Lu Zheng came with Wu Guiyong, the president of the Agricultural Bank of China. He went to the bathroom to wash his hands. When he returned to the room, he saw Wu Guiyong tossing and turning to look at the juice carton in his hand, looking very interested.

The juice is produced by a beverage factory in Wushan, with colorful packaging. Lu Zheng sat down and asked with a smile: "What are you studying?"

Wu Guiyong smiled and said, "I'm sighing. Now advertising is so omnipresent. ICBC has put all the advertisements on the wrapping paper. Look..." As he said that, he handed the juice carton to Lu Zheng.

Lu Zheng glanced at it and it was an advertisement with a reward savings made by the Wushan Branch of Industrial and Commercial Bank of China. It was printed with a slogan "Energy savings support the four modernizations, the country benefits itself."

There are five types of savings nowadays, including current savings, regular savings, value-preserving savings, reward-based savings, and special savings, but the most popular one is reward-based savings.

In other places, many units will automatically deduct ten or twenty yuan when paying their wages, as a deposit with a rewarded savings.

Wushan has abolished this kind of government-bank cooperation and constraining unit employees' savings. As a result, the competition among banks to attract deposits has become increasingly fierce.

In Wushan, there are 20 yuan per prize-winning savings bill, and the year-end lottery draws include refrigerators, TVs, radios, etc. A few years ago, some households bought one by one,000 yuan a few years ago. Now Wushan's economy is developing rapidly, and people have gradually developed the concept of investment. However, for ordinary citizens, sacrificing savings are still the main investment channel.

Lu Zheng looked at the advertisement on the juice carton and smiled and said, "There are talented people in ICBC."

Wu Guiyong knew that Lu Zheng wanted the function of bank savings to be preserved. In the publication "Special Zone Finance" sponsored by the Municipal Finance Bureau, Lu Zheng wrote an article pointing out that in the early stages of liberation and the early stages of reform and opening up, the bonus savings did play a certain positive role in tapping potential funds, increasing savings deposits, and strengthening the power of credit funds, but bonus savings also had some problems in the process of starting up. According to the statutory deposit interest rate announced by the People's Bank of China, each depositor should receive its legal interest. Prize savings paid the interest of most depositors to a small number of winners, which is obviously unfair.

At this time, the waiter brought rice. The few home-cooked side dishes on the table were very exquisite, and they were the dishes for serving.

Lu Zheng said: "Drink some?"

"Okay, it won't delay your work at night?" Wu Guiyong said with a smile. He was just thinking about it. He finally could eat alone with Lu Zheng. If he didn't drink a few cups, he would not show that he was close.

Lu Zheng laughed: "I'm not a workaholic."

Wu Guiyong smiled. He has been sitting in the position of president of the Agricultural Bank of China Wushan Branch for three or four years. Recently, there is rumors that he may move. This news made him very upset. Wushan is developing very fast. The weight of the Agricultural Bank of China Wushan Branch is far from comparable to other regional branches. Even if he is transferred to the provincial bank to work, he is unwilling to accept it.

The Wushan Municipal Party Committee and Municipal Government suddenly wanted to form a commercial joint-stock bank and needed to divest the rural credit cooperatives that were originally managed by the Agricultural Bank of China. In this way, the cooperation of the Municipal Agricultural Bank of China is required.

Wu Guiyong performed more enthusiastically than Lu Zheng for this preparation team and actively won the position of deputy leader of the preparation team. In this way, the superior Agricultural Bank leaders must also carefully consider his work and cannot be easily transferred.

"I am honored to read Chairman Lu's article in "Singapore Finance" and I feel deeply touched it." After tasting the wine, Wu Guiyong said again: "It is deafening and refreshing. Chairman Lu's financial knowledge is convincing."

"Singapore Finance" was founded last year and is sponsored by the Municipal Finance Bureau. It mainly includes accounting articles, including examination information for various types of accounting professional title examinations, various regulations and notices for annual audit of accounting certificates and subsequent education of accounting personnel, etc. The columns mainly include: "Selected Regulations", "Doctoral Salon", "Exam Window", "Practical Operation", "Reference", etc. It is a monthly magazine, with twelve issues throughout the year, mainly designated subscriptions for the finance bureaus of each county and district, branches of the accounting association, municipal agency association, municipal finance training丨 center, administrative and public institutions, enterprises, etc.

Listening to Wu Guiyong mentioning "Special Zone Finance", Lu Zheng smiled and said, "This magazine is preparing to be revised. I will ask President Wu for advice at that time."

"Oh? Revised?" Wu Guiyong laughed, "Chairman Lu is enterprising and has a new concept in running a magazine?"

Lu Zheng said: "Our financial magazine in the SAR should not just serve the accounting of the SAR. That's what I think. We should make this magazine a magazine that businessmen and ordinary people can understand. Our economy is transforming. What changes will various reform measures bring to the lives of ordinary citizens? How should ordinary citizens invest? I think we should all have guiding opinions."

"The various private ownership reforms we have carried out, under the conditions of economic take-off, some laws can be traced in capitalist countries. For example, the real estate that our Confucian society values ​​the most. Take Hong Kong as an example. With the economic take-off, real estate has risen for 13 consecutive years from 81 years. Due to the influence of the Hong Kong return negotiations, there was a brief downturn after the year. However, since the previous year, it was a trend of sharp rise. If the bustling cities in the mainland with a large population and a small land reform are carried out, then this rule will probably follow. It may even be because we are a socialist country to reorganize, this rule will be distorted and unreasonable, especially if we follow the land fiscal route taken by the Southern Special Administrative Region, this unreasonable stimulus will worsen."

As he spoke, Lu Zheng took a sip of tea and said, "If this situation occurs, then who will be the biggest beneficiary? Of course, those who are well-informed and have a certain understanding of the private-owned society will know the impact of a certain policy on this society, and they will know when to invest in which field. Most of these people are those who are now rich. In this way, in one reform, due to the asymmetry of information, the wealth of ordinary citizens will be plundered by the wealthy class again and again."

"What I hope now is that the revised publication will not only be a publication for economic people, but also become a good adviser for citizens, and can give citizens a simple explanation of the outside world, let them understand some objective laws in the development of private ownership, and provide them with a kind of equal information."

As he spoke, Lu Zheng sighed softly and said, "I hope this publication can be the same as what I said."

Originally, Wu Guiyong felt that all the publications in Lu Zheng were going to be interfered with, and they were very wide enough, but after hearing Lu Zheng's words, he couldn't help but feel ashamed. It seemed that Lu Zheng's articles in the magazine were indeed not made by the gunman. It seemed that the organization appointed him as the chief financial officer. Although the issue that the financial officer considered was a little far away, listening to this sincere heart made people feel sad. Wu Guiyong picked up the wine glass and said, "Today, I am old Wu, I am convinced. Chairman Lu's words made me sigh that I am not as good as this glass of wine. I wish Chairman Lu's wishes come true."

Lu Zheng shook his head and said, "It's not easy to achieve everything. It's a good idea to do one or two things. But thank you President Wu for your good words." He raised his glass and gently touched Wu Guiyong.

Next, the two talked about the preparations of the commercial bank, but Lu Zheng smiled and said, "I think so, we are divided into two groups, one of which is responsible for going to Beijing to get approval documents, the other group calculates the accounts of the rural credit cooperative as soon as possible, and at the same time starts the savings and value-keeping business in the name of the United Credit Union. Special matters are handled, and we must maximize efficiency."

Wu Guiyong thought to himself that he had thought that the municipal party committee and municipal government must have been preparing to take action first and then report, and during the People's Bank of China's investigation and approval, the framework of the new bank was raised. However, for reform plans that conform to the spirit of the central document, the practice of taking action first and then report in cities in special zones and coastal open cities is often very common, and this is nothing.

Lu Zheng and Wu Guiyong both looked normal when they came out of the room. No one could tell that the two of them looked like they were drinking a pound of white wine over fifty degrees. The waiter was shocked by the side. These two were indeed a huge amount.

When he walked to the elevator, Lu Zheng was slightly stunned, but he saw an outrageously fat man smoking one by one. It was Boss Wang, with a bunch of cigarette butts on the top of the trash can. It seemed that he had been here for a while.

Hearing the footsteps, Boss Wang looked up and smiled and walked two steps towards this side. He immediately saw someone else beside Lu Zheng. He hesitated and stopped again.

Seeing this, Wu Guiyong smiled and said to Lu Zheng: "You are busy with yours, we will see you tomorrow."

Lu Zheng was not able to explain, so he nodded slightly and watched Wu Guiyong enter the elevator.

Boss Wang immediately laughed and said, "Leader, let's take a step to talk?"

Lu Zheng nodded slightly. Although he had a bad impression of him, he had been waiting for him for a long time and still had the opportunity to speak.

When Boss Wang saw Lu Zheng agreeing, he immediately smiled and hurriedly led the way and took Lu Zheng to the room that Boss Zhao had just booked. However, the room was empty at this time, and there were only leftovers of leftovers on the table, but it was actually full of dishes, but it seemed that he had never moved.

Lu Zheng smiled and said, "Lao Wang, you have a great show."

Boss Wang was shocked and quickly explained: "You misunderstood. You really have something to do in your heart and don't have the heart to eat. This table of dishes was not ordered by me. I am famous for being frugal. I have this money. I am not good at sponsoring children in the mountainous areas to study? Besides, I have been sponsoring office supplies for a primary school in Qinglong..."

Lu Zheng nodded and sat down.

Boss Wang couldn't see Lu Zheng's happiness and anger, and he cursed Lao Zhao in his heart, "I'm going to kill me today, you bastard."

Just now, Boss Wang returned to his room from the bathroom and drove Lao Zhao away, and even said that Lao Wang would pay the 30,000 yuan debt that Guan Jie owed him.

The old monk Zhao Zhanger was confused, but he didn't dare to be serious about Boss Wang, so he had to leave embarrassedly.

Guan Jie did not make an appointment in the end. She thought that these creditors had bad intentions and Yu Qian avoided them.

Boss Wang thought about it for a long time, then went down to the lobby to call Guan Jie. Guan Jie answered the phone. Boss Wang said on the phone, "Even if Lao Wan owed me money, we will pay it back tomorrow. I will also help you pay back the debts of Lao Zhao from the candy factory."

Guan Jie said coldly that she would find a way, and immediately hung up the phone.

Boss Wang knew that she must have misunderstood her and felt that she was uneasy and would be exempted from her good debt. What else could she think?
Chapter completed!