which is very cost-effective."
Xu Rong shook his head. He had previously considered the method of "interbank lending". For example, Li Youbin and Huang Xiaoming are all good people who are not short of money, but he is not in urgent need, so there is no need to borrow money.
"Are you talking about commercial loans?" Xu Rong thought for a while and smiled bitterly, "But I've inquired about it. The interest rate of commercial loans is quite high, and I only have a house in my name, so I can't get much money."
Jin Fangfang completely understood that although Xu Rong had red eyes, her vision still limited his thinking, so she patiently took it and induced him step by step: "Who do you think you have the greatest value to?"
Perhaps afraid that Xu Rong wouldn't understand, she specifically reminded: "And I really hope you can borrow more."
Xu Rong looked at Jin Fangfang who was like a little fox, frowned and thought for a while, and suddenly said, "You mean... the company."
Jin Fangfang snapped her fingers and said, "I guessed right, I can guarantee that if you don't say too much, there will be no problem within 10 million. Didn't the chairman say that, you should treat the company as your family and borrow some money from your family, and you can't get interest again, right?"
Xu Rong thought about it and said that Jin Fangfang's method really has certain feasibility. He is currently popular and is still early before the contract expires. If he really wants to open his mouth, the company will not not lend it to him. As Jin Fangfang said, the company may wish him to borrow money, because the combination of the two will be stronger.
And from his own perspective, if he borrowed a huge sum of money, in order to ensure that he could pay it back, the company would not reduce his resources.
"Of course, you can't just borrow 10 million when you borrow, you have to borrow 20 million or even more, because in this case, even if the group lends you 10 million, you will still feel that you are a little indebted to you." Seeing Xu Rong being quite moved, Jin Fangfang smiled and said, "To say that you may not be very happy when you hear it, within one or two years, if you work hard, take on ten shows a year and continue to accept commercial performances and endorsements, making 10 million is not a difficult task, but no matter how high it is, the company will have to bear certain risks and will not borrow them."
Xu Rong thought for a while and opened his mouth. He suddenly realized that the girl with a low head in front of him had an outrageous grasp of people's hearts.
At this moment, the group of artists under Chang Jihong will definitely leave after more than a year, that is, after the contract period between Chang Jihong and the company expires, he will definitely leave. At that time, the only one of Hairun, who can really make moves, is he and Sun Li.
But Sun Li's attitude is still unclear. What worries the company the most is that she has a good personal relationship with Chang Jihong.
He was different. At that time, he and Chang Jihong made a fuss to the death, which was not a secret to the top leaders of the group.
Xiao Zhang and Xu Xing were stunned when they heard this. Their family background was pretty good, but astronomical figures such as 10 million completely exceeded their cognitive boundaries with wealth.
In contrast, Xiao Zhang is more likely to accept it because 10 million is about 10 million, which is just 10,000 and 30 more. However, Xu Xing has a clearer understanding. With so much money, she can basically achieve financial freedom. She can buy clothes and bags she wants to buy, and what kind of assistant?
Xu Rong thought about it carefully for a while and he originally thought that 10 million was quite large, but in a horizontal comparison, he didn't think that it was too much.
For Li Youbin, it is just the pay for filming two movies.
But I owe ten million at once, and this burden is a bit heavy.
"Aren't you usually quite confident? You don't feel that you can't even earn 10 million in two years, right?" Jin Fangfang looked at Xu Rong still hesitating and added another fire.
Xu Rong knew that she was urging herself, but let alone that, he really urinated this urging. He didn't know so many twists and turns, but what he could see was that the house he bought on SJS really made a profit, and it rose by nearly one-third.
Senior Brother Huang Xiaoming's vision is still fine.
For example, Chaoyang and Haidian, the price has risen even more outrageously. I bought it this year and it will continue to rise according to this momentum. Not to mention that he may not have to film anymore.
The most important thing is that, as Jin Fangfang said, he really doesn't believe that he earns less than 10 million in two years. If he is shameless now, he keeps taking on acting and endorsing various commercial performances, he can earn it back in a year.
He thought for a while, made up his mind and said, "Then let's borrow it."
"Ok." Jin Fangfang stood up and said, "Let's go and talk to our Mr. Guo."
After hearing Xu Rong's demand, Guo Si's chubby face reacted calmly, and she just frowned and asked, "What are you doing if you borrow 30 million yuan?"
Xu Rong did not hide it and said, "Buy a house!"
"Okay, I asked the financial department to apply for it. The amount is not small. The group has to approve it. But if you are mentally prepared, I guess I can't approve that much, half of it will be over."
Xu Rong nodded, not to mention half, one-third of it is enough. He had seen it before coming to Beijing. Even if the single-family houses in Haidian are better served, they are now only priced at tens of millions.
I bought it this year, and it will rise to 20 million next year, and it will rise to 40 million year after year, and it will rise to 80 million year after year, and it will rise to 160 million year after year... Hiss, this is much faster than making money for filming.
Because approval takes time, his house buying plan was temporarily stranded. After filling out the loan application, he took Xiao Zhang away from the company.
If he really borrowed it, he would spend it all. This is what senior brother Huang Xiaoming said: "Inflation is so serious, and money is like waiting to turn into waste paper."
If there is still some extra money, he will follow Huang Xiaoming to invest.
"Teacher Xu, do you really want to borrow it?" Xiao Zhang looked at him curiously and asked after leaving the company.
Xu Rong nodded and asked with a smile: "What's wrong? Are you worried that Teacher Xu can't make so much money and can't pay it back?"
"No, I'll sell the house if I can't pay it back." Xiao Zhang didn't care about this, and saw Teacher Xu's relaxed look, "By the way, Teacher Xu, my dad said yesterday that you would go to the house to sit."
Xu Rong's expression faded in an instant, and he laughed dryly. He had met Xiao Zhang's father, a very serious middle-aged man, but at that time he was a teacher and had no intention of Xiao Zhang, so he naturally had a clear conscience.
And Xiao Zhang's parents were quite polite to him.
But now, the situation has changed and the offense and defense have changed positions, but since they have proposed it, if he doesn't go, he seems to be guilty.
Of course he is not guilty, what can I do?
But he was nervous.
He was just a simple junior student, but he suddenly wanted to meet Xiao Zhang's parents.
He coughed dryly, cleared his throat, and asked, "Don't your dad go to work?"
"Go." Xiao Zhang did not realize Xu Rong's crampage, "He came here specially for the annual leave yesterday."
Xu Rong pursed his lips, and couldn't help but feel uneasy. Uncle Zhang was a little cruel. He calculated his schedule.
Xiao Zhang looked at Teacher Xu's cramped look and felt strange inexplicably. His father just happened to come over and asked Teacher Xu to come over immediately. Why is Teacher Xu so nervous?
Xu Rong didn't think for too long, and everyone came to the capital. He couldn't avoid it, so he whispered: "Then call back and say, "Don't go and noon?"
"Ah?" Xiao Zhang looked at Xu Rong blankly, and said with a slightly red face, "Is it noon today?"
Xu Rong thought to myself, my classmate Xiao Zhang, your father has just taken the time to take annual leave and came to Beijing to block me. If I don’t go, I’m afraid I won’t come to the door in the future.
Seeing Xu Rong staring at him, Xiao Zhang nodded habitually, took out his cell phone with pink bear pendant from his pocket, and said, "Then I'll call them now and tell me."
Xiao Zhang's home.
Aunt Wang looked at her husband's phone call and looked a lot more serious and said, "This is the first time that Xiao Xu is with Ruirui. Don't mess with him."
Xiao Zhang's father stuttered on his neck: "Look at what you said? How can I not know that a girl will get married sooner or later?"
"But raised so big, it's like raising potted flowers. For more than 10 or 20 years, I was afraid that the wind would blow and rain, and as a result, I would be taken away by a bastard named "son-in-law" and a bastard with a potted flower. The girl has to live with people for the rest of her life, so if this bastard comes to the door for the first time, how can I know if he is reliable?"
Aunt Wang saw Xu Rong more often, so she was relatively relieved and said, "What a shame? Teacher Xu hasn't seen you before."
"It was the past, can it be the same as it is now?" Xiao Zhang's father thought for a while, then suddenly stood up on the sofa and said, "By the way, don't call Teacher Xu from now on, call Xiao Xu, I'll go buy a watermelon on the street."
"What are you buying watermelon?"
"What can I do?" Xiao Zhang's father said, and was about to go out in a hurry, "It's a scheming matter!"
When Xu Rong entered the door, his expression, which had been adjusted along the way, immediately fucked most of the time.
Uncle Zhang stood behind the door with a bright kitchen knife, and said with a smile: "Is Xiao Xu here?"
Xu Rong had to mobilize his facial muscles, forced a smile, and said dryly: "Hello uncle."
"Come here, why are you buying so many things?" Aunt Wang, who was wearing an apron, heard the sound and walked out of the kitchen. As if she had seen Xu Rong for the first time, she looked him up and down with four or five gift boxes, and then smiled, "Get into the house quickly and don't always stand outside."
Xiao Zhang’s family is not small. She bought a house for her to take the college entrance examination because she bought it earlier, so the price is not as expensive as it is now.
"By the way, I heard you went to see the house today, how are you?" When Xu Rong sat in the living room, Uncle Zhang ran into the kitchen, brought out a big watermelon, and asked.
When Xu Rong's eyes gathered, he raised his knife and with a "click", an oval watermelon was divided into two halves by him on the spot, and he smiled and said, "It's hot, eat watermelon to reduce the heat."
Xu Rong nodded with his lips and pursed his lips. He always felt that Uncle Zhang was pointing his point because the shiny knife in his hand was still shaking in the air before cutting the watermelon.
"I haven't seen it yet... the money in my hand is a bit insufficient for the time being." After saying that, Xu Rong felt that such an answer might be inappropriate, so he added, "But it's okay, it's enough to wait for me to shoot two more scenes."
He didn't dare to mention borrowing money. If Uncle Zhang and Aunt Wang knew that he was going to borrow 10 million, God would know what the reaction would be.
Xiao Zhang's parents were both ordinary state-owned enterprises. At that time, Xiao Zhang transferred to the art troupe and was preparing to apply for Beijing Film Academy. In order to take care of Xiao Zhang, Aunt Wang retired from home. She was considered a middle-aged family and a debt of 10 million yuan was not a small amount for them.
"Oh, don't just talk and eat watermelon." Uncle Zhang put the knife at his hand and took a piece for Xu Rong.
But he didn't eat it himself, but instead took out a box of cigarettes from his pocket, handed it to Xu Rong, and said, "Come and smoke a cigarette."
Xu Rong held the watermelon without mouthing, but looking at the unmoved cigarette box that had just been opened in Uncle Zhang's hand, he understood now.
Before coming, he asked Xiao Zhang if he wanted to buy two cigarettes.
Her dad doesn't smoke!
So he became more and more focused. He wanted to put the watermelon on the table, but in the end he held it with one hand, swinged in front of him with the other, and said, "I won't smoke."
"Hey, it's good for young people not to smoke. I heard from Ruirui that you are good at studying?"
"good."
"It's okay." Uncle Zhang stuffed the cigarette he took out for a long time before stuffing it into the cigarette box again, and said like a chat, "I read the news before and said that it was your roommate, Ruirui, named Yang, or something..."
"It's nothing!" Xu Rong was still holding the watermelon and said firmly without thinking, "Uncle, that's all the company's hype. I'm not familiar with her, and I haven't said a few times. Xiao Zhang knows it, don't worry, uncle!"
"Oh." Uncle Zhang looked at Xu Rong sitting upright, and nodded meaningfully, "Don't be nervous, I haven't been here before."
Xu Rong forced a smile. He was not nervous at first, but after he entered the door, the good guy was struck by a series of swords and swords, so he couldn't be nervous at all.
"I heard from Ruirui that you are very busy with work?"
To be continued...