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Chapter 353 The society is sinister(2/3)

An unlimited card is probably not enough...

But it doesn’t matter, there are so many domestic banks, and each one is one, I can’t beat you to death!

What should I do if the live broadcast platform does not cooperate?

It doesn’t matter, start another overseas fund, open dozens of bag companies, and acquire dozens of small platforms. They are not affiliated with each other and do their own affairs.

I don't want you to make money, and you can even pay employees' wages and pay business taxes for water, electricity, grid fees and business taxes.

The survival of the fittest among platforms is the same, and the same is true for employees.

A good platform that wins in the end should develop and develop, and should go public.

The best employees who win in the end will be promoted step by step and become the core team of the group!

Two or three years later, when your historical mission is completed, I also hold an elite army and complete the substantive rule of the entire live broadcast industry!

The live broadcast industry is indeed not big, but there are many things that can be done...

Just as Wang Yan made up his mind, an unprecedented demonic shadow that enveloped the entire live broadcast industry, like an iron curtain covering the sky, began to condense faintly.

The Great Devil?

Infustin!

...

The so-called pattern does not depend on the size of the industry, but on the perspective of looking at the problem.

Standing at a high place and looking down, using the favorable side of the industry for me and using it to the extreme, instead of being deeply trapped in it and struggling for it, is the pattern.

Inspired by Chu Hong, Wang Yan completed the overall layout of the live broadcast industry in an instant. His strategic plan was clear and clear, and he moved forward bravely without competing for gains and losses at any time. The leader's atmosphere began to become clear, his heart was clear, and his vision was up to a higher level.

The slight changes in mentality are reflected in temperament and attitude, which makes Wang Yan's performance more calm, leisurely, and has a sense of grandeur of holding the overall situation.

He Miaomiao is a magical woman. She noticed such a slight change at the first time.

I looked at Wang Yan sensitively, then looked suspiciously, and cried wildly in my heart: What's going on? Suddenly it seems like my father!

Dog, what are you going to do?!

Wang Yan ignored He Miaomiao. She had no time to guess. If she had that time, it would be better to do some serious business.

He asked Chu Hong with great interest: "Chu Xing, it sounds quite interesting, but what about the amount? A small amount of more than one million yuan is really not worth it."

These words were so crazy that they were completely out of reach, but Chu Hong admitted it.

He subconsciously glanced at Miss He, and the dignified President Chu swallowed his saliva.

Don’t get me wrong, it’s not because of her fairy-like face, but because of her recognition of Miss He’s watch and earrings.

Just estimate the price in your mind, beloved, you can't beat 15 million!

The appearance of Vacheron Constantin art master S12G-9479 is so easy to identify. It has a weaving flower shape and nearly 200 top diamonds. As soon as it was born this year, it has attracted countless famous ladies and noble ladies.

Priced...950,000 euros.

The female companion’s net worth is so amazing. What is Wang Yande’s strength?!

It's definitely more terrifying than the rumors!

He gritted his teeth in his heart, and Chu Hong smiled and said, "I will approve the 3 million quota for you directly, so I don't need to bother you in any way! If it's high, Lao Chu doesn't have that authority, so I can only ask you to cooperate..."

"I am very kind, I am straightforward and tell you the truth, it's meaningless."

Wang Yan shook his head calmly, not showing any regrets, nor did he show any interest.

Then, turn to the topic directly.

"I'm going to take a photo of the office building in the two-story Magic City recently. I just happened to have any questions to ask you."

Chu Hong was a little anxious, but he had rich experience and knew that he couldn't eat hot tofu in an anxious mood, so he was still very stable.

"Even if you say that it is my honor for Lao Chu to give some opinions and suggestions in terms of professionalism!"

"Thank you, I'm missing suggestions."

Wang Yan nodded and spoke slowly: "That is an item sold by a two-story court judicial auction, with an appraisal price of 480 million and an auction price of 320 million. The location is...

I would like to ask questions about similar asset appraisals, how do your bank give the price?

If I want to use those two floors to inject Wangting Entertainment, how should I get the value?

If Wangting Entertainment wants to use asset loans to expand its operations in the future, how much cash can it be borrowed?

As the saying goes, you will be clear when you listen to both sides, I really want to know what people live in their views on such projects.”

Chu Hong was stunned, and a layer of hot light quickly ignited in his eyes.

Wangting Entertainment wants a loan?!

The bait that Mr. Wang threw down worked.

The intermediate business of domestic commercial banks is not well developed, and loans are the lifeline of banks. To put it simply and roughly, the ultimate goal of domestic banks to absorb deposits is to lend them all.

Of course, we have to lend it to trustworthy people and businesses.

So the actual situation is always ridiculous-

The more qualified a large enterprise is, the more it is, the more it is for them to borrow a loan.

Small and micro enterprises that are really short of money can’t get too many loans.

Wangting Entertainment is a small and micro enterprise, but it is a special company with excellent qualifications.

There is no liability, the monthly turnover explodes, the cash flow is tens of millions, and you will even have a net asset of 500 million soon!

Office buildings in the core circle of Pudong are used for mortgage loans, and there are almost no risks.

The rise may not be much higher, but it cannot fall down, so it is very stable.

Chu Hong was excited and immediately began to think: How can he take down Wang Yan?

To what he likes?

Ai Jialiang has never said what Wang Yan is good about...

I thought about some of them for a long time, and my expression was very serious, as if I was thinking about Wang Yan’s problem, which was so thoughtful.

In fact, such a simple question does not require a brain, and can be answered with toes.

After almost the same performance, Chu Hong finally spoke carefully.

"Usually, we will use the data of designated third-party evaluation companies and combine the opinions of the internal credit department to make a comprehensive credit line confirmation.

I don’t know the issuer of your office building’s evaluation report for the time being, but in my experience, the valuation of 480 million is not a big problem, and Haiguang Building is definitely worth the price.

The peak season for office rental and sales will begin next year. If you do another assessment, it may even reach more than 520 million.

If you need it, Lao Chu, I will help you intervene. 600 million is not impossible...

We grant credit at a maximum of 350 million to your company's mortgage loan amount at up to 350 million to 400 million yuan.

Another thing is that your company's overall market value and profit margin will affect the interest rate of the loan.

Your company has not yet been listed. The conventional market value statistics method is nothing more than price-to-earnings ratio or price-to-book ratio. Your company's current price-to-earnings ratio is very good. However, since heavy assets are injected immediately, it is better to calculate it based on price-to-book ratio.

Generally, it is a valuation twice the net assets. In other words, your company can be regarded as a large enterprise with a market value of 1 billion yuan!

The current benchmark loan interest rate is 6% below 5 years and 5.6% within 1 year. Under your conditions, the interest rate must drop at least 20% to be considered sincere!

I think there should be many colleagues who will fight for it.”

Um?!

Can the bank's benchmark interest rate still fall?!

Young Master Wang was shocked.

No matter how many books you read, no matter how much theoretical knowledge you have mastered, and if you have never really experienced things, you will still not understand the slutty of the real society.

Of course, the grassroots of the people cannot enjoy that kind of treatment, but for large enterprises, related households, and potential stocks, what is the lower interest rate?

Chu Hong didn't find any expression on Wang Yan's face, for fear that the eldest young man would be dissatisfied, and was trying hard to hold it in his heart.

‘Young young man Wang is very powerful, and he takes beautiful girls everywhere he goes. He turns around and lets go, and may have miraculous effects?’

That certainly can't be. Our eldest son is not that kind of wool.

The decent Wang smiled calmly and waved his hand: "Chu Xing is too good. Our Wangting Entertainment is just a small company. I personally hope to give employees a sense of belonging and stabilize the morale of the army.

When I invest to the level of 1 billion, I will be embarrassed to pretend that I am a large enterprise..."

It is called modesty, but it is actually to show off wealth.

When it comes to pretending, Wang Yan is definitely at the level of master.

Chu Hong was so hot that he bit the hook and wanted to jump up the fishing line.

Still the same saying: Human nature is inherently cheap.

The more careless Wang Yan was about the loan, the more Chu Hong wanted to lend him.

In fact, it’s not a decent vice president who is particularly fooling around. If someone else acts for Chu Hong, it can only be exchanged for two sneers and a ridicule: stupid!
To be continued...
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