"If you describe me like this, I'll be sweating."

Xie Lanzhi replied to Li Xuewu and said with a smile: "With a small gate and a small temple, how dare you call yourself a Bodhisattva? The servants are just about the same."

“Serving the people is not just a public servant—”

Li Xuewu folded his right leg and said with a smile: "How are you? It's been almost a month since you started your new job. How do you feel?"

"Is this a joke?"

Sister Xie smiled and took the tea brought by Peng Xiaoli, nodded to him, and then said to Li Xuewu: "How about you go to my place and give it a try?"

"If you don't go, I don't have the ability."

Li Xuewu shook his head and said: "I can still weigh the weight clearly."

"When it comes to security work, that's my specialty. It's almost killing me to do service and coordination work. How about doing finance?"

He picked up the teacup, took a sip, shook his head and said, "I can't do it. This is beyond my ability."

"Actually, it's not financial work, it should be management work."

Xie Lanzhi introduced: "In the first few days when I took over, everything was difficult at the beginning, like a headless fly."

"Fortunately, the people from the credit union are familiar with the work, so we have to leave it alone——"

She shook her head and said, "I'm still learning and working at the same time. I majored in finance, but I haven't been in contact with it for so many years that I have almost forgotten it."

"At least you have some foundation. I have no experience in this field at all."

Li Xuewu held the tea cup in his hand and cut to the chase and asked: "Last week Xiaoli told me that there will be a meeting in the factory this Wednesday to discuss the operation of insurance funds."

"I came here just to talk to you about this."

Xie Lanzhi nodded, took out a document from his bag and handed it to Li Xuewu, saying, "This was rushed out over the weekend."

"We invited several experts from Huaqing University and University of Finance and Economics, as well as several comrades from credit unions and savings banks."

She introduced: "As for the proposal on insurance fund operation that you put forward at the meeting, the experts gave certain suggestions and opinions."

"How feasible is it?"

Li Xuewu didn't look through the document. It was a thick stack and he wanted to know when he could finish it.

He and Sister Xie are both very busy, so we can only look at such documents carefully when we have time.

Now we only need to discuss the conclusion and process clearly, and then form specific opinions when we look back carefully.

Not only does he have to attend a meeting on Wednesday, Sister Xie also has to go.

Sister Xie was not present at the last insurance special office meeting because no one mentioned the need to connect insurance funds with savings banks.

But Li Xuewu proposed it, and the leaders are also thinking about it. Now two weeks have passed.

The factory leaders should investigate and think about this opinion, and at the same time give Li Xuewu time and the United Savings Bank time.

So that they can be prepared to express all their ideas during the meeting this week to satisfy these leaders.

Leaders may not understand the specific procedures of these businesses, and they don't need to.

They only need to control the safety, operation and responsibility of funds.

Of course Xie Lanzhi wanted to realize this idea. Li Xuewu's idea was beneficial to the Red Star Factory's insurance funds and to the United Savings Bank.

More than 10 million yuan of funds poured in, which instantly increased the savings bank's savings, and also established a relatively stable communication channel and significance with the Oriental Times Bank in Hong Kong.

Importantly, the current domestic business and investment market is not perfect.

The investment direction of United Savings Bank is relatively fixed, which is nothing more than Red Star Factory, United Industries and Tertiary Industries.

Basically, all the projects that these factories and enterprises can take out can be financed from above.

As long as it cannot get funds, or because of the above-mentioned tightening of investment, the United Savings Bank is not facing a situation where it can just pick projects.

These affiliated enterprises cannot obtain the investment and construction plans from above, which means that they cannot obtain the production plans in a short period of time, and can only convert the projects in their hands into tertiary industry projects.

Whether tertiary industry projects can make money is still a question. The main issue is responsibility.

If the construction is funded with a budget from above, even if it is a loss, there will still be a production plan to cover the bottom line.

But the tertiary industry is in trouble. They have projects, they have applied for funds from the United Savings Bank, and the products they produce must be put on the market.

These factories themselves have no operation and sales capabilities and can only rely on the Red Star Factory's trade management center to manage and operate them.

This uncertainty made them lose confidence in their projects. Even if the United Savings Bank provided investment, they would not dare to do it.

What a loss, where can I make up for it?

Therefore, Union Savings Bank has money but cannot spend it.

The longer the employee's salary is deposited in the bank, the higher the interest payable.

For banks, if the funds in the savings account are kept for one more day, they will lose money.

Xie Lanzhi's biggest headache now is to find good projects, invest money, and achieve normal operation of banking business through loans.

If we can get through the Oriental Times Bank and achieve the goals of goods exchange and foreign trade interconnection, it will undoubtedly open up a big source for the United Savings Bank.

At that time, if the domestic investment market is not good, it can be completely used as a guarantee fund for commodity export trade to achieve roundabout exchange.

On the one hand, Hongxing Factory revitalizes business-to-business trade domestically through the Joint Trade Management Center in Tianjin.

It allows the joint units to have economic liquidity and also provides a good foundation for the joint savings bank in trade fund settlement.

On the other hand, the trade management center helps joint enterprises sell excellent products through foreign trade.

For example, the Sentaya Group purchases hardware products such as valves, bearings, and connectors in large quantities through the supply chain of the Red Star Factory.

Red Star Factory's own products are all represented by the other party for operations in Southeast Asia, and now it has achieved the goal of common progress and win-win cooperation.

As long as other factories join the Hongxing Factory's trade supply chain, they don't need to know who they are producing for or who they are selling to.

They only need to follow the supply chain, that is, the production plan issued by the trade management center, and deliver high-quality products to the dispatch center on time.

The Trade Management Center will allocate the payment to the account as soon as the goods pass the inspection.

Now, the key joint units have an office space in Jinmen, which is the building of the Trade Management Center, for on-site communication.

They can grab production orders from the supply chain as soon as possible, and can also coordinate and handle problems as soon as they arise.

Therefore, more and more factories have sent working groups to Tianjin and settled in the trade management center.

To realize the withdrawal of funds, these factories need the help of the United Savings Bank.

It is expected that this year, the United Savings Bank will be fully connected with the Trade Management Center.

By then, the supply chain system's trading methods will be simpler.

You no longer have to go to the bank for remittance. You can directly connect with the Red Star United Savings Bank in the building of the Trade Management Center. The payment can be made on-site, and the joint unit can check the accounts directly.

Li Xuewu has laid a solid foundation in the three channels of production, trade and finance.

Now it's just a matter of connecting the dots with Union Savings Bank.

"I'm very confident."

Xie Lanzhi looked at Li Xuewu confidently and said: "Realizing fund management and trade services through banks is a necessary method for modern business."

"The era of carrying accountants and cashiers, and guards carrying money in sacks is about to pass."

"Hahaha--"

Li Xuewu said with a smile: "It's a bit exaggerated, but it's true."

"exaggerate?"

Sister Xie looked at Li Xuewu funny and said: "The supply and marketing cooperative comes to settle the payment and arrange the purchasing plan for this autumn. Do you know how they come to pay?"

The Red Star Factory is now operating internally. In addition to bills being issued by the Finance Department, individual wages are being recorded in personal accounts.

As for the settlement transactions between trades, after opening accounts for the First Light Bureau and the First Light Department, the roots of the triangular debt were completely cut off.

In other words, we have to arrange the production plan of the Red Star Factory. Starting from last month, we will set the price first. After the production is completed, we will pay the price and deliver the goods.

This is a situation rarely encountered in the hands of the Ministry of Light and Industry, and even the Ministry of Industry has sent people to investigate.

That is to prove the feasibility of this kind of planned production and operation.

If funds are guaranteed and serviced through banks, it will be convenient for the Ministry of Industry, and it will be a management breakthrough.

Nowadays, the products of United Tertiary Industry and United Industry are distributed through the supply chain or trade management center, or the factory sales office.

Everyone has to go to the Red Star Factory and deposit the money for the goods in the Red Star United Savings Bank account.

Xie Lanzhi raised her eyebrows and told Li Xuewu: "Their deputy director led the team, four guards with guns, two accountants, two cashiers, and we came here carrying two sacks of money."

"I would say this is just for show."

Li Xuewu rolled his eyes in a funny way and said, "Write a check, hand it over to the account, and let us go get the money. Isn't that the end of it?"

"You may not know-"

He smiled and introduced to Sister Xie: "There are also comparisons within the supply and marketing cooperative."

"Although they do not have sales task requirements, they have stuck indicators and have to calculate the general ledger at the end of the year."

Li Xuewu tilted his head and said: "The director of Dongcheng Jiaodaokou Central Supply and Marketing Cooperative, which cooperates with our factory, wants to serve as the second district supply and marketing cooperative."

"No wonder--"

Xie Lanzhi raised her eyebrows and said amusedly: "What is this? Posting your results?"

"If you earn it openly, why shouldn't you let it show to the public?"

Li Xuewu took a sip of tea with a smile and said: "You are not the only one who said that the money was carried from the supply and marketing cooperative to the bank. I'm afraid the news has spread long ago."

"Who will benefit most from the reputation feedback?"

"That's what I said——"

Xie Lanzhi pursed her lips and said, "This is a good thing. Our cooperation will be more extensive in the future."

Li Xuewu nodded and did not make a positive comment.
To be continued...