"Zi'an, it's great to do this." Lao Wang said.

Zeng Gong said, "There are still dangers on the sea."

"Zigu, there are dangers on the sea, but now the ship technology is gradually improving. The accident rate per thousand ships per year is only two or three. I think this ratio is a bit high. Moreover, most of the accidents are small and medium-sized ships, and large ships rarely have accident rates. If there is really danger, can I let His Highness the Great Princess go to the other side?"

"But Zhang Yuanwailang (Zhang Quanzhong)..."

"I know this. They went to the other side late that time. In order to hurry, they actually wanted the small guard ship to avoid any trouble. First, the bigger the ship, the safer the better the quality of the ship. Second, if the corners are cut, even if the larger the ship, the ship will disperse by one wave. In addition, the ability of the helmsman and the sailor. All three are indispensable. In fact, although they encountered wind and waves that time, they seemed scary, but there was no danger. In addition, in order to avoid the storm, many sailors began to prevent the arrival of the storm in advance through the changes in the clouds, or quickly sailed the ship away from the upcoming storm area, which was safe."

Of course, there will be dangers, just like in the past two years, six more ships have had accidents, and one of them made a purely man-made mistake and sank the reef.

The rest were all encountering a major storm, two cargo ships and three escort ships sank into the sea.

But when it comes to danger, there is no danger. If you walk a mountain road, you may even encounter bandits.

However, Wang Ju changed his voice: "Although I don't want the court to continue to split, I unscrupulously undermine my plans and prevent the Song Dynasty from moving towards prosperity and strength. That is not Lizhou, but those tropical islands!"

In fact, for the current scholar-officials, An Tao was undoubtedly the most severe punishment for exile overseas.

…………

"Brother Han, what public opinion is there outside?" Wang Ju asked.

“Many people don’t believe it at first…”

The main reason is that Fu Bi has a very good reputation, so it spreads out, and many people think it is a rumor.

So many people ran to the inn to inquire.

The inn is normal now. Don’t think it’s easy for Wang Juyong to put Fu Bi and others under house arrest for more than ten days. You should know that there were no officials coming in and out of the inn that day?

This requires Wang Ju to continuously regulate the situation in Zhongshu to prevent officials from entering and leaving the inn during this period. In fact, it is really not easy.

Now that it's over, the number of officials entering and leaving the inn has suddenly increased.

But what about Fu Bi?

Let's go back to Luoyang in shame.

Their work is not over yet. Xiang Fubi and Liu Ji are from Luoyang. They don’t need to move, but others are going to move.

Especially the mansion built by Wang Gongchen. The hall is called Chaotian Pavilion, and the people in Luoyang call it a nest, which means a building on the top of a tree, which is as high as the clouds. Wang Gongchen started building it since he was in his twenties and has been renovated for more than 40 years, but has not been repaired yet.

Now an imperial edict was issued to him to return to his hometown Xianping County.

Wang Gongchen was so angry that he wanted to jump. What a Wang Zi'an. Fu Bi and the others deal with you, but I didn't deal with you! What's so bad is that this mansion is worth millions of yuan. Who has the money to take over?

But he still has trouble.

First of all, where did the money from this luxury house come from? Not to mention salary, even your salary is far from enough to pay for the repair of this house, or even the central hall of the house Chaotian Pavilion.

So where did it come from? The gray income of officials and the wealth that the Wang family has obtained through renting land or business.

It would be fine if it was not exposed, but if it was exposed, would these income be legal?

In fact, Wang Ju did not intend to deal with Wang Gongchen. Let’s look at this group of people, Fu Bi, Wang Gongchen, Liu Ji, Xi Ruyan, Wang Shanggong, Zhao Bing, Zhang Wen, Zhang Tao, Liu Shu, Fan Zuyu, Cheng’s brothers, Shao Yong, Feng Shenji, Chu Jianzhong, Fan Zhen, Zhang Zongyi, Shi Xu, the father of the second Cheng, Cheng Su, Sima Guang’s eldest brother Sima Dan, Song Dao, Xianyu, Zu Wuze, and Fan Chunren was not promoted by Wang Ju as the first in ethics. He was also in Luoyang for a while. Including the half, if it were not for Wang Ju, Wen Yanbo would have to be one.

These people were either famous scholars or big bosses in the world. Perhaps later generations were not very clear about many of them, but in fact, these people were mostly descendants of famous families at this time, one of them was important officials. For example, Chu Jianzhong was the governor of Qingzhou, not to mention Wang Gongchen, and he was an important minister during Renzong. Liu Ji was once the general manager of Taiyuan and Jingyuan Road, Xi Ru, the clerk of the Shangshu and the title of doctor in the court, and Wang Shanggong was the court's counselor...

Some are dead now, but new elders are constantly joining.

It is conceivable how much sensation these people will cause once they gather and enjoy flowers and write poems.

Then their thoughts and their opposition voices spread out with the elders' meetings again and again.

Therefore, Wang Jucai took this great opportunity to forcefully use an imperial edict to break up the elders.

Don’t be dissatisfied. It’s the limelight that Wang Ju takes another ruthless move, Lin City, Qing City, Flower Market... These names are quite nice, but there are countless cannibals where there are!

And Li Ding was taking the people from the Imperial City Department to investigate around Luoyang.

Think about the attacks these elders once attacked Li Ding, that is the real hatred like the sea!

I don’t have to worry about the Luoyang side for the time being, but Wang Ju is still concerned about the capital.

When the people arrived at the inn, the news soon came out. Fu Bi and his boss returned to Luoyang in frustration, but there were still people, that is, the tragic servants brought by these gentry. It is not necessarily that these tragic servants are all bad people, but many of them have been accused of tigers with their masters.

Therefore, they were also sent to Kaifeng Prefecture Prison.

However, these cases were not settled. The scene in Daqing Palace was just a hearing process and there was no test. Only the test could the court make a judgment.

The court first sent these people to the Kaifeng Prefecture Prison, and then the Censorate, Kaifeng Prefecture and Dali Temple investigated these cases.

Dali Temple is better, Kaifeng Prefecture is better, and Wang Cun is a generous elder. The question is the Censorate, who is the boss of the Censorate? Huang Lu, he and Cai Que are good friends, both are the new party, and everyone knows this.

As Huang Lu, what would he think of these old guys in Luoyang?

However, the court only asked them to return to their hometowns, and Huang Lu was a little dissatisfied. So he had to vent his anger on these gentry.

In fact, I didn't do anything. I just found some open space near Kaifeng Prefecture, asked the officers and soldiers to build some sheds, and then took out some supplies and grain from the warehouse, so I could no longer stay in the Duo Temple. Therefore, I asked them to settle down first, and then sent them back when the evidence was completed.

Well, what did these gentry do in normal times? Let’s ask these people. Then the true faces of these gentlemen will be revealed.

In fact, without these people, many truths about that day would have been spread. How can so many officials not tell them?

If it weren't for Zhao Xu's obstruction, Wang Ju would have planned to put it outside Xuande Gate that day to let all the people see what these gentry did.

Facing this reality, the people stopped talking.

In fact, everyone knows the existence of usury, just like in the capital, the usury industry in the capital may exceed 5 million guan.

If it weren't so serious, Wang Anshi's Qingmiao Law would not be implemented. Even though there were many disadvantages after the promotion of Qingmiao Law, it was these huge and unscrupulous usury that were still implemented despite many oppositions.

This is the Qingshou Method, which has many disadvantages, is the soil for usury to survive!

In fact, it is normal. Later, the Celestial Empire did not have a large number of private usury loans. It was just that because of bank regulation, these usury loans may have high interest rates, but there would not be any astronomical interest rates like the Song Dynasty. Unless it is so stern...

Even the Celestial Empire cannot solve this problem, let alone the Song Dynasty?

This is a reality, but another reality, even in the Song Dynasty, usury would not be recognized by the mainstream.

Although some literati and officials participated in usury, they would not say that usury was right.

Now the truth is coming out, the bank is cracking down on usury. Is it wrong? Fu Bi brings these gentry petitions. The so-called gentry are almost all usury merchants.

What else can the people say?

After actually knowing the truth, some people already regarded Fu Bi as a greedy treacherous minister.

Of course, there are some noises in the middle, which is not a problem.

On the other side, it once again attracted the attention of the people in the capital, so I often heard such discussions in the past few days:

Those sea merchants actually donated so much money.

The villages and towns over there are electoral systems. It would be great if our Song Dynasty could elect the seniors.

This is not surprising. Have you ever heard of that cadre code?

What cadre rules?

So someone told the twenty cadre rules, which immediately attracted the envy of countless civilians.

Some people also said, no wonder those people didn't want to come back when they got there, and they quickly sent money to their relatives and advised them to go there too.

Yes, yes, these people are really poor.

However, someone asked a sharp question: This is the case on the other side. Are these scholars and officials in our Song Dynasty not as good as a group of maritime merchants?

But some smart people also answered that there are few people and large land there, so it is easy to solve the problem. How many people in our Song Dynasty have?

But this banking department is not bad, the interest rate is only one cent. I don’t know if I can borrow some money (sayed by someone who does a small business but lacks capital).

What you can get is that you are poor, and I'm afraid you won't be able to borrow much money.

I can borrow as much as I can. I can't afford it anyway. Then I will do a short-term service for the court.

Some people also say that An Tao really sent An Tao to Lizhou?

No, this time I was too fidelity and angry. In fact, life on the other side of the people is not easy. An Tao is too ignorant.

After An Tao passed, will those sea commerce really let An Tao negotiate with those savages who cannibalize?

God knows, maybe it will.

An Tao was in trouble this time. This was not a negotiation, but the food of the natives.

Han Yun finished talking about the situation and said, "The time should be."

If the Bank Department is successful, is it really bad? Fu Bi also knew that it would be beneficial to the Song Dynasty.

But the implementation is not successful. First of all, we can see that the banking department is now lending, and ordinary people will not borrow a lot of money. Moreover, the banking department is also worried that the people cannot afford to pay it back. It has imposed strict restrictions on the borrowing of extremely poor people. It does not matter if it cannot pay it back. It is not necessary to not pay it back. It is replaced by short-term labor. Now the average daily wage in the Song Dynasty is about 100 cents, but the average cost is only 50 cents, but it is only 50 cents, and it will be paid for a hundred days in a short-term labor.

However, with this five-ton coins or five-ton coins of food, the family can save their lives when they are at the critical moment. Or borrowing usury can you afford it. The minimum interest rate is six cents, up to thirty tens. This is not scary. What is scary is that the profit is rising, not the year, but the month is rising, the day is rising, so Cao Xiaoli borrowed sixty-five cents, and two months later, it was more than 860 cents, which is the day. However, there was no calculator in this era, and the Feng family was confused in the end, so the remaining four hundred dozen cents, and after three years, it only increased to more than 4,000 cents.

Even after Fu Bi saw this, he had to admit that if the banking department was implemented well, it would benefit many ordinary people.

But the question is how much money can ordinary people borrow? Their appearance is mainly to make profits, and they must be the distribution subject to merchants.

What should I do if I make money and lose money? I will undoubtedly compensate for fixed property such as houses, fields or workshops mortgaged by merchants.

Conflicts arise at that time.

This is predictable because it is new and many other things are unpredictable.
To be continued...