Chapter 167 Jinyu City
After separating from Zhou Yutian and Yu Ling, Su Yi went straight to the Su family's Fengcheng City. If he had been away from Su City for so long, it would be a lie if he said he didn't have any worries in his heart. After all, this was the place where he was born and raised.
Even though there are many sad pasts here, he only has a home like this, and no matter how hard it is, he still has to go back and see it.
Walking on the road leading to Su City, it was very lively with people coming and going. Although the Su family is no longer as prosperous as it was in the past, it is still a giant feudal family with several powerful men in heaven, and it is still the leader of the Yu'an Kingdom.
It is a place that countless cultivators yearn for, and the lively flow of people there has not changed at all because of the decline of the Su family's reputation.
Disu City is located south of the Imperial City. There is one of the peaks of the Yu'an Mountains and a river in the city. Because it is located in Disu City, the peak and the river were renamed Disu Mountain and Disu River respectively.
, in order to highlight the status of the Su family in Yu'an Kingdom.
Although Su City is completely owned by the Su family, not all the places are built as residences. Instead, most of the places are used as places for business and trade, in the hope that they will bring a steady stream of income to the Su family.
He Zi
The Su family's mansion is built on Mount Disu, and the Su family's palace is built directly on Mount Disu. It looks majestic and beautiful from a distance, as if it is far away from the world of mortals.
, do not eat the fireworks of the world.
Along the Disu River, Su Yi walked leisurely for a quarter of an hour before arriving at the foot of the Disu City Mountain. At the door of Su's house, there were a large number of people coming to visit from all over Yu'an Kingdom, or Su.
People who belong to the family's property, or admirers who come here because of their reputation, or people who hope to climb the big tree of the Su family, or cultivators who come to the Su family in the hope of obtaining more cultivation resources.
Looking at such a densely packed team, Su Yi didn't know what it was like. The Su family had not changed because of Su Yi's departure. Su Yi felt lucky for the Su family, but he also felt deeply
, the Su family seemed to be the same whether or not he existed, and the loneliness in his heart arose spontaneously.
When Su Yi's father disappeared, the entire Su family was shaken for a long time, and even the whole Yu'an changed, so that the Su family suddenly fell to the end of the ten feudal lords. However, when Su Yi left the Su family,
, the entire Su family was not affected by his departure, which made Su Yi unable to resolve this feeling no matter what.
"Forget it." Su Yi hesitated for a while, and finally decided not to return to the Su family for the time being. Thinking of this, he turned around and left Su City.
Everything in Disu City is still running in an orderly manner, the white clouds on the top of Disu Mountain are still floating leisurely, the Disu River flows slowly, and Disu City is still Disu City.
After Zhou Yutian and Yu Ling entered the imperial city, they did not go directly to Yu'an College in the middle city. Instead, they found a nearby hotel and stayed there. Along the way, Zhou Yutian felt more or less that many passers-by were interested in Yu'an.
Ling cast a coveted look, which obviously made Zhou Wutian angry, and Yu Ling naturally felt quite unhappy.
So after the two entered the hotel, they changed their clothes again, and both of them were covered with cloaks and veils.
Although hard currencies such as copper coins, silver and gold are also used in the Imperial City, the circulation of soul stones, soul gold and even soul jade is also quite common. In terms of price, one soul stone is equivalent to one thousand taels of gold, and one soul gold is equivalent to one thousand taels of gold.
It is equivalent to ten thousand taels of gold, and a piece of soul jade is equivalent to one hundred thousand taels of gold.
Although this is the calculation, this is only the conversion value when the number of soul stones of the three levels is sufficient. The actual situation depends on the number of soul stone masters in each place and the different levels.
Make corresponding conversions. For example, if there are only a few soul stone masters in a place and not even a soul gold master, then the price of soul stones in this place will be quite high, and the price of soul gold will also be
Priced at sky-high prices.
As the saying goes, rare things are more valuable, and the same is true even for soul stones. In the entire Yu'an Kingdom, the number of soul stone masters is reasonable, but the number of soul gold masters is pitifully small, and most of them are still
With such lucrative jobs as treasure makers and engravers, they rarely engage in the refining of soul gold.
The soul gold in the entire Yu'an country can only be refined by high-level soul stone masters who can refine soul gold and there are no other expansion work. Therefore, the price of Yu'an's soul gold is quite high, reaching as high as 80,000 taels a piece.
, and the price of soul jade has even reached 300,000 taels. After all, Yu'an cannot produce soul jade on its own. Therefore, soul gold and soul jade can be regarded as commodities to a large extent.
, rather than pure currency.
Of course, where there is currency, there will naturally be banks, which not only facilitates transactions, but also facilitates portability. Although there are Horcruxes like the Taotie Bag that can fold space, the price of the Taotie Bag is not something that ordinary people can compliment.
, among ordinary small families
If there is a Taotie bag in the bag, it would be a treasure. In addition, even if there is a Taotie bag, the space in it is limited. It can only contain some currency such as soul stones. If you put some gold and silver,
Something like that, I'm afraid there won't be any space left.
In the Yu'an Kingdom, there is only one feudal power that operates banks, and that is the Jin family, the third among the ten feudal princes. Since the ten feudal princes were established, the industries operated by the ten feudal princes nationwide have increased.
It was destined that at that time, the Jin family, relying on its strong assets and credit, easily won the nationwide bank industry.
As one of the ten feudal lords, the influence of the Jin family in Yu'an Country is undoubted. There are branches of the Jin family's bank branches all over Yu'an Country. Even in towns where there are no bank branches, local banks have branches.
They are all inextricably linked to the Jin family.
Ordinary families usually use copper coins as the basis of transactions. Silver is also useful, but gold is rarely used. After all, an ordinary family can save twenty or thirty copper coins in a lifetime, which is combined with two or three taels of gold. Such a family is already
They are quite wealthy families. Not only do they have enough food and clothing, but they also have spare money to play around. However, for cultivators, the value of copper coins is too low, and it cannot be put on the table at all.
Cultivators often use gold as a means of transaction. Although some places also use soul stone currency for transactions, they are not in the majority. After all, the soul stone currency changes with the number of local soul stone masters.
The value is far less stable than the value of gold, so practitioners are happy to use gold as an exchange of equal value.
For the Jin family bank, gold is naturally used as a means of transaction. However, the Jin family has a minimum requirement for cultivators who come to deposit and withdraw, which is one hundred thousand. Any cultivator who has less than one hundred thousand taels of gold will
I won't open an account because the Jin family doesn't think they have enough time and money.
For cultivators who have reached one hundred thousand taels of gold, if the amount is more than one hundred thousand taels and less than one million taels, an iron order will be given; if it is more than one million taels and less than five million taels, a stone order will be given; if it is more than five million taels, a stone order will be given.
If the amount is less than 10 million taels, a gold order will be given; if it is more than 10 million taels, a jade order will be given.
Among these tokens, the Iron Ling and the Stone Ling are both one-star soul weapons, while the Golden Ling and the Jade Ling are two-star soul weapons. This is why the Jin Family Bank is not open to cultivators with a deposit of less than one hundred thousand taels, because it is really not enough.
Of capital.
These tokens are not only a symbol of identity, but can also be used for direct transactions. Among the tokens, there are special patterns carved by the soul stone master of the Jin family, which record various information and deposits of the token holder.
amount, when using it, just put the two tokens together, follow the set method, and use the energy to activate, you can directly conduct the transaction, and the object and amount of the transaction will be clearly recorded.
Because the token has a pattern that the Jin family paid a lot of money to have someone draw it, there is no need to worry about the token being copied or the records in it being tampered with. Of course, this does not mean that the token cannot be copied and tampered with.
Just because of the pattern in this token, the use
The formation is quite simple to encrypt, but it is quite troublesome to crack. Only a strong person with a very strong realm can crack it. And once a strong person of this level asks for trouble to modify the pattern, then the Jin family
I could only break my teeth and swallow it in my stomach.
Although the Jin family pays for personnel management and even Horcruxes in terms of deposits and withdrawals, the Jin family does not charge a penny.
This has to talk about another industry of the Jin family, "borrowing". There are two ways for the Jin family to borrow money. One is to rely on things as collateral. This is actually equivalent to a pawn shop. As long as you take things, you can borrow money.
You can go to the Jin Family Bank to appraise the money and get the money. After the time is up, if the money can be repaid, then you will pay back the money and then take the things away. If the money is still not paid, then the things will return to the Jin Family Bank.
Of course, the Jin Family Bank did not lend money in vain. The interest calculated on each mortgage loan was calculated based on time, and the amount lent must be less than the value of the mortgaged things. In this way, the Jin Family would not lose money.
Another type of loan is credit loan. Some people with status can directly borrow money from the Jin family's bank without any collateral, just relying on their own cultivation and reputation. Of course, this kind of loan
Borrowing also requires interest.
"Jin Family Bank." Zhou Yutian raised his head and glanced at the sign on the door. Zhou Yutian had already learned about the rules and regulations of Jin Family Bank before. Naturally, he felt the convenience of it, so he took Yu Ling out.
Imperial City, came to the Jin family's closed city "Jinyu City".
Golden Jade City is located to the south of the Imperial City, not far from where Zhou Kutian and the others entered the city, so they arrived here within a few steps. Golden Jade City, as its name suggests, is full of magnificent scenes, carved railings and paintings.
The building, the glazed and blue tiles, everything proves the word "gold and jade".
"Hey, what are your orders?" As soon as they entered the bank, the maid in charge of the bank's reception hurriedly came forward to give professional greetings. Not only Zhou Wutian, but also every cultivator who came to the bank.
They came forward to greet them. Although Zhou Yutian and Yu Ling were both wearing cloaks to cover their faces, the maid was not surprised at all. After all, this was the imperial city, and it was understandable that many people wanted to hide their identities.
"Come and open an account and save money." Zhou Yutian said as he glanced around the bank. The bank's hall was quite large, as magnificent as the Golden Jade City. In the middle of the hall, there were quite a few low, small cubicles, each of which was
There are separate doors in each room, and it seems that there are special treatments in them. It must be to protect every cultivator who comes here to do business. After all, everyone has things they don’t want others to know, not to mention that as the saying goes, wealth should not be leaked.
On the four sides of the hall, there are quite a few separate rooms instead of partitions. In terms of size and specifications, these rooms are much higher than the partitions in the middle. They seem to be for those distinguished guests.
Prepare the room.
"Okay, please come with me." The maid said and led Zhou Yutian and the two of them towards the middle compartment. Any cultivator who comes here naturally understands the rules of the bank. Since they are here to open an account and deposit money,
If you have money, you naturally understand that you should bring enough 100,000 taels of gold or something of equivalent value. Of course, the maids do not care about these aspects. Firstly, there is no need, and secondly, they will cause less trouble.
As the maid walked away, Zhou Yutian looked around the hall. Although the hall was quite spacious, it seemed crowded due to the large flow of people. Zhou Yutian glanced around and found that most of the maids who came here were
They are cultivators at the Yaoguang level, and the cultivators who come here to do things are all at the Kaiyang level, and there are very few Yaoguang levels.
There are Kaiyang-level people everywhere here, and even the Yuheng-level people are quite numerous. This makes Zhou Yutian couldn't help but sigh, this is indeed the center of the entire Yu'an country. You know, in Qianshan Town, the Yuheng-level people are
There are no more than ten people, which still counts thousands of mountains
In the case of people from the academy, in Yu'an Kingdom, the Yuheng level can basically support a vassal fiefdom. Therefore, it is rare in every vassal fiefdom. And here, there are so many Yuheng levels.
, but it also shows that the imperial city deserves to be the center of Yu'an.
Although he saw a lot of people at the Yuheng level, what surprised Zhou Yutian was that he didn’t see a single cultivator at the Tianquan level here, but it was understandable, just like the practitioners at the Yuheng level were among the feudal lords.
It's rare to see them. Tianquan level cultivators are considered top figures in the imperial city. It's normal to see them rare.
Zhou Wutian originally planned to come here and take a look at the level of cultivators at the Tianquan level in the imperial city. After all, cultivators at this level cannot be seen on the roadside.
Although he did not see it directly, in the hall, Zhou Yutian found a cultivator on the second level of Tianquan. It should be a cultivator from the Jin family who came to take charge. This made Zhou Yutian suspicious of the cultivators on the Tianquan level in the imperial city.
Have a general understanding.
Chapter completed!