Chapter 004: They are all rushing for time
Because of motion sickness, Yin Chengjun, who had been on the long-distance bus for four hours before he arrived in Jinling, felt that he was about to vomit out his internal organs.
With the documents signed by the young man and endured being slaughtered by a taxi, Yin Chengjun stepped into the gate of Taihua Securities Corporation and headed straight to the internal department of business processing and review on the third floor.
As the capital city of Jiang Province, there are customers in the magnificent hall of Taihua Securities Corporation who are handling the procedures for opening an account and withdrawing funds. Compared with Hanzhou, it is much bustling and prosperous.
Yin Chengjun, who joined the Hanzhou Branch of Taihua Securities as soon as he graduated from university, has been having trouble living in the past two months. If he hadn't been able to stay in Jinling when he graduated, how could he be willing to stay in a small city like Hanzhou?
After going to the second floor, he took out his work permit to register. Yin Chengjun was allowed to enter the third floor. This time he came to do business this time, which was equivalent to taking a shortcut. Otherwise, according to the procedures, the customer's information would be sent to process tomorrow. But because he knew that the intern in charge of internal affairs was his classmate Liu Meijia, he was confident that the procedures would be completed today.
Thinking of Liu Meijia, that pretty and charming face appeared in her mind. She was the school beauties of her class, quite beautiful and eye-catching. Although her grades in college were not very good, she was beautiful and had a top figure, so she was able to occupy the only indicator of staying in the provincial capital...
He was thinking randomly, when Yin Chengjun entered the office and saw Liu Meijia's complexion and exquisite makeup, he knew that the other party was much more comfortable and leisurely than himself.
The time was approaching the end of the afternoon business, so Yin Chengjun, who handed Fu Zhengyi's application materials to open an account without saying a word, sat down but didn't want to move.
The procedures such as account opening and transaction opening that require manual processing will be completed soon.
However, the three-party deposits between the bank must be handled by the account opening himself with the agreement stamped by the Taihua Securities Headquarters to go to the local bank to complete the procedures. Liu Meijia, who quickly completed all the procedures, then started to tease him. "Cheng Jun, you are still powerful, and you are starting to take over big customers now. I guess he is doing well in the small place in Hanzhou..."
If you are doing well, why would you take the customer's procedures to spit and rush over for four hours?
Yin Chengjun, who knew that the other party was laughing at him, was not angry, but the young man's vanity still asked him to take out Taihua Securities' [Trading Volume Guarantee Promise Agreement] and cheer him up. "It's just a customer who signed the trading volume guarantee agreement. If the customer hadn't begged me to help him with it today, how could I come here..."
Liu Meijia, who knew the content of the agreement, was so shocked that her eyes were about to fall out.
The stock market has fallen for eighteen months. Even the Taihua Securities headquarters has no customer signing such an agreement. Does anyone dare to sign a small city like Hanzhou?
I thought it must be Yin Chengjun, a kid who was swollen and fat. Liu Meijia, who curled her lips, reached out to ask for the document. "Oh, but it's amazing. He must be a big customer with a transaction volume of one hundred million a year. Let me see, let's take a look..."
He stuffed the document into his briefcase casually and stood up and smiled happily. "What a big customer is there? It's just a small customer. It only took half a year to sign 20 million. God knows if he can survive the first month's guarantee..."
When Yin Chengjun, who was short of time, waved his hand after saying that, but he needed to take the bus back to Hanzhou immediately.
Liu Meijia, who watched Yin Chengjun leave, was shocked and completely speechless.
Only dare to sign 20 million?
And it's only half a year?
Whoever dares to say that this is a small customer, I am the first to go up and slap her in the face!
Some of the major customers at the Jinling headquarters of Taihua Securities have been directly managed by customers whose transactions exceed 10 million in the first half of the year!
After reopening the documents in front of him, he found that the client was named Fu Zhengyi, a man, who was only eighteen years old. So Liu Meijia asked herself to remember this client. Under the current market conditions, those who dared to sign a transaction guarantee agreement with a securities company are either stupid or bold, or rich and wealthy, and not afraid of losing money!
Young, rich, bold, and still a financial person...
Oh my God!
If you have the chance, you must get to know each other!
Although I just turned 23, maybe the other party likes to be more mature?
Yin Chengjun, who didn't know that one word of his accidental thoughts made Liu Meijia think, was already ten o'clock in the evening when he returned to Hanzhou. He didn't even have time to smear his face when he arrived at home, so he quickly called Fu Zhengyi and told the other party that the procedures of the securities company had been completed. Tomorrow he only needed to take the three-party agreement to go to the bank to stamp the seal, so that he could transfer the funds to the large-scale office to operate.
Fu Zhengyi, who had been sitting by the phone, hung up the phone and finally felt relieved.
The securities companies in 1994 are still state-owned enterprises. The first round of laid-off wave has not yet appeared. There are companies with redundant staff and inefficient and lifelessness everywhere. The Yin Chengjun he met today obviously has the aspiration and enthusiasm of just leaving school. Since he has helped me a lot this time, he might as well date in the future, and it is probably possible to save himself a lot of trouble.
Because no matter what, Fu Zhengyi, the financial system in 1994, was still very unfamiliar. In his previous life, he was still living a carefree and heartless life!
Oh, right.
I am still holding the title of "coward". How can I change my perception of myself? I still need to consider the process. I can't stop being timid after drowning once. That seems too abrupt, right?
Lying on the bed, thinking about it, Fu Zhengyi fell asleep unknowingly until the alarm clock rang, and then he realized that he had slept until dawn.
Fu Zhengyi, who got up, packed up his things. Before going out, he thought about it and unplugged the phone at home and closed all the doors and windows.
On this day of my previous life, my father transferred the money into a fraud company this morning and destroyed the family. Since there was no such disaster in this life, my father was worried that he would have vented his resentment for so many years in his previous life.
Fu Zhengyi, who was riding a bicycle, met at the place he agreed with Yin Chengjun. After receiving the agreement, he turned to Chengbei. After completing the tripartite deposit agreement at the Chengbei Branch of Hanzhou Commercial Bank, he appeared at Taihua Securities Company at less than 9:30 and sat in the big room and started waiting.
In 1994, the networking between banks and securities companies was delayed, so I waited from morning until 2:00 p.m., and the 150,000 yuan was finally transferred to his securities account.
Friday, July 29, 1994.
The Shanghai and Shenzhen stock markets are still dead.
Although it is still a t+0 trading method at this time, there is no stock that has too much fluctuation, and even the orders of buying orders are almost impossible to see. Some stocks can even be different from the price of the trading orders, and the transactions are even rarer.
I remembered the stock code and name I needed to choose last night and started buying according to the plan. After only fifteen minutes, Fu Zhengyi used up all the funds in the account.
150,000 yuan in cash became 150,000 yuan in stocks.
Because Fu Zhengyi did not leave the big household room at noon, Yin Chengjun, who ran to the monitoring room, saw every purchase of Fu Zhengyi in real time. He was frightened by Fu Zhengyi, who opened an account yesterday and immediately dared to fill up his position as soon as the funds arrived.
The backstage supervisor sitting in the monitoring room playing games, heard Yin Chengjun's gasp and turned his face to ask why. Yin Chengjun, who was stunned, said something with his mouth. As a result, the backstage supervisor became interested, stood up and ran over, wanting to see what stocks the customers had bought.
Yin Chengjun, who had just joined Taihua Securities, dared not let the backend supervisor see the customer's buying and selling data, so he quickly turned off the data query system and ran out.
After completing the scheduled plan, Fu Zhengyi, who could finally rest assured in the big house, saw a figure shaking behind the frosted glass, and guessed that he couldn't help it, Yin Chengjun ran over, so he walked over and opened the door and let him in, and pointed to the briefcase he had stuck in his arms with a smile. "Take it out, I will sign the agreement with the minimum transaction volume guaranteed and the big house charter agreement now, but I will not settle the fees for the big house until I will take some time to..."
Yin Chengjun, who was exposed to his intention, felt a little embarrassed, but he quickly handed over the agreement prepared in his briefcase. After Fu Zhengyi signed it and handed it over, his heart completely relaxed.
In the background, I knew that the other party had lost several thousand at the close of the stock that he had just bought, but the other party's expression was still calm. Yin Chengjun, who was more curious, couldn't help but ask indirectly why Fu Zhengyi was so calm.
"It's nothing. The money thrown into the stock market will only win or lose when you withdraw it. Otherwise, the losses and profits on the books are just numbers. Don't treat the money in the stock market as money. If you just look at the numbers, it's nothing..."
Knowing that the account manager of a securities company was able to find his own transactions, Fu Zhengyi used this statement to make excuses, leaving Yin Chengjun with frowning and thoughtful thoughts. Fu Zhengyi walked out of the gate of the securities company and rode his bicycle in the hot sun. Although he still had lunch, he was happily rushing home.
At 3:40, you can see Fu Zhengyi’s smile on the back balcony of his home frozen. He held his one foot on the ground, and a sharp turn made the bicycle turn into the alley next to him. He lowered his body and pedaled his feet quickly, and disappeared in a moment.
The moment he turned sharply and entered the alley, his uncle Fu Tai, who was standing on the balcony behind Fu Zhengyi's house, exclaimed, and called out his son Fu Zhengming, who was on the phone in the room, pointed to the direction where Fu Zhengyi disappeared and said that he seemed to have seen the boy from the third family.
Looking at the alleys downstairs, where could anyone see the shadow of anyone? Fu Zhengming thought that his painstaking efforts were ruined by Fu Mingting from the second uncle's family. He was so angry that he didn't get angry and said to Fu Tai, who was still looking around. "Dad, that little bastard transferred the money away at around 2 o'clock in the afternoon. Why would he run home and fall into the trap of a huge sum of 150,000 yuan on his body? If it weren't for the upgrade of the internal system of the bank today, I would have found where his funds would go!"
"Zhengming, don't you know where that money went?"
"I'm just a loan officer, not a god! If Uncle San's phone call made me know that the money was transferred from Fu Mingting's hand and I wouldn't have known until now!"
Fu Tai, the boss of the Fu family, who has the door keys of his third family, said that he is still confused until now. He can't understand why Fu Zhengyi, the third family, transferred the money he used to join a new sales company. Thinking of the phone call he had before, he became more and more worried. "Zhengming, do you think the third family will use that money to mess around?"
Uncle San had an accident in Yunsheng because the police called over there to verify the situation at Fu Taiwen's home, which made Fu Zhengming know that Fu Zhengyi actually transferred the money from his passbook through his cousin Fu Mingting yesterday morning.
Unfortunately, Hanzhou Commercial Bank began to upgrade the system this afternoon, which made him unable to check where the funds were going. This made him unable to check the whereabouts of the funds. Uncle San’s family came to see if he could intercept Fu Zhengyi.
However, the house in front of me looked like the boy had already run away.
With a huge sum of 150,000, where can that kid go?
What does he want to do?
What serious things can he do?
The more I thought about it, the more I felt that I could not delay it anymore, and said to Fu Tai. "Dad, please call the police quickly. If the third uncle has lost his 150,000 yuan, not only will something happen to his family, but even the people who lend money to his family will be anxious..."
"Report, call the police? It's not true?" Fu Tai, who was used to being honest, said, but was frightened by his son's thoughts.
"Dad, you can't hesitate. If you delay any further, the kid may have really gone far. If the money cannot be recovered, he will not only harm his third uncle and aunt, but also his own!"
Chapter completed!