Beidao is Sakhalin Island. The Ming Dynasty is quite familiar with this island. Previously, Sakhalin Island was under the jurisdiction of Nuergandus. After the demise of the Yuan Dynasty, the Ming Dynasty conquered the Kuwu people on the island and built Yongning Temple on the island.&1t;/p>

Because of the previous defeat in Liaodong, the Ming Dynasty also lost control of the Kuwu people on the island.&1t;/p>

When the navy approved a battalion of Navy 6 teams to board Sakhalin Island, the Kuwu people on the island became restless when they learned that the Ming army had returned, and attacked the Ming army, trying to drive the Ming army away.&1t;/p>

The information on the island is relatively closed. The news that the Ming Dynasty defeated the Later Jin Dynasty had not yet reached the island. Otherwise, these Kuwu people would not have the courage to attack the Ming army.&1t;/p>

Soon the Kuwu people suffered a lot, and the Navy team in the southern part of Sakhalin Island, 6th, cut these Kuwu people like chopping melons and vegetables.&1t;/p>

Now it is not the time of the Song Dynasty. There are Jin people in Sakhalin Island in the Song Dynasty, and the indigenous people on the island have some military strength. But now the indigenous people on the island are very backward, with very garbage weapons and even iron tools very scarce. Faced with these fully armed Ming troops, they were naturally the ingredients for cutting melons and vegetables.&1t;/p>

The Ming army, which had less than five hundred battalions, killed thousands of indigenous people. The battalion commander Li Jiansong simply stopped exploring, and even explored something. He just chased 3∑ding3∑points 3∑3∑ and said, 2≥3.▽o The indigenous people on the island fought, and caught them while fighting. One was caught, and all of them were taken back to train to become contract workers.&1t;/p>

Once all the indigenous people on the island are eliminated, immigration can be carried out well, and there is no need to be careful of any conflicts with the indigenous people.&1t;/p>

Tens of thousands of natives on the island were wiped out by the battalion led by Li Jiansong in less than two months. The remaining half was driven to the north.&1t;/p>

At the same time, thousands of men, women and indigenous men and women were arrested. They were all transferred to concentration camps on the South Island.&1t;/p>

Li Jiansong was awarded soon. Every soldier under his command remembered his military merits.&1t;/p>

The resources on Sakhalin Island are very rich, with water, forest and fishery resources, and the arable land is not bad. There are coastal plains in the south and central areas, so it is not a problem to reclaim five or six million acres of arable land.&1t;/p>

There are more than 6,000 lakes and rivers on the island, so water and fishery resources are very rich. There is no need to mention forest resources, and there are trees everywhere.&1t;/p>

The northern region is relatively cold and there is no intention to open for the time being. However, the southern central region is a very easy area to open.&1t;/p>

The most important resource on the island is oil and natural gas, but it is not easy to open at the moment.&1t;/p>

Since the beginning of spring, Zhu Youxiao has been constantly immigrating to Zhendong Province. The biggest advantage of immigrating to Zhendong Province is that there is no big threat to the surrounding area.&1t;/p>

The Mongolians obviously could not harass Zhendong Province. After all, the Mongolians do not have ships, and their sheepskin rafts cannot cross the sea. The biggest threat is the little Japan. Who knows if the little Japan will see the Ming Dynasty immigrating a large number of people to Zhendong Province and become jealous after seeing a large number of immigrants to Zhendong Province.&1t;/p>

However, the little Japanese are easy to deal with, and the little Japanese sailing technology is relatively poor. The 6th Army doesn't have to worry about it. They do not have the mobility of nomadic peoples and are frustrated in front of the firearm troops of the Ming Dynasty. So as long as the indigenous people above Zhendong Province are solved, the immigration can be carried out smoothly.&1t;/p>

Moreover, it is convenient to transport by sea, so it is not difficult to immigrate.&1t;/p>

The people of Ming Dynasty felt excited about the addition of another province in the imperial court. Since Zhu Youxiao ascended the throne, his prestige has also become higher and higher.&1t;/p>

After all, it destroyed the Later Jin Dynasty and opened up Taiwan Province and Zhendong Province.&1t;/p>

However, the traditional interest class has been offended more and more deeply. Fortunately, Zhu Youxiao has military power and can still suppress the situation.&1t;/p>

Although immigration to Zhendong Province is underway, immigration to Liaodong is the highlight. However, immigration to Liaodong does not matter whether it is land.&1t;/p>

The land on the Liaodong Plain has basically become an agricultural company, requiring a large number of workers.&1t;/p>

The advantage of this agricultural company model is that it transfers risks to enterprises, and the treatment of workers is also guaranteed under official regulations, so that people who live in difficult situations in various provinces can obtain a stable income so that they can survive.&1t;/p>

Of course, if they want to share the land dividends and the court does not open welfare homes, it is naturally impossible for those working people to give them too much reward without giving. Moreover, the productivity is so high these days, and the court cannot be able to make people fat. After all, there is no risk of immigration to Liaodong. Everything is arranged properly, so the rewards are naturally relatively low, but it can make the people live a peaceful life.&1t;/p>

It is actually very simple to obtain land. The Songnen Plain north of Liaodong and the Sanjiang Plain have not yet been opened. If these people who immigrated to Liaodong want land, they can go to the north to reclaim land by themselves, but the cost and risks are borne by themselves. The court only provides military protection and divides the areas where land can be reclaimed. It also provides some loan support so that they can reclaim land and cultivate it. If the land cannot be repaid after it is reclaimed, the bank will take away the land. If the loan is obtained and the money is not reclaimed, and the money is misappropriated to gambling, then go to the lawsuit!&1t;/p>

Each household can reclaim up to 500 acres of land. Because the dimension is relatively north and the colder problem of the Little Ice Age, the crops can grow in a relatively short period of time in a year, and only some soybeans and other crops can be planted, so 500 acres of arable land are enough for a family to have a good income.&1t;/p>

In general, the greater the risk of immigration, the greater the reward. Even if you immigrate to Liaodong, which has not much reward, it will allow those struggling on the line of food and clothing to achieve food and clothing. If you want to have a greater career and prospect, you can do some business by yourself, or go to the north to open up land.&1t;/p>

Zhu Youjiao plans to immigrate at least 3 million agricultural population to Liaodong within this year. Workers who need infrastructure and other aspects can directly recruit workers to work without immigration, and then return to the customs after the construction period is over.&1t;/p>

Three million agricultural population can generally meet the labor required for agricultural production in Liaodong. Once agriculture starts, commercial, industrial and other activities will naturally occur.&1t;/p>

Zhu Youxiao regards the Liaohe Plain as an important commercial grain production base, so the immigration level should be fast and the agricultural production of the Liaohe Plain should be restored as soon as possible to alleviate the problem of agricultural production reduction caused by the frequent frequent natural disasters.&1t;/p>

The more agricultural population, the better. Once there are too many people, the per capita resources are reduced, the ability to resist disasters will be very poor. Who knows if there will be any agricultural disasters in Liaodong next?&1t;/p>

At this time, most of the land in Liaodong was produced by agricultural companies. Naturally, entrepreneurs could use fewer people, thereby reducing production costs. Therefore, it would not lead to excessive agricultural population, greatly enhancing disaster resistance while maximizing the output of more commercial grain.&1t;/p>

Moreover, the risk lies with those agricultural companies. The immigrant agricultural population only uses wages to do things. Even if it encounters a natural disaster, it will have little impact on these agricultural populations. After all, they have wages, so as long as they do a good job in market grain allocation and prevent grain prices from soaring.&1t;/p>

The traditional small peasant economy is different. The risks are basically borne by oneself, and the rural economy has not much money. Once a natural disaster occurs, it is likely that it will be sold to children and women.&1t;/p>

When these workers make some money and have a certain ability to resist disasters, they can consider going to the north to open up land.&1t;/p>

Now the people who have just immigrated are basically struggling with food and clothing. It is obviously not reliable to let them open up land at this time.&1t;/p>

Large-scale immigration was underway after the beginning of spring. Local governments recruited many refugees who were willing to immigrate. In northern provinces, prefectures and counties, they began to investigate household registration in large quantities according to the instructions of the cabinet. The current refugees are two choices. Either they pay taxes on household registration or immigrate to Liaodong.&1t;/p>

Those who have household registration and have a bad life can also participate in immigration.&1t;/p>

The court was responsible for families who were willing to immigrate, the car fee and the food along the way. This was definitely a considerable expense, but in order to restore agricultural production in Liaodong as soon as possible, Zhu Youxiao also worked hard, and also asked the cabinet to form a special immigration team to be responsible for these matters.&1t;/p>

The capital of Beizhili invested a large amount of money into Liaodong in the fourth year of the Apocalypse.&1t;/p>

Everyone can see that investing in Liaodong will bring great returns. Because after the victory of the war, we obtained a large number of high-quality resources.&1t;/p>

Royal Capital is spending money, and private capital is also spending money, which has led to a large number of bank loans. Among them, Royal Consortium is the main force of loans, and private capital is also making large amounts of loans.&1t;/p>

Some smart businessmen have found that it is difficult to quickly increase the scale with their limited capital. However, through loans, economies of scale can be generated directly. Although there are risks, the returns are also relatively large.&1t;/p>

Many businessmen who were reluctant to borrow money from banks were slowed down and were seized by those willing to take risks.&1t;/p>

Some of these industries are particularly easy to borrow, namely agricultural companies and shipping companies.&1t;/p>

Because the bank regulates the whereabouts of funds after the loan, the purpose of the funds must be determined when lending. Loans in other industries may not be approved, but loans from agricultural companies and shipping companies are easy to get.&1t;/p>

Moreover, the loan amount of land mortgaged by agricultural companies and merchant ships mortgaged by shipping companies reaches 8o% of their mortgage assets, while other industries generally have 6o%.&1t;/p>

Such a loan model can obviously give birth to the "ship king model", that is, mortgage some land, real estate and other assets to obtain the first loan, and then purchase a ship. Then mortgage the ship to the bank, then use the loan to purchase the second ship, then mortgage the loan, and then purchase the ship... With such a continuous cycle, a merchant will have more and more ships.&1t;/p>

If the economy is in full swing, the shipping company is profitable, and the bank is willing to continue to release loans, the merchant will eventually become the ship king with a large number of ships and slowly pay off the loan. After the loan is paid off, the ships will become the merchant's net assets.&1t;/p>

There is nothing wrong with this ship king model, it only depends on which industry the official is going to guide. Even if these "ship kings" go bankrupt, it is no big deal because the ship is still there. Through this guidance, the official gets the ships you want and things.&1t;/p>

Generally speaking, even if the shipping companies run by these merchants have good profits, they are likely to go bankrupt. Because if the bank suddenly fails to lend money and cannot raise money to repay the money in a short time, the bank will take away the assets for auction and liquidation.&1t;/p>

After liquidation, if the capital is insolvent, it will leave the account in vain and collect all assets. If the capital can be settled, the bank will return the extra money to the merchant.&1t;/p>

But after that, the assets are transferred and these assets become bank assets.&1t;/p>

Royal Bank is the core of the Royal Consortium. The bank obtains the assets that the Royal Consortium obtains.&1t;/p>

This is asset harvesting.&1t;/p>

It's like planting crops. First lend out a lot of money. Let a certain industry develop quickly, and then harvest it after it is developed.&1t;/p>

Then will the businessman be stupid?&1t;/p>

Of course, private businessmen are not stupid, but if you don’t do it, others will do it. There are always some merchants who are willing to be this "ship king". There are always some merchants who are willing to take a gamble. At worst, they will eventually declare bankruptcy. Although these merchants are not strong in general capital, it does not mean that their business capabilities are poor.&1t;/p>

Zhu Youxiao had already gone bankrupt at night. As long as these merchants did not embezzle the loans to private squander or transfer assets, they would not have to be held criminally responsible after bankruptcy.&1t;/p>

Moreover, these merchants can also shrink before the bank withdraws money, sell a large amount of assets to recover funds, and naturally they can survive the crisis.&1t;/p>

Therefore, businessmen who can truly stand must not only have a bottom line, not do illegal things, and avoid being liquidated by the official after getting fat. They also need to have a keen sense of smell. However, when the lending policy is loose, the market will flourish. What you need to do at this time is to apply for loans from banks in large quantities and then expand quickly. When banks want to shrink lending, they immediately shrink and sell a large amount of assets. This way they can stand firm. Moreover, they obtain generous returns on profits during the contraction.&1t;/p>

Banks that lend to the market are like wolves, while private merchants are like sheep. Wolves will only eat the sheep that are slow to react and slow to run, but will not eat the sheep that are quick to react and fast to run.&1t;/p>

The emergence of the Royal Bank has obviously changed the traditional business model. Those businessmen in the Ming Dynasty who could not keep up with the times will be gradually eliminated.&1t;/p>

After repeated eliminations, the remaining private businessmen are groups with keen sense of smell and decisive investment. These groups are also beneficial to the country because they can organize production efficiently and ensure economic growth. As long as the country wants to develop an industry, as soon as the policy comes out, they will immediately go to the bank to borrow, and then quickly rush into the market to organize the industry the country wants.&1t;/p>

Some of those merchants who are willing to take out loans will be swallowed by the consortium because of their slow reaction and greed, and some will survive.&1t;/p>

As the businessmen who are unwilling to borrow from banks, as the consortium continues to monopolize various profit-making industries, they will lose the huge profit growth point of wealth, and their capital growth will also become very slow. In the end, over time, they will fall from high income to medium income level, and then from medium income to ordinary income level.&1t;/p>

Therefore, banks do not need to be afraid of not being able to borrow money. Although there are not so many merchants willing to borrow money at present, those smart private businessmen will inevitably recognize the situation quickly, and if they are not smart, they will be eliminated. In the end, bank loans will become very popular, and even ask banks to lend.&1t;/p>

Just like in later China, in the early 1990s, banks were still asking for personal loans, and people were not willing to do so. As capital continued to expand, individuals were asking for loans, but banks did not necessarily approve them.&1t;/p>

Agricultural companies are naturally willing to borrow a lot of money nowadays. First, there is huge market demand. For example, in the middle and lower reaches of the Yangtze River, as well as commercial areas in Fujian, Guangdong and other provinces, there are a large number of towns that require commodity grain input, and the grain price is not low.&1t;/p>

Secondly, the improvement of transportation tools. With the rapid development of sea transportation, the development and large-scale application of heavy carriages, transportation costs have been greatly reduced.&1t;/p>

Third, the improvement of production tools. Royal Machinery Manufacturing Factory not only manufactured hand-crank harvesters, but also made breakthroughs in machinery in flour processing and other aspects, and created a batch of hydraulic machinery. From sowing to harvesting, to grain processing, the cost has been reduced with the emergence of various tools.&1t;/p>

Fourth, the labor cost is relatively low. The labor cost of 3 to 4 yuan per month is really not high, or even very low. Ordinary people are enough for food and clothing, but it is not considered a good life.&1t;/p>

The wages in Beizhili cannot be increased mainly because of the large amount of labor input from other provinces. This is also in line with Zhu Youxiao's needs to solve the problem of food and clothing for the people first, and it is not only to solve the food and clothing for the people in Beizhili.&1t;/p>

Under these conditions, the profits of agricultural companies can be calculated, and even if tax is paid, a considerable profit level can be generated.&1t;/p>

The return on investment can be seen. Among the agricultural companies formed by private merchants, many have begun to borrow a lot from banks.&1t;/p>

In addition to purchasing land in Liaodong, some agricultural companies have already set their sights on land in the north early. As soon as the production corps passed, they applied to the government for land enclosure.&1t;/p>

Some agricultural companies are willing to go to the north to open up land, so the government naturally wants to. However, the people who open up land must solve the problem by themselves.&1t;/p>

Of course, those agricultural companies also had their own solutions, because the Ming army was constantly sweeping northwards and arrested a large number of slaves in the process.&1t;/p>

If you don’t have enough manpower, you can buy slaves! Put on shackles and keep them as big animals, and hire some workers to reclaim land.&1t;/p>

The barbarians in the further north are still easy to enslave, and they are not as difficult as the Indians. Although the Indians look very primitive, they actually have a certain culture, and their culture is somewhat similar to the Taoist culture in ancient China. Therefore, although the Indians are primitive, they can overcome the fear of death and develop the courage to use a knife when they are enslaved.&1t;/p>
Chapter completed!