The complexity of getting a large credit card is beyond Wang Yan's imagination. Chen Xi ran around many times before he could completely get the materials done.

It is even more troublesome to swipe your card. Large-scale purchases must be confirmed by phone, and there are single transaction limits and single-day limits.

Fortunately, it can be discussed.

The final result of negotiations is that the daily limit is 20 million and the single transaction limit is 20 million, which means there is no limit.

As for the increase in the normal credit card amount, don’t even think about it in a short period of time.

The corresponding limit is that as long as the card costs more than one million, Wang Yan's deposits for people's livelihood will be frozen by the corresponding amount.

From this perspective, does this credit card mean that it has no meaning?

That's not the case.

When spending a card, there is a maximum interest-free period of 50 days, and the amount of cash Wang Yan saved is generating interest at all times.

In 2015, the current deposit interest rate stipulated by the central bank is 0.35%, and each commercial bank can increase it by up to 30%, and the highest current deposit interest rate is almost 0.455%.

Meanwhile, the minimum term for fixed deposits is 3 months.

However, what is more disgusting is that when commercial banks such as Minsheng Everbright face large-denomination certificates of deposit, they actually have a one-month fixed deposit period.

I don’t know how to deal with the supervision of Mr. Wang. Anyway, the interest rate can be given in a month.

The gap between rich people and ordinary people is fully revealed in this small detail.

If you save for one month, 50,000 is 0.35%, the maximum is no more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a 5-fold gap.

Mr. Wang not only has a large deposit certificate of 20 million, but also has a good partner for Chu Hong.

So, the treatment is better.

Chu Hong specially opened a backdoor for Wang Yan, which allows Mr. Wang to use the "margin" to purchase guaranteed financial products that mainly invest in money funds and treasury bonds for the 7-14-day period of Minsheng.

Of course, the annualized rate of return is far from those of financial products that are often 6% or 7%, only about 3.8%-4.5%.

But safe enough.

Overall, in 50 days, 20 million will have an interest income of 95,000 to 123,000 yuan.

Yes, Chu Hong did not ask Wang Yan to save 30 million, 20 million is enough.

It’s really a waste of energy to catch big fish when you put on a long line.

Whether you have a credit card or not, Mr. Wang has to use it for official purchase.

Using a credit card to swipe, an additional 700,000 or 800,000 yuan per year will be added.

It doesn't sound like it's just a two-day breathing salary, but its importance is not at all in terms of income.

Actively integrating into the real financial system is a major hurdle that Wang Yan must go through.

Establishing good relations with banks is an important step for the rich man Wang to move to the forefront.

In addition, if you have a quota of 20 million yuan for people's livelihood, and then apply for a credit card from another bank, basically every bank will be willing to give the maximum amount.

It is very difficult to apply for a card with a card, and it is very likely that you don’t need to deposit money again.

Of course, the amount may not be as high as people's livelihood, but it can be supplemented with the quantity.

If you can get an 80 million quota for more than ten cards, it will be completely awesome.

Use 30 million cash to turn over 100 million yuan, manage properly, and make good billing cycles, which is simply a huge profit.

Under normal circumstances, the big guy who can get a 100 million quota is not worthy of the little profit, and the children who can get a slightest can't get a slight profit, so no one can play that way.

Wang Yan is an exception. In fact, he doesn't look down on that little profit, but he needs open cover, so he is really suitable for playing like this.

Open a vest in dozens of banks...

Please call me a vest madman!

Use loans to make trouble, use turnover to mess up accounts, distribute breathing wages, and finally return to Wangting Entertainment...

Perfect!

When I went out, dozens of banks went out in pieces, and when I came back, I returned in two pieces.

One transaction went to Wang Yunxi, and the other transaction went to Shenting Capital Corporation.

Tax payment is completed at the two levels of Wangting Entertainment and Jinyan Investment. If nothing unexpected happens, Wang Yan will soon become a real big dog with annual profits and taxes of over 100 million yuan.

With entities and tax records, no one can do anything to Wang Yan.

Many years later, if someone wants to break up Young Master Wang’s path to starting his career, there will be only one question - where did the funds for auctioning Haiguang office buildings come from?

As long as Wang Yan protects his parents well enough, the outside world can only come to a conclusion - black gold under the mine of his elders.

The starting stage of the tycoon is the most fragile. Once the momentum is achieved, all unreasonableness will be explained.

Brain supplement is the fate of human beings.

Taking Wang Yan's every step of the way, the exposure of funds has almost been eliminated to this day.

Thinking of this, the young master is even more grateful to [Attribute Modifier].

If you don’t have 79 points of intelligence and are foolishly waving to this day, the disaster will probably be not far away.

It would be a disaster to allow ordinary people to have endless money but not give the other party the wisdom to control money.

...

After finishing all the details, the time has reached 5 o'clock.

Next, Chu Hong will host a banquet for Wang Yan and do a second public relations.

The difficult young master Wang never let go of the basic transfer account, but he was not the kind of merciless rejection, which made Chu Hong's heart burst into flames.

There is nothing to say, he!

The banquet location was arranged by Chu Hong at the banker's club next to Minsheng, the Bank of China Building.

Chu Hong proudly introduced: "This is one of the top private clubs in the Demon City, as famous as the Yongfu Club and the Securities Association, and is equivalent to the Chang'an Club of the Imperial Capital. The leaders of the Demon City often meet with guests here."

The appearance of the Bank of China Building is very beautiful, but the banker's club located on the 52nd floor is just one word in the eyes of Mr. Wang-

Old-fashioned.

There is no problem with Chinese decoration, but not being beautiful is the problem.

The 50th floor is a 5-star suite, a 51st floor Western restaurant, and a 52nd floor club reception and entertainment area. It is basically the same rustic style that is both average and foreign.

Mr. Wang felt familiar, as if he was watching a TVB drama, and asked casually: "Hong Kong Island Designer?"

Chu Hong was stunned and gave a thumbs up.

"Mr. Wang is amazing! You are not like you are a newcomer to the Magic City... That's right, the Bankers' Club itself is a product of Hong Kong Island.

When it was established in 2001, the Hong Kong Island designer invited to decorate according to the style of the Hong Kong Island Bankers Club. Now the club is still connecting with each other and sharing resources."

Wang Yan curled his lips and lost interest in the environment.

It’s Lao Chu in 2015!

Are you superstitious about Hong Kong Island?

Look at this broken decoration, where can you deserve the title of "Top Club in the Magic City"?

The KEE club where Li Yixu treated her to the last time was not very suitable for Wang Yan's appetite and a bit old-fashioned, but it was eighty miles better than today's broken land.

The so-called private club is increasingly disappointing Mr. Wang.

But today's focus is not the environment.

When he was showing up with the guests, Mr. Wang was slightly surprised...

Chen Xi was a girl who had been very stunning before. When he arrived at the restaurant, two other girls of the same level appeared.

[Bai Jie, 33 years old, 90 looks, 95 figure, special 74]

[Wang Yufei, 26 years old, 97-shaped body, 92-shaped, 85-star]

Young Master Wang didn't react much to Bai Jie's name. He was a decent Wang and didn't know so many strange things.

The young woman is about 163 tall, plump, so white that she reflects, and she smiles before she talks to others, which is very charming.

Wang Yufei is tall and slim, nearly 170 years old, with a melon-shaped face and very distinctive eyes - watery peach blossom eyes, slightly raised corners of her eyes, and any look comes over, it seems like she is expressing a shy invitation.

In addition, Chen Xi and three golden flowers gathered together, which was simply dazzling.

There are only two men here, Chu Hong and Wang Yan.

Mr. Wang immediately realized that the situation was not simple.

You are introducing yourself to promote the boss...

Chu Hong smiled and introduced: "Bai Jie is the director of our office, and Feifei is the number one beauty in the credit department. In fact, you will have to deal with Mr. Wang in the future. Today I happened to get together to meet you."

The reason is real.

A housekeeper, a secretary, and a loan officer, according to common sense, does deal with it frequently.
To be continued...