Zhang Zai also came over.;.

At this time, Su Su gradually became very famous in the Song Dynasty, but unlike Zhang Zai, one was famous in poetry, songs and articles, and the other was famous in Confucianism.

"I've seen Brother Zihou," Xiao Su stood up and sang.

This is called telling each other. For example, although Wang Ju and Hou Ke have a huge difference in age, they usually talk about friendship by peers, but the second Cheng is Hou Ke's nephew. Zhang Zai and the second Cheng have a peer relationship. Isn't it a mess? But it's not messy at all. Similarly, they tell each other.

Now that Zhang Zai and Wang Ju are living together, the second Cheng will definitely come to visit, but if the second Cheng acts as an elder to Wang Ju, it will suffer a lot!

"Ziyou, don't be polite."

Qiongniang came over to make tea again.

Xiao Su continued to complain: "Zi'an, have you heard of Li Shen?"

"Know a little bit." Wang Ju replied.

He not only knows it, but also knows it better.

After returning to Zheng Baiqu from the capital this year, Wang Ju also began to prepare. Therefore, in his correspondence with Ge Shaohua and Zhao Du, he deliberately asked about the people's sentiments, which was also the origin of Zhao Du paying attention to the living conditions of the people in Bashu.

Then he asked Tao Qing and Huang Liang to go out quietly to inquire about the situation in various places, including the situation of some important officials. The information may be unknown, but it will have some helpful effects.

For example, Wang Ju now has a general understanding of the situation of people in many regions, and he is not very familiar with the situation of Jinghu Road, Guangnan West Road and Jiangnan West Road.

The situation is much better than what Wang Ju thought.

The number of refugees and bandits began to increase, and part of them was the three Dings stabbing one, which was Han Qi's fault. Another part was a disaster. Han Qi had some mistakes. If there were no black holes, the country had finances and disaster relief was timely, and there would be fewer refugees and bandits, but even if the court had money to provide disaster relief, some refugees and bandits would also be produced.

The huge amount of money is paid to everyone, and the pressure is not too great. It cannot be said that there is no pressure. For example, after Zhao Shu's death, the people's reaction was that Zhao Xu died and the people across the country cried. In fact, Zhao Zhen's official affairs began to be corrupt in his later years, but the people did not know? They only felt that their lives were getting better. When Zhao Shu died, the people cried? This proves that the accumulated amount of money in the few years after Zhao Shu ascended the throne has brought burdens to the people, so the people are not happy.

In other words, the people began to feel pressure, but the pressure was not too great. This is not good news for Wang Anshi's reform. There is not enough support and soil!

Some officials also felt financial difficulties and therefore supported the reform. But the same is true, the intensity was not strong.

Therefore, Wang Ju often thought that Han Qi would not give up on his appearance, and the emperor's struggle continued for two years? But this was just thinking about it. Han Qi was so angry that he did that. If he really put Zhao Xu in a vain for two or three years, the result would be either a rebellion or a dead end.

This situation also reflected in Zhang Zai. After he came to the capital, he wrote a poem. The new banana leaves show new branches, the new scrolls and new hearts have followed, and the new leaves have emerged and new knowledge. He is willing to learn new hearts and cultivate new virtues.

A poem with seven new features also shows his attitude towards reform.

When Wang Anshi talked to him, Zhang Zai said two things: If you implement the new law, as long as you take national interests as the starting point, the people in the world are willing to obey you. The second is to be kind to others in the reform and listen to different opinions widely, so that you can get the support of most people. If you do not, forcibly implement the new law, you will definitely fail.

At this point, the master and apprentice have surprisingly similar views.

However, Zhang Zai also has the restraint of Zhang Zai's era. The purpose of reform is to make money. It is impossible to make money and be kind to others. But it is possible to make money. You must win over most people, at least on the surface, and then concentrate your efforts to attack a few people, so the opposition will be smaller. Instead of not trying to win over what Wang Anshi should win over, and not suppress what should be suppressed.

Of course, they are all top figures of this era. It is not easy to think of so many things in the game.

However, in this way, there was a conflict with Wang Anshi in essence, and Zhang Zai was difficult to reuse.

But the root cause is that the Song Dynasty has not yet become corrupt, and the general public and officials have not had the eager desire to reform with radical means. This is also the reason why later generations hated Wang Anshi and instead regarded Han Qi as a successful minister.

However, Zhang Zai is different from Er Cheng. Er Cheng immediately doesn't even want to be honest, but Zhang Zai never attacks the reform from beginning to end. Although he does not agree with Wang Anshi's reform method, Zhang Zai knows that the country cannot change, and changing is better than unchanging.

This also won Wang Ju's greater respect for his teacher.

However, it is too unfair to be able to analyze it seriously like Wang Ju.

In addition, there was news about the important officials that Wang Ju asked Tao and Huang to inquire about, including Li Shen.

Wang Anshi's real teacher is not Fan Zhongyan. In fact, he probably looked down on the reform that took place in Fan Zhongyan.

It was not Sang Hongyang and Wang Mang, these two people just gave him some reference. The real teacher was Li Shen.

When Li Shen was in the ruling of Dingzhou, he impeached Xia Shouen and his son for corrupting and injuring the law. Xia Shouen was a hero of the vassal residence of Emperor Zhenzong of Song, but he was impeached by him and was in charge of Yulianzhou. See the reforms suppressed the powerful and wealthy relatives, what these powerful and wealthy relatives do on weekdays are indeed too much.

When Li Shen learned about the Jingmen Army, the imperial court used to send bamboo to set up a dispatch, but Li Shen changed this method to bidding and purchasing from merchants and the people, and saw Fangchang Hedu.

When Li Shen was the Shaanxi Transportation Commissioner, he found that the people often lacked funds for spring farming production, so he provided interest-free or low-interest loans to the people, which increased farmers' enthusiasm for growing grain and also increased agricultural output. This low-interest loan is the money for green seedlings. A few years later, the grain of Shaanxi military and civilians improved.

Li Shen also proposed the method of chariot money.

The Song Dynasty, a large number of troops were stationed in the third route of Hebei, Hedong and Shaanxi. The local rent was not enough to provide the needs of the army. The people were worried about the people when the food was ripe, so they bought a large amount of food and grass for consumption. There were three ways to buy. One was cash transactions, but the cash on the three sides was limited, and this method was rarely applied. The second was to pay the levy and forced to buy at a low price. This was a harsh policy and was rarely implemented. The third was that merchants first transported the food and grass to the border, the court paid the tea, salt, fragrant medicine and other goods and sold them to the capital. However, the court had limited credit. It was often indiscriminately issued various transactions, which led to merchants not willing to go there. Or merchants colluded with officials, and the food and grass transported there were not a thing.

Therefore, Li Shen's method of chariot money was to transport cash directly to the marginal areas, buy food on the spot, or buy food from merchants, and give it the price according to its quality, saving the intermediate links. It reduces the burden on the people, and the food and grass obtained can at least be eaten.

This method in the chariot is still partially used until now.

Referring to Wang Anshi's reform, both lose and the market is easy!

However, such a capable minister was not valued by Emperor Renzong of Song. Later, the state set up a bureau to conquer the national economy and asked Li to participate in Wang Anshi and Wang Tao led him. Li Shen said angrily that officials have their own duties. If the ministers are not competent, they should be deposed. Otherwise, please stop this bureau. It means that if I do it, I will not do it. Why both children come in?

But Wang Anshi was not angry. This time he went to the capital before, and later recommended Li Shen to ask Zhao Xu to write Li Shen's name on the hall pillar. However, Li Shen was old and sick at this time, and Zhao Xu could not be appointed.

But at the beginning, Wang Anshi hadn't thought of Qingmiao money yet, so he devoted himself to the equal loss method.

The magistrate of Tongzhou Zhao Shangkuan, the magistrate of Tangzhou Gaofu, the magistrate of Qizhou Wang Guangyuan and the magistrate of Chenliu County Su Juan wrote a letter at the same time, allowing the state to establish a charity warehouse.

What is a charity warehouse? It means that some conscientious tyrants from all over the country will spontaneously release grain in the good harvest in the good year, or collect some grain from the people who have good harvests at home, and put it in the charity warehouse. In the year of famine, they will be taken out to provide disaster relief and poverty alleviation.

Wang Anshi immediately rejected it.

In history books, Wang Anshi thought about the Qingmiao method, so he rejected it. Therefore, after defeating Wang Anshi in the Southern Song Dynasty, he took out the charity warehouse.

After suffering, it was still good to start the implementation, but in the end all the charity warehouses were occupied and misappropriated. During the disaster, a grain of food could not be taken out, which usually became a harsh policy.

Why is this? It is because of its irregular management, and both regular Changping and Changhui warehouses cannot be managed well. Besides, this kind of free warehouse! There are too many loopholes that can be exploited in storage.

The actual standard method of curing the ills is Wang Anshi's warehouse method, but the exemption method has not yet been released, and the warehouse method cannot be released. They are mothers and sons, the exemption method is mothers and the warehouse method is sons.

The warehouse method has not yet come out, and this often closed position is also a big black hole.

Therefore, Lu Huiqing and Wang Anshi dug out Li Shen’s green seedling money.

The two had three reasons. The first reason was Wang Guangyuan. Wang Guangyuan withheld 500,000 grain and silk in Qizhou and lent it to the victims. After the autumn, the people returned 750,000 yuan with principal and interest, and the interest was as high as 50%. In fact, it was not right, not only 50%, so it only took half a year. But why did the people thank it? After the disaster, they had nothing. After getting this loan, they were able to produce in spring and came back in one breath.

Besides, we are two-point profit, which is twenty percent.

Some people say that half a year is 20%, isn’t a one-year profit? That’s not right. This is spring, autumn harvest, next year, it’s half a year, but it’s actually one year. I can’t really pay it back, but in the second year, it’s still calculated at two-point interest.

Therefore, the interest rate of the Qingmiao Law is two-part profit, not four-part profit. If there is four-part profit, it is created by the clerk below in disguise!

With it, the people can survive quickly when disasters occur. The court does not need to bear any economic losses.

The second reason is Li Shen’s reason. There are too many poor families. Many people do not have enough funds to produce spring farming due to spring famine, which leads to a lack of income throughout the year. With the loan of Qingmiao, they will get sufficient funds to produce spring farming.

Successful example, Li Shen!

The third reason is more sufficient. Farmers even have food rations, so who can I lend to? The rich, especially those who have fame and those who have become monks, do not pay taxes, do not take part in the job, and do not pay rent. This involves another question, why is the monk's certificate so valuable? Not so many people want to be monks and Taoists, but the secret is that this monk's household does not need to pay taxes and should pay rent!

Then let's borrow, but this borrowing problem is not the second-quarter profit of Qingmiao Method, but the monthly interest rate is 60% for conscience, and the year is 72%. If you don't care about conscience, you have to make a profit, not the year, but the month. If you don't borrow, you will lose it. The result of borrowing is 100% for conscience, and you will get better. It's not the year, but the month. If you don't borrow, you will lose it. Even your wife and daughter have become other people's maids! Fortunately, this is not the Ming and Qing Dynasties, otherwise I still don't know how many women have committed suicide for chastity...

Not only are there in several counties in Zhengbaiqu, but the Chang'an area is even more ruthless. Not only are ordinary businessmen, but Wen Yanbo's family have done it, and they also do it very well. Don't ask Wen Yanbo's Buddhists how they do such things, monks are still doing it, one is better than the other.

But with the Qingmiao Law, these ugly behaviors of usury were severely hit. At least the momentum of mergers was sniped.

Wang Anshi also promised that he would not suppress his leniency, which means that the people would lend if they were willing to lend, and they would not force them to lend. Moreover, it would be okay if they didn’t lend. Once they borrowed, they would also require various conditions. Homeless and unemployed people would not lend. Those who want to lend must have a guarantor and a legitimate citizen to be qualified to lend. First, they should guarantee loans to serious people, and second, they should guarantee loans and collections.

Look, is this more beneficial? And there are examples of Li participating in Wang Guangyuan’s success, so it is very convincing. It’s a great benevolent government!

The one who can climb the key problem is bad, including Xiao Su, none of them is easy to fool.

Wang Anshi presented the grass to Xiao Su, and Xiao Su was anxious on the spot. (To be continued, please search for Astronomy, novels are better, updated and faster!

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Chapter completed!