Chapter 113 The flow of gold and silver in the Ming Dynasty

Wang Yue said: "Since the noble man values ​​villains so much, the villains will take the liberty."

Wang Yue pondered for a moment and said, "In fact, the silver waste will happen in a few years, but the situation in Beijing is far better than other places. Because Beijing is at the foot of the emperor, a key place between the north and the south, and gold and silver in the world gather here."

"The court has paid over 10 million taxes every year, gathered in Beijing from all over the country. These taxes come from the south and are used in the north. In the past, they are mostly used for funding when fighting with Wasai. Now they are mostly used for water conservancy in the north."

"Overall, it has been a gift from the north in the past ten years."

"The army in the capital has hundreds of thousands, hundreds of thousands of people under the young mansion, and even countless officials and officials. I estimate that the silver court issued to Beijing in one year is nearly ten million."

"Therefore, the silver from Beijing is the most in the world."

"This year, the silver desolation in Beijing has actually caused the silver desolation in the south to reach the north."

When Zhu Qizhen heard this, his heart was shocked. He chewed it carefully, but it was not without reason.

Although there have always been many cargo circulation in the north and south of the Ming Dynasty, through canals, sea transportation, and ordinary land transportation, the economic circle near Beijing is not without intersection with the most developed economic circle in the Ming Dynasty, Jiangnan.

But overall, what Wang Yue said was not a problem.

Judging from the grants of the imperial court, except for the previous wars in the south, they were all used in the north.

This is also Zhu Qizhen's policy of intention to balance the north and south.

But he ignored this.

That is, today's China cannot actually be regarded as a whole and complete market.

The transportation and geographical gap between the north and the south divided the entire China into different parts. However, the Ming government was the most powerful economy among them.

The government's actions and tendencies naturally determine the direction of silver gathering.

Of course, this natural commercial trade will also be corrected, such as the north selling a large amount of goods, cloth, etc.

This can also bring back silver.

But this reflux is not completely balanced.

It is precisely because Wang Yue’s money shop is very large. The exchanges between various outlets have made Wang Yue have such an understanding. However, in the Ming Dynasty, few people had such an intention.

This also made Zhu Qizhen believe more in Wang Yue’s statement.

That is, the phenomenon of silver desolation has actually been manifested in the south for a long time, but it only affects the north and the basic structure of Shaofu.

Only then was it discovered.

Governments at all levels of the Ming Dynasty, from county level, prefecture level, provincial level, to central level, there was no such idea at all, unless something big happened.

Only then will you discover.

After all, the Ming system established by Emperor Taizu itself wanted to establish the Ming Dynasty into a large rural area. These fine financial fluctuations were not under the surveillance of the court.

Zhu Qizhen said: "Sir, I think I should deal with it like this?"

Wang Yue said: "I think, first of all, reiterate the ban on the outflow of gold and silver. Increase the amount of coins. I heard that Japan has a lot of gold and silver. Now Japan has decided to increase trade and get gold and silver from Japan."

Zhu Qizhen said: "These two things have been done."

Needless to say, the Japanese incident is now prohibited from the outflow of gold, silver and copper coins in the Song Dynasty, and in the early Ming Dynasty, even the sea was banned, so this is naturally also among the bans.

And the signs of silver shortage were discovered.

This is the first order issued by the cabinet.

Actually, it really needs to be said.

As currency, whether gold and silver flow in or outflow is also an indefinite topic. After all, the statistics in this era are always insufficient.

But generally speaking, the Ming Dynasty's foreign trade goods were mainly salt, iron, cloth, silk, porcelain, and some other luxury goods.

Including gold and silverware.

However, once there is a shortage of money in all dynasties, the first thing to do is this order.

Wang Yue pondered for a moment, gritted his teeth, bowed first, took a few steps back, came to the counter, found a letter of Zhang, and presented it to Zhu Qizhen with both hands.

When Zhu Qizhen saw that this was a ticket, but a living one.

It is a silver pot, which costs 300 taels and a discount of 150 taels.

Zhu Qizhen didn’t know what Wang Yue meant.

Wang Yue said: "This kind of ticket is always in duplicate, one for money shop, one for the owner. But many times, this ticket can be used directly as one hundred and fifty taels of silver. Although I am no longer a shopkeeper, I can see that this house has been sold at least five times."

"It's all about taking one as a ticket as a silver."

Zhu Qizhen couldn't hear what he meant. Zhu Qizhen said coldly: "Bold, Baochao, it's only been a few years since then, how dare you talk about this?"

Wang Yue knelt on the ground with a pounce, saying, "Sir, this matter is not a treasure banknote, but a few points in the store can attack a few banknotes to replace gold and silver."

How could Zhu Qizhen not know? What Wang Yue said was that he would use a cent of capital to issue a few banknotes. Only when the management is done properly will there be no problem.

In fact, Zhu Qizhen may not have no idea.

But he couldn't find someone to do it.

Looking at Wang Yue, he has such a big industry to start from scratch. He is a talent that is a common one.

He pondered for a moment and said, "There is a errand suitable for you. Shaofu wants to be a bank. You are suitable for you after all."

This is the profoundness of Chinese language. Even if Zhu Qizhen mentioned the word bank was moved from later generations, there is no need to explain it too much, and Wang Yue understood it immediately as soon as he heard it.

Silver means money, and travelers means guilds. This name is even more generous than money shops, money shops.

Wang Yue was overjoyed and said, "Thank you, Lord."

Wang Yue essentially failed to study and did business, so he claimed to be a Confucian businessman, but from another perspective, he was an official fan.

His current property is enough for his family to eat, wear and spend for several generations. No matter how much he has, it is useless, and even caused trouble because of wealth. This is also the reason why he traveled thousands of miles to give gifts to Xian Jing.

When working in Shaofu, no matter the size of the official position, it is the imperial court appointed as the official.

Since he started, the Wang family has not been a merchant family, but a eunuch family. This is a first-class and great thing for the Wang family.

Because of no social status, money often only brings disaster.

Zhu Qizhen said: "You can also hear what this bank does, your industry?"

Wang Yue gritted his teeth slightly and said, "Please give me half a year. Within half a year, I will take out all the industries of the Wang family."

Wang Yue naturally knew that he could not manage his own money shop while working for the Shaofu.

This is Wang Yue's industry that is spread all over the country. If you want to handle it properly, it will be very tight in half a year.

Zhu Qizhen said, "Okay, since you have such courage, the court will not treat you badly. So, if you bring your Wang family's staff over, the court will give you a share of stocks. In the future, it may not be smaller than the current industry of your Wang family."

Wang Yue was overjoyed and said, "Thank you, Lord."

In the ancient shareholding system, the stocks were generally called technical stocks, and they did not have to pay capital, but they had to participate in management.

Zhu Qizhen said that the weight given to Wang Yue is comparable to Wang Yue's wealth, but it is not fake.

Although Wang Yue's family property is hundreds of thousands of taels, most of it is real estate. However, as soon as the bank Zhu Qizhen wanted was released, it was determined to cover all prefectures and counties in the Ming Dynasty.

It is not comparable to the current industry of the Wang family.

Zhu Qizhen's decision also allowed another group to appear on the historical stage, that is, the Shaofu Family.

It is the people who have controlled the royal industry for generations and served the royal family in the Shaofu and among various industries derived from the Shaofu.

There are different appearances in different periods, but at the beginning, it is the main force that has promoted Shaofu industry to its peak.

Wang Yue is the first one, but definitely not the last one.

Even in the future, many businessmen, whose greatest achievements were thought to be the emperor's attention, and they were taken to the Shaofu, and they changed their families from merchants to the emperor's private ministers.

This is a later story.

Zhu Qizhen set up a bank in the Shaofu, and it was silent at the beginning of its establishment. When the taxes and silver paid by the prefectures and counties in the north and south had to be exchanged through the banking system, it was many years later.

Today is just a seed.
Chapter completed!