Chapter 38, Move Guanzhong to fill in the river trap

Xu Wei said: "Now it is estimated that this natural disaster will have more than 300,000 casualties, and the number of people affected is more than 3 million. It is almost a province. The most affected people are still in Shaanxi, and the most severe affected people are still in Guanzhong. After investigation, it is estimated that the entire Guanzhong will produce 200,000 refugees or even more. This is inevitable."

"Now, adults are still very effective in disaster relief. This matter can be suppressed, but if it continues, how long can adults suppress it?"

"The land power in Guanzhong has been exhausted. It is better to move the people in Guanzhong to settle Hetao, so that they can gain and lose. Although this is a bit unpleasant, but before the end of the road, did the people ever think of moving?"

Zhou Mengchen said: "Then let us force them to the end of our lives?"

Xu Wei said: "How can we force this? This is a big disaster. Sir, Xiaoren is a thief of Daren. In terms of disaster relief, it is never possible to be perfect. How much effort or how big a thing you use, what adults should consider is how to maximize the use of the resources in your hands, rather than being a woman's kindness here."

Zhou Mengchen's face suddenly changed.

Xu Wei was very calm.

The two of them didn't speak for a while.

After a while, Zhou Mengchen sighed and said, "Brother Xu, can you pay attention to your words? It's really not nice."

Xu Wei said: "Sir, what you need is the truth, not flattery. I, Mr. Xu, don't make a living by this."

Zhou Mengchen felt very uncomfortable, but he had to admit that what Xu Wei said was too true, which made Zhou Mengchen unable to bear to think about it. No matter what kind of disaster relief it was, a large number of people died. It was a very normal thing to die in the Ming Dynasty and die of cold and starvation. It was so normal that it could be summarized into the category of normal death.

Immigration is almost impossible for the people. If you don’t force yourself, who will move away from the place where you have lived for several lifetimes, come to a place you have never heard of before, and start over?

When Zhou Mengchen was in Datong, most of the migrant people were refugees and disaster victims.

Today, Zhou Mengchen estimated that only refugees and disaster victims had the lowest immigration cost.

Although Xu Wei's words are a little bit ugly, they are the most suitable solution.

In the position of Zhou Mengchen, no matter what choice it makes, someone may die because of it. Troubled by one or two lives, it is just an irresponsible person to others.

Zhou Mengchen thought for a while and said, "Immigration to Hetao is indeed an opportunity. But this thing is not something I can do alone."

"So, now is an opportunity." Xu Wei said: "Shangshuo Yang will not be in Heshuo for too long. After he leaves Heshuo, Lord Yang is likely to succeed him, but there is also a chance that something will happen. It is better not to have a long night or dream."

Zhou Mengchen said: "Even if Yang Shangshu is in Hetao, this matter needs to be prepared well."

Xu Wei said: "I naturally know, and I think it's best to delay this thing for a month or two in the end. At that time, the gentry of Guanzhong will do everything he should do, and then the court will be a good person again."

Zhou Mengchen was stunned and suddenly realized that it was true that after the disaster year, what the gentry of Guanzhong had to do was imagined. The land was annexed and a large number of people who lost land became tenants. At that time, Zhou Mengchen made another large immigration. It is estimated that most of Guanzhong gentry would face the embarrassment of the sudden rising prices of tenants. Although they didn't know that they could not repay the loan and went bankrupt, they could still give in.

In Xu Wei's plan, Zhou Mengchen's reputation will not be damaged, and it will even be better.

Zhou Mengchen said, "Okay, I'll think about this matter first. Loaning to the gentry. In principle, I will not interfere with the normal operation of the Yellow River Bank." He pondered for a moment and said, "Let me do this, I'll ask Uncle Han to meet with the Zhang brothers. Let them chat on their own." He paused slightly again and said, "Forget it, let's invite Uncle Han to come here, and I'll tell him personally."

Zhou Mengchen knew that Han Bangqi, as the leader of Shaanxi literati, had a completely different situation from Yang Bo because the routes they took were different. Yang Bo took the official route and did practical things in the officialdom. For example, resisting the Tuman. Generally speaking, people who do practical things are more practical, so Yang Bo became the general backstage of Shanxi merchants, and he did not exclude business.

But Han Bangqi is not here either.

First of all, the difference between Shaanxi and Shanxi. The atmosphere in Shaanxi is more conservative than that in Shanxi, not to mention that Puzhou is not far from Yanchi, which is originally a commercial atmosphere.

Secondly, Han Bangqi's route is completely different from Yang Bo. From Han Bangqi's property, we know that the Han family has absolutely not participated in business activities. Han Bangqi and his deceased younger brother are both great scholars, which proves that the way the Han family takes is to pass on farming and study through family members. They pay the most attention to knowledge.

Generally, such people have a cleanliness and look down on businessmen. If he doesn't say it personally, he is worried that the Zhang brothers will not be able to speak in front of Han Bangqi. Unless Zhang Siwei comes back from Beijing, he will be qualified to speak in front of Han Bangqi.

Xu Wei said, "I understand."

Han Bangqi came soon.

When Zhou Mengchen works in Shaanxi, he has to discuss many things with Han Bangqi. As long as he can earn Han Bangqi's consent, the following things will be easier. If he cannot earn Han Bangqi's consent, things will be difficult to handle.

Zhou Mengchen saw Han Bangqi tactfully and told Han Bangqi to tell the Zhang brothers about the causes and consequences of the Yellow River Bank.

Who knew that Han Bangqi did not ask too much about the latter, but asked repeatedly about the former, forcing Zhou Mengchen to explain it unhappyly.

Finally, Han Bangqi said: "It's such a wonderful idea. With this bank, if the tax on Guanzhong can be reduced in the future and transported to the capital through the bank, I don't know how much money I saved, and the elders of Guanzhong were all relieved."

The taxes in the Ming Dynasty are often higher than those in the regular tax.

Shipping taxes to locations designated by the imperial court has become a major problem for the people of the Ming Dynasty. Many people even escorted taxes and lost their entire family. This is already a heavy burden on the people.

If taxes can be as convenient as depositing and withdrawing silver in another place, the burden on the people will be greatly reduced.

After hearing this, Zhou Mengchen admired Han Bangqi's keenness. He said, "Actually, I have this idea too. However, things have to be done step by step, and some things are unhurried."

Zhou Mengchen naturally thought about these things.

He not only thought about these things, but also many things, such as individual personal accounts, such as military pay paid through banks, etc. But they were all just thinking about it.

Because Zhou Mengchen understood very well that today's banks actually serve big merchants and landlords. In short, it is the rich. It is unlikely that ordinary people will come to visit. It is impossible for them to have any business in the bank.

The bank itself is the beginning of Zhou Mengchen's reform of the Ming Dynasty's financial system.

In the future, these will be implemented bit by bit.

Han Bangqi said: "It's just that my only concern is how can this bank's such an important department be entrusted to merchants? It should be directly under the Ministry of Revenue."

Zhou Mengchen could only explain: "The court did not have a penny, but now he can only borrow the Shanxi merchants. Moreover, the court is too big, so it is not necessary for the court to do anything."

Han Bangqi sighed, and he probably only accepted that the court had no money.

Zhou Mengchen was no longer worried about this and asked, "What do Uncle Han think about asking the gentry to borrow money from the bank?"

Han Bangqi's reaction was beyond Zhou Mengchen's expectations. Han Bangqi said: "This is a good thing. There are dozens of people in my Hanjiazhuang, and many of them are only orphans and widows, and their lives cannot be achieved."

"With this money, I can help my family. The interest rate is not high, and I can only pay it back in one or two good years."

Zhou Mengchen did not expect that Han Bangqi seemed not as if Zhou Mengchen had money as he thought. He would annex the land when he had money. However, Zhou Mengchen also tempted it, and Zhou Mengchen said: "Uncle Han, there is actually one thing I have been worried about. Now if the gentry has money, he will annex the land. He will kill all the self-cultivated farmers. In this way, the country will suffer the greatest losses, but I don't know what Uncle Jun thinks?"
Chapter completed!