Chapter 1290 money is like a hair
With the arrival of the sixth year of Zhenghe in the Song Dynasty, the unbearable winter finally passed, and the spring feeling gradually became richer in Kaifeng Prefecture. With the nourishment of several spring rains, there was still a little green inside and outside the city. The people in the winter also took off their thick leather and cotton coats and put on bright spring clothes.
The ice layer on the canal system near Bianliang, which is well-connected, began to melt. In the river channel, residual ice rolls up and down in the water from time to time, and the broken ice collided, making a crisp and pleasant collision sound.
Above the Bian River, there are already fleets of ships that are greedy for profit. They have worked hard to cross the Caohe River, which has not yet grown in spring, and transported the exquisite handmade products from the south and the foreign treasures from the southeast from the major markets in the southeast.
The big merchants in Kaifeng Prefecture, like in previous years, also took slave money and money, waiting at several docks and cargo yards, waiting to bargain with customers from the north.
There are also many Kaifeng idle men who have also come to the dock freight yard, either wanting to rely on their strength or wanting to tell customers about their errands to make money in the next few months.
This is the spring in Kaifeng Prefecture, year after year, full of vitality and vitality... Oh, this year seems a bit different!
The Gang Ship arrived as scheduled, and the goods on it were still full, but the cargo owner was reluctant to ask for the money issued by Taifu Temple to attract!
"I don't want money to attract you? Why?"
"Yes, I use money every year to attract money. I used salt and tea to attract money. Why did I change the rules this year?"
"What? After the New Year Festival, the money in the two cities of Jingdong caused a plummeting price? How could it be? Kaifeng Prefecture is still good... Why did Tianjin and Jingdong fall?"
"The money can't be fully exchanged for salt, tea, iron, and money... Isn't money buy a house?"
"Okay, okay, it doesn't matter if you don't charge money. Let's go to Jingdong Bank to exchange copper coins for you..."
The merchants in Kaifeng Prefecture were not very worried at first, and they refused to exchange the money they had in their hands for copper coins at a discount. Instead, they went to Jingdong Bank, Daxiangguo Temple Changshengku, Panji Bank and other financial institutions wanted to exchange the money they had in their hands.
But when I saw the price of money today, I was shocked and sweated.
The price of money exchanged for copper coins has changed from a face value of 750 yuan (the money has dropped slightly before), to a face value of 600 yuan!
"600 texts? How could it be 600 texts? Yesterday was still 750 texts!"
A businessman started yelling immediately.
A manager at JD.com Bank repeated the words with a wry smile.
"I only received the news this morning that the money in JD and Tianjin has collapsed. Moreover, Haizhou Salt and Tea Services have no salt, so tea can be exchanged! Our JD Bank has to lower the exchange price..."
"How could it be without tea and salt?"
"Not in Haizhou, nor else?"
"You can still buy a house for money!"
The merchants are really panicked now. They all have a lot of money. Because the price has been strong in the past few years. After the housing prices in Kaifeng Prefecture were weak last year, the interest rate of money increased sharply due to the large-scale development of Xiangyang.
Saving money is the same, saving copper coins only has one or two cents of annual profits, and saving money can achieve ten cents of annual profits!
So the merchants in Kaifeng Prefecture are greedy for high profits and exchange money for inducement. Unexpectedly, after only a few months of high interest rates, the price of inducement collapsed!
The merchants were reluctant to give up and started to clamor, wanting to exchange money for money at the original price. But the bank manager, how could the servant change it?
Qianyin is not a bank coupon, it was issued by the imperial court. How can you find a bank to redeem it?
"No, no... The money is issued by Taifu Temple, and Taifu Temple only sends it but not collects it. Our bank can exchange it for everyone because there are in and outs, so we make a difference. Now it is exchanged everywhere, how can the bank guarantee the bottom line? You have to go to find Taifu Temple!"
"600 words are only 600 words... Change me money quickly!"
There will be a smart businessman who is immediately shouting that he wants to exchange money. If the bank manager says the truth, then 600 papers are not the bottom line, and maybe 500 papers, 400 papers, or even lower prices will appear.
"Haole, how much do you want to change?"
"It's all changed!"
"How many?" the bank manager smiled, "Today is not an open exchange, there is only a total of 10,000 yuan. After the exchange, it will not be 600 yuan, but 500 yuan..."
"What?"
“500 texts?”
"Have you given your JD Bank conscience to the dog?"
The bank manager was so angry that he was sweating when he saw the crowd, but he had no choice but to shake his head and said, "500 citations are not open to exchange. It can be exchanged for up to 20,000 citations, and if it goes on, it will be 400 ci..."
"What? 500 documents can only be exchanged for 20,000 yuan? Do you Jingdong Bank want to grab the money?"
"Call those with the surname Ji come out!"
"Come out! Or we'll smash your Jingdong Bank..."
The bank manager bowed repeatedly, "Dear guests, great officials, great masters, this matter is a big deal... This money is not guaranteed, you can't rely on our Jingdong Bank!"
"What? What did you say?"
"You profiteer..."
"Smash his bank!"
The businessmen who ate a lot of money attracted no choice but to listen to him. They all shouted and beat him like crazy. Some people even rolled up their sleeves, picked up tables, chairs, and benches and were about to hit him.
The manager and the guys couldn't hold on anymore, so they hugged their heads and fled out, saying, "Do you guys and you want to smash them, don't kill me. We're just working for the Ji family... Oh, oh, don't hit me, don't hit me..."
The smashing incident that occurred in the Kaifeng main store of JD Bank on Wanshengmen Nei Street was actually expected by Ji Kui, the shopkeeper of JD Bank.
The money plunge this time was originally a conspiracy planned by Ji Kui and other wealthy merchants in Kaifeng Prefecture.
I released news before, saying that Xiangyang real estate is optimistic and needs a lot of money to attract investment, and deliberately gives money to attract high interest. The purpose is to exchange money for real money and silver and copper coins!
Oh, in fact, it is not for real money to be used to exchange it. If JD.com would not make any profit, the money would be caused by Taifu Temple.
Ji Kui's method is to use money to induce deposit certificates to exchange for real money and silver! Therefore, JD Bank does not need to exchange money from Taifu Temple for money. It only needs a small amount of money to attract reserves, and then it can exchange money to attract high interest rates while attracting deposits. These money to be exchanged for merchants have only existed on the books of JD Bank from the very beginning.
In other words, JD.com used a bunch of money to attract deposit certificates in exchange for copper coins and gold and silver in people's hands.
Due to the over-issuance and the sluggish real estate market in Kaifeng Prefecture, Qian Yin has actually been in a serious oversupply, and it is only supported by the high interest rates offered by JD.com.
Given the treacherousness of the Ji family in Pingjiang, Ji Kui certainly would not give people who were trapped a lot of opportunities to escape. So in the winter of the fifth year of Zhenghe, tea, salt and pig iron were purchased in Haizhou, Yangzhou, Shanghai, Quanzhou, Xuzhou and other places, thus creating a situation where money could not be opened for the linkage of materials, causing money to collapse, whether money could not collapse, and the huge amount of money to be issued by JD.com Bank is an uncertain risk.
Once a money-splitting occurs (no money, just money-splitting), JD.com will have to buy money-splitting from Taifu Temple at a loss.
Today's JD Bank smashing incident was to package JD Bank as a victim... In order to support the situation of money-induced by the court, JD Bank was called a messenger to smash it!
Of course, the officials from Taifu Temple would definitely not know what happened to Ji Kui's slut in vain.
The former Taifu Temple Minister Lu Jiawen, who was the only one who could see through Ji Kui's scam, had already passed away. Although the current Taifu Temple Minister Xu Ji is also good at financial management, he does not understand how the bank operates, so he cannot see through Ji Kui's situation.
...
"Taishi, the Qian Yin in Kaifeng Prefecture can't hold on anymore. Jingdong Bank's several branches in Kaifeng Prefecture asked people to smash it. Ji Xing of Qianyexing first came forward to stabilize the situation and asked someone to beat him up. He asked someone to carry him to Taifu Temple. Look at this..."
In the Political Affairs Hall, the Grand Tutor Cai Jing was listening to the Taifu Temple Minister Xu Ji's report on the crisis of money. However, his face was calm, as if everything was under control.
In fact, today the collapse of the price of the Kaifeng Prefecture was long as he expected. Because the collapse of Jingdong City in Haizhou and Tianjing City in Zhouguo had occurred a few days ago. Cai You, the current sea transport envoy, had sent 600 miles to speed up and reported the news of the collapse of Jingdong City's money to the Zhengshitang.
"Ji Wen!" After hearing Xu's words, Cai Jing called Quan Zhisheng's name, Sheng Zhang, the official official of Kaifeng Prefecture, and "Immediately send Xiangbing to the branches of Jingdong Bank."
"The officials received the order," Sheng Zhang reported with Xu Ji. After receiving the order, he was still a little confused and asked again, "Tai Shi, do you want to arrest Ji Kui?"
"Catch Ji Kui?" Cai Jing glanced at Sheng Zhang, "What law did he violate?"
"He is a profiteer!"
Cai Jing snorted: "Everyone can't be traitorous! But do you know where he is traitorous?"
Sheng Zhang thought for a while, "This time the money plummet must be related to JD Bank. As long as you take Ji Kui and seal off JD Bank, you will definitely be able to find out the truth."
"We still need to seize Jingdong Bank?" Cai Jing sneered, "Do you know what JD Bank's status is in Kaifeng Prefecture and in the Southeast Merchant Market? Do you know how many warehouses, Changsheng Bank, and gold, silver and silk transfer shops rely on Jingdong Bank to adjust funds?
After seizure it, the tax revenue of Kaifeng Prefecture and Southeast Commercial City has been reduced by at least 30% this year!
Moreover, among the Southeast Commercial Market, Tianjin Bank and Xiangguosi Bank (the headquarters are also in Tianjin) are second only to JD.com. After the JD.com Bank is sealed, they are the eldest and second. Do you still dare to seal them?"
Sheng Zhang was a little confused, "What should the officials send the Xiang army to do?"
Cai Jing said coldly: "Go to maintain order and don't let anyone smash it again!"
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Chapter completed!