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Chapter 379 No way, come again?(1/2)

[Chen Xi, 24 years old, 95 looks, 96 figure, special 94]

If you take it out alone, everything is not top-notch.

However, her dignified temperament and domineering figure are extremely easy for men to have a desire to conquer.

Let's make it clearer...

I want to see what her expression is in extreme conditions.

Stop here, do it like this if you understand or not.

...

"Leader, the tea is ready."

Chen Xi's Mandarin pronunciation is a bit gentle with Wu Ding's soft words, but he speaks unexpectedly less.

"Okay, come on, Mr. Wang, try my treasured Tongmuguan Jinjunmei!"

Chu Hong walked towards the tea case like a treasure. When Wang Yan sat down, he waved his hand: "Xiao Chen, pour tea!"

The tea case was very short, and Chen Xi half-squatted and half-kneeled on the side, washing cups and pouring tea for Wang Yan.

If it were put in summer, it would be a tempting position.

Now she is wearing a winter uniform, long trousers, thick vests and white shirt, and she is so beautiful that she can see any scenery.

Mr. Wang glanced at her briefly and stopped paying attention to her.

Someone else's secretary, what are you staring at?

I seem to have never seen a woman...

Until this time, Wang Yan still did not realize the reason why Chen Xi appeared in front of him.

Chu Hong is a level 4 leader of Minsheng Bank. It is normal to have a beautiful secretary and it is not worth making a fuss.

Young Master Wang is smart, but he is a little tender after all, and he has too little experience.

Therefore, he did not expect that when he was thinking about the routine Chu Hong, Chu Hong had the same idea, and he started with the ultimate move.

...

After taking a sip of tea, Wang Yan acted very politely, but was not very interested.

With a full set of acting, how could a cold young man be moved by the other party’s mere congratulations?

Being lukewarm or not is the core style of playing today.

Chu Hong was pragmatic and sleek. Realizing that Wang Yan was not very interested, he did not talk much about how precious or rare those teas were, and turned to the topic directly.

"Your nobleman Wang, you are busy with noble people. I won't be delayed much. Come on, please sign your name and then we will check the card design. If it is easy to use or not, then look at it later. In short, the style and unique sense of dignity, Lao Chu, I promise to do the best for you!"

Young Master Wang actually doesn’t know much about credit cards, so he doesn’t know how hard Chu Hong is.

Chu Hong couldn't have worked in vain and started to popularize credit card-related knowledge with Wang Yan.

Young Master Wang regarded it as a result of his knowledge and was very excited to listen.

Simply put, UnionPay Diamond Card is currently a high-end mainstream card type in major commercial banks, basically corresponding to one thousandth of the top group.

Minsheng Bank's diamond card is one of the most valuable magic cards in the entire UnionPay.

Further up, there is the top grid of a normal credit card - the unlimited card.

The biggest difference between top and non-top grid is that diamond cards can be applied for on their own initiative, while unlimited cards can only be invited.

Therefore, there are no specific conditions for applying for an unlimited card, and all the thresholds are invisible.

Of course, the unlimited cards are becoming less and less mysterious now. You can apply if you have enough assets. If you don’t apply, the familiar private banking department customer service will also instigate you to apply.

However, unlimited cards are still "normal credit cards", and their credit limit is not only limited, but also not very high.

The true unlimited card is American Express Centurion Black Gold, which is a card with an unlimited amount but cannot be installed. The full repayment is required within 30 days.

Domestic unlimited cards are still credit cards, with fixed limits and are managed by domestic financial laws.

Then, in the domestic limited unlimited cards, there is a difference that is not written explicitly.

Every unlimited card is essentially about the dish.

The quotas of Wang Siming and Jack Ma must be different - um, Wang Siming's quotas are even higher.

Because Dad Ma doesn't need a credit card, he will buy flower beans everywhere he goes, and in the future he will specially develop a face-to-face flower function to facilitate going downstairs to buy cigarettes... Manual funny.

Go back to the topic.

Ordinary card application customers should not think about comparing with Wang Siming’s card amount. They only have two cards. Foreign Express has unlimited black gold, and the domestic ICBC Centurion’s black gold maximum quota.

What is the normal unlimited card limit?

Between 1 million and 5 million.

The four major domestic banks actually don’t issue large-scale credit cards. ICBC and Yuntong have been working together for more than ten years, and have only sent out less than 18,000 ICBC Centurion Black Gold. Instead, they used their names to issue N times ICBC Centurion Platinum.

One white and one black, the difference is at least 20 times the credit limit, which is completely two types of cards.

Although they are nominally authorized cards from the Express Card Organization, ICBC takes advantage of both rights and benefits.

Even for real black gold cards, the amount and treatment are very different.

Wang Siming's ICBC black money amounted to 10 million yuan.

The estimated amount of the "People's Livelihood Centurion Titanium Card" issued by Chu Hong for Wang Yan is 20 million.

It is a great universe, and it does not give anyone an extraordinary amount, not Wang Yan is a great man than Wang Gongzi.

And the most slutty thing is that the card Chu Hong was preparing to send was actually like "ICBC Centurion Platinum", selling dog meat with sheep's head hanging.

Since China prohibits foreign card organizations from issuing cards in China, the distribution form of Yuntong Centurion in China is authorized.

A total of three banks have been authorized: ICBC, investment promotion, and people's livelihood.

The full name of Minsheng's Luck Card is "Minsheng American Express Centurion Black Gold Card". In terms of design, it is the classic Luck Black Gold.

In a fair evaluation, Chu Hong himself said: Due to performance pressure, he has made a lot of money recently, and the rights and interests are not very suitable...

Very tactful.

When he heard that there was a quota of more than 800,000 yuan, and then the annual fee was 60% off, Mr. Wang immediately understood: LowB card.

The credit limit is not high, the rights and interests are not good, and people may not recognize it. The most flawed thing is that there are very few card swiping scenarios, and no one wants it without discounting the annual fee. What is it if it is not a LowB card?

The titanium black made with sheep's head is a strange private custom card.

A single quota is available, rights and interests can be discussed, card design is selected, and the back embossing signature...

It's just that the annual fee is expensive.

In a sense, it's more like an upgraded version of private banking services.

As they chatted, Chu Hong took the opportunity to criticize China Merchants Bank's AE black.

"China Merchants Bank is even more shameless in issuing cards. The annual fee is twice as cheap as ours. It is 18,000 yuan a year. Then the private banking department arrested someone to instigate whom. In order to complete the card issuance task, the business department below actually helped customers pay the annual fee privately. Is it shameful? The reputation of black cards is ruined by those mentally retarded..."

Wang Yan thought to himself: You are not too shameless in your people's livelihood...

However, China Merchants Bank is indeed a bit out of tune. Plastic cards are not as good as people's livelihood. They are still sent everywhere...

Anyway, I definitely won't do it.

Chu Hong didn't work in vain and was so cruel to his competitors that he immediately made Young Master Wang feel a little disgusted with China Merchants Bank.

The chat just now seemed useless, but it was actually very helpful to Wang Yan's vision.

In the future, you can see who takes out what credit card and just take a look at it and you will probably know the level of that person.

ICBC Black Gold and Niu Bi should basically be senior executives of state-owned enterprises, senior executives of large private enterprises, and top rich second generations.

China Merchants Bank Black Gold, the black card that is most likely to be obtained by people with good face.

Bank of China has unlimited funds and exchanges deposits for quotas. All you can get is the one with spare money.

People's livelihood black money, small assets, pretending to be a habitual offender.

People's livelihood is unlimited, business travel experts, fighting in the north and south.

People's livelihood titanium gold is inexplicably , and it's yellow stall in the morning and evening.

Really, Wang Yan suddenly felt that this broken card was a trash that cheated people.

The rights are basically shit, and then they use their lucky private secretary to collect 200,000 yuan in annual fees, so don’t be frowning!

What is the concept of an annual fee of 200,000?

If the equity value can be earned back, the card amount will be an interest-free loan.

If the rights are not good and cannot be used, the card limit will be swiped out, and it will be of interest, and it is not low.

It violates the original intention of the eldest young master to apply for a card.

Just weighing whether it is worth it or not, I only heard Chu Hong talk about the last right of the card with a smile.

"Chen Xi is an excellent employee of the Private Banking Department and will be your private concierge in the future. If you have any needs in the future, don't be polite, just let Chen Xi do it..."
To be continued...
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