Chapter 60 Jiangnan Bank

Of course, this is just a story.

But this prospect is really tempting.

So Lu Yi gave in, but he asked for the same treatment, that is, the bank that has not yet been named must also occupy a share in the Yellow River Bank.

After Zhou Mengchen finished reading it, he seemed to see the emergence of a financial consortium in the future. However, he immediately ignored it. It was not that he did not know the harm. This financial circle, which has a huge amount of wealth, is likely to endanger the survival of the Ming Dynasty in the future.

However, Zhou Mengchen had already thought it through.

First of all, we must first see the benefits. If there is really a financial network covering the whole country, it will be a first-class benefit for the development of industry and commerce. Secondly, the Ming Dynasty was not without countermeasures. As long as the management is strengthened, we will not reach that point. The most important reason is that the Ming court did not hold this power before. Now all this is just the expansion of financial power based on banks. It is an inevitability.

There was nothing at all, so it was impossible to hold it in your hand.

Of course, Zhou Mengchen’s worst plan was simply that this financial circle really subverted the Ming Dynasty. Shouldn’t the bourgeois revolution be written in history books?

However, Zhou Mengchen instinctively felt that these people did not have the ability.

Zhou Mengchen said: "I always feel at ease when I leave this matter to Mr. Lu."

"Sir, this bank doesn't have a name yet?" Lu Yi said.

Zhou Mengchen said, "Then call it Jiangnan Bank." Zhou Mengchen said seriously: "The name is a small matter. Jiangnan Bank, how is Mr. Lu going to operate it?"

Lu Yi said: "First of all, weaving farmers have loaned them. These people have suffered the greatest losses since the Japanese riots. These people have the lowest ability to bear risks. These inconspicuous weaving farmers and farmers are the root of the prosperity of Jiangnan, so as long as they can safely maintain Jiangnan."

"Secondly, there are some big weavers. They can support many people, but they cannot fall down at this moment."

"Then I will store a batch of goods. I believe that adults will be able to successfully open the sea. At that time, these goods will be sold overseas and trade routes will be opened, and the crisis in Jiangnan will naturally be lifted."

Zhou Mengchen understood that Lu Yi's method was to resume production and delay time. First, let Suzhou textile production chain be restored. As long as the sea trade is restored, Jiangnan's goods have a way out and all problems will be solved. Of course, Zhou Mengchen also knew that Lu Yi was not waiting for. If the sea trade digests these products, it will prove that the Japanese pirates have become a thing of the past. At that time, peace will be made in the world and the families in various places will return to normal.

At that time, there will be no shortage of markets for the goods in Jiangnan. The depression in Jiangnan will become a thing of the past.

Zhou Mengchen nodded and said, "No, but I have to withdraw some of the money, I will be useful."

Lu Yi said, "Does sir want to do military expenses?"

Zhou Mengchen said: "Yes, not, part of it is to do military expenditure. The other part is also to invest in some industries."

When fighting, you must use money. If you don’t have money, don’t think about fighting. In fact, Zhou Mengchen has been in Jiangnan for several months now, and Jiangnan’s military strength has not increased significantly. In addition to the 3,000 cavalry brought by Zhou Mengchen, only Yu Dayou’s unit has been expanded. It also takes time for Qi Jiguang to form an army that can fight.

Why is it so slow? Isn’t it just that I don’t have money?

However, Zhou Mengchen did not think about spending all his money on military expenses.

Lu Yi said, "I don't know what sir is preparing to do?"

Zhou Mengchen said: "Building a ship, building a shipyard, is called Jiangnan Shipyard."

Zhou Mengchen's previous investigation of sand ships made Zhou Mengchen understand one thing, that is, the navy, or the navy, is not only a matter of people, but also a matter of ships. If you want to build a powerful navy, it is absolutely impossible to have few decent shipyards.

When it comes to counting on Longjiang Shipyard, Zhou Mengchen always feels it is not suitable for use.

Because Longjiang Shipyard is a subordinate of Nanjing Ministry of Industry. This subordinate will not become. After all, Zhou Mengchen is not a regular manager. If he is urged to join a team and add a stop, there will be no problem. After all, Longjiang Shipyard is not even the boss of the boss of the Longjiang Shipyard, and the Minister of the Nanjing Ministry of Industry cannot ignore that Zhou Mengchen is not.

However, if Zhou Mengchen made drastic reforms to the Longjiang Shipyard, some things would be difficult to deal with.

Therefore, it is necessary to start a new shipyard.

This shipyard has put a lot of ideas in Zhou Mengchen. So Zhou Mengchen is particularly cautious, so he said to Lu Yi: "Sir, are you from Shanghai?"

Lu Yi was slightly stunned and said, "Sir, I still know a small county?"

Zhou Mengchen shook his head and said, "Shanghai is not a mere county."

Lu Yi smiled and said, "Thank you for your praise."

In Lu Yi's heart, Shanghai is a small county, but Zhou Mengchen said this, as a Shanghainese, he could not refute it. After all, although Shanghai is prosperous, it is pale in comparison with Suzhou. It is not even as good as Suzhou. There are many places in Jiangnan that are prosperous than Shanghai, which is an indisputable fact.

Zhou Mengchen said: "I want to visit Shanghai. I am willing to guide me?"

Lu Yi was stunned and said, "Adults have a fate, how dare students not obey? What do you want to do when you go to Shanghai?"

Zhou Mengchen said: "Zheng He went to the West to the West and set out from Liujiagang. But I asked the elders of Suzhou that Liujiagang has been disrepair for a long time and cannot travel a large ship. After opening the sea, he must find another port."

When Lu Yi heard this, his heart moved and immediately said, "Students thank you for your kindness on behalf of the people of Shanghai."

Perhaps other people don’t know what this represents for Shanghai. But Lu Yi is different. One thing he can easily understand is that if he really chooses Shanghai, Shanghai will be like a golden rice bowl. It is not impossible for prosperity to surpass Suzhou in the future.

As for whether Shanghai can be selected, Lu Yi has made up his mind to be selected. Even if there is no suitable port, he mobilizes the influence of the Lu family and Gu family, and even if he is forced to dig, he must dig out a good port.

Zhou Mengchen said: "It's not too late, sir, prepare and go with me to Shanghai in two days."

Zhou Mengchen left as soon as he said that, and after briefly sorting out government affairs and leaving Xu Wei in Suzhou to preside over the normal operation of the Governor's Office, Zhou Mengchen took a boat to Shanghai.

Just as soon as Suzhou came out, Zhou Mengchen faced a big problem, that is, Wusong River.

It is natural to take the Wusong River to take the water route from Suzhou to Shanghai, but Zhou Mengchen could see along the way that the Wusong River channel has been disrepair for a long time, and many places have serious siltation, which makes Zhou Mengchen frown.

The reason is no different. The most prosperous city in the Ming Dynasty was Suzhou, and Suzhou was also the most developed city in the Ming Dynasty. It can be said that after the sea is opened in the future, most of the goods sold overseas will come from Suzhou. Zhou Mengchen identified Shanghai as a port, which was certainly his impression from later generations, but there was also an important reason, that is, going downstream from Suzhou, which is Shanghai, with waterway connections and extremely convenient freight.

But now it seems that this is not the case.

Lu Yi saw the worry in Zhou Mengchen's heart and said, "Sir, in fact, the Wusong River shipping is still usable. Is the real problem a flood?"

Zhou Mengchen said, "Flood trouble?"

When Zhou Mengchen came to Jiangnan, it was autumn. Now it was winter. It can be said that the water level in Jiangnan is relatively low. Zhou Mengchen looked at Jiangnan. There was a river in front of almost every household, with a dense water network. He could reach every door. Such convenient water conservancy and floods were also available.

Lu Yi said, "Sir, the Wusong River is the lower reaches of Taihu Lake, which leaks the water of Taihu Lake. After the Wusong River silt, the water of Taihu Lake cannot be vented. So the Wusong River has frequent floods and ten years of flooding. So that Shanghai has flooded almost every year. The people are overwhelmed. If students are asked to choose, it would rather not open a port in Shanghai. If this river can be cured, it would be a great merit."

The opening of Shanghai's port is a good thing for Shanghai in the future. However, the floods in Wusong River are a threat to the people of Shanghai now. Lu Yi can naturally distinguish which one is more important, so he would rather use this method of self-inflicting his shortcomings to attract Zhou Mengchen's attention so that Zhou Mengchen can work hard on Wusong River.
Chapter completed!