Beauty Gong is still hanging around in Shanghai. She doesn't film anymore and follows someone Shen around every day.

Think of it as thanks for saving your life.

Shen did not mention this promise of her own body, and she herself was too embarrassed to take the initiative to send it.

After all, she is a woman and she still needs to be reserved.

Moreover, she knew that she was older than Shen Guanglin and could not wait for her youth. Since the concubine was interested and the husband was ruthless, she should leave it to the future.

Always a great meeting.

Now, Shen Guanglin goes to the construction site every day and works very diligently.

Of course, what he went to was not the construction site of the Great Wall Building, but the decoration branch of the Great Wall Bank.

What is so interesting about the Great Wall Building? There are many people who care about this building. The architecture departments of several universities in Shanghai have become voluntary workers. They are always paying attention to the progress of this building, and they are more concerned about it than Shen Guanglin.

You know, what a great learning opportunity this is. A lot of new technologies and processes are used here, which are all a wealth of knowledge.

What Shen Guanglin is most concerned about is his bank. The bank is currently under intensive renovation and will be opened soon.

Whenever he has time, Shen Guanglin will discuss with bank professionals how to promote the development of banking business.

This is a brand new section, and Shen Guanglin is very attentive to it.

As long as you do well in banking, real estate, or even manufacturing, it doesn't matter.

Over the past 40 years of reform and opening up, banks have always been the most profitable industry.

Great Wall Bank can enter the domestic market and obtain RMB and foreign exchange trading licenses at the same time. This is the result of the times. Shen Guanglin has made a fortune.

Great Wall Bank's deposit-taking business has done very well. In less than a year, its deposit volume has soared from tens of millions of Hong Kong dollars to more than 1 billion US dollars.

This is a huge amount of money. Banks of this size are really rare in Hong Kong.

Great Wall Bank used the US$1 billion in deposits as collateral and was approved for a business development scope of RMB 5 billion.

In general, other domestic banks can use Great Wall Bank's 1 billion US dollars at any time, while Great Wall Bank can use 5 billion yuan of loan authority to conduct business in the country.

This is a win-win situation.

In this era, there are not many self-employed people with savings, and those with 10,000 yuan are considered very wealthy.

If a bank's business wants to develop, it must develop its loan business.

Shen Guanglin envisioned a model, which is to design a unique assistance policy based on the current economic characteristics and provide two-way loan support to self-employed individuals and industrial and commercial owners.

For example, if you have a foreign trade order and need to advance funds, I can lend you foreign exchange, but the money cannot be transferred to your account, but can be transferred directly to the other party.

As for the foreign exchange paid by the other party, wouldn't you lose money if you converted it into RMB? You can keep it in your account and don't rush to exchange it. Our bank will lend you RMB.

You can use RMB to complete production and product delivery, and then pay the money back.

Isn’t the economy enlivened by going back and forth like this?

There are also students studying finance at Beijing University, and there are also many professional financial people at Great Wall Bank Xiangjiang Company. Shen Guanglin called them over. Let’s not talk about majors, but how to implement them.

Being customer-centric and how to solve practical difficulties is the top priority of their current work.

The customers here are not only deposit customers, but also loan customers.

How to develop loan customers is a big question.

Now, as long as he has time, he wants everyone to go to Yangcheng, Shencheng, Magic City, Jinling, Jinmen, and the capital for on-the-spot investigation.

Statistical needs, summarizing and summarizing, seeking common ground while reserving differences, maintaining commonalities, emphasizing efficiency, and doing things rationally.

Now, Great Wall Bank's entry into Shanghai is a major move to attract foreign capital, because they have brought 1 billion U.S. dollars in foreign exchange reserves.

With so much money, the Magic City Government can do a lot of big things.

This can be regarded as another gift from Shen Guanglin to the city leaders. Enterprises in Shanghai that want loans or use foreign exchange will be given priority.

As long as there is government endorsement, the loan will be extended. What happens when the loan expires? You can continue to lend.

The credibility of the Modu government is worthy of trust.

Although these funds are deposits from listed companies in Xiangjiang, if Shen Guanglin sold all the stocks he held, it would have been enough to fill this hole.

Is Gu afraid of a run?

Doesn't exist.

The year has just passed halfway, but for the Magic City Government, investment promotion has been very effective.

The Great Wall Group alone has brought them a huge amount of investment.

Moreover, Great Wall Company also said that after their headquarters is officially relocated, settlement matters will also be carried out in the Magic City.

Don’t you want GDP? We can contribute our share to the development of GDP.

Before the general public knew it, Great Wall Bank started operations.

The background information is very solid. The paid-in registered capital is US$1 billion. It was established in 1950, so it has been 36 years now.

As far as this history is concerned, he is really a veteran.

Traditionally, there are four major domestic banks, namely China Construction Bank, Industrial and Commercial Bank of China, Bank of China, and Agricultural Bank of China.

Except for the Bank of China, which was established with the approval of Dr. Sun Yat-sen on February 5, 1912, the other banks do not have a long history of establishment, and are not even as old as the Great Wall Bank.

Especially ICBC, which was only established in 1984, just over 2 years ago.

Of course, the background to the establishment of the Industrial and Commercial Bank of China was that the People's Bank of China began to assume the responsibilities of the central bank and no longer operated external banking business, so it separated this aspect and established the Industrial and Commercial Bank of China.

However, history is easy to use. Why don’t you think that Bangzi Country always adds history to itself?

When Great Wall Bank faces its competitors, if it boldly says that it is a veteran, you will remain silent.

The first step Great Wall Bank took in the city was to provide interest-free loans to the city government for the construction of the Nanpu Bridge.

Can I borrow US dollars?

Of course you can, but the repayment must be in U.S. dollars.

However, for Great Wall Bank, that is not their real first battle. Great Wall Bank's first battle is against those enterprises in China that have export orders.

You have received the foreign exchange order, right? Then you have foreign exchange. I will lend you RMB and you can expand production aggressively. I will save the foreign exchange for you.

The interest rate is not high, but it is stable and the risk is not high.

If you have money, let's make it together.

For enterprises, this is also a good thing. We export to earn foreign exchange, and the money is still in our unit's account. If we want to use it ourselves, we can use it, and if we want to give it to the government, we can give it to the government. How many major things can be done with this foreign exchange.

Great Wall Bank is such a conscientious company that it doesn't even try to make money from the exchange rate difference.

Not only that, in response to the increasing number of overseas students, Great Wall Bank is preparing to launch a study abroad loan service, which insiders call "Study Abroad Charity Fund."

Unsecured loan?

This is of course not possible, however, we can add value to your fixed collateral.

The collateral is not only houses, but also antiques and antiques.

To put it simply, if your house is originally worth 50,000 yuan, I can loan you 100,000 yuan. The loan interest and loan period are calculated separately.

It doesn't matter if you are unable to repay the loan after it is due. The house belongs to us and we will no longer pursue the loan we lent you.

Just think that the bank is doing a good deed. This is the tradition of the Great Wall Group.

Of course, the location of the house also has requirements. It must be in a big city, a prosperous area, shops or residences are all fine.

This is almost equivalent to a premium acquisition.

But Great Wall Bank does not bear the reputation of acquiring real estate at high prices. What they do is student loans and charity.

No one can predict what stage the domestic real estate market will go to. With a charitable heart, we just happened to see the appreciation of the house and make a little money. Isn't this a good example of good intentions being rewarded?

Mr. Shen has long said that he is not in the real estate business, but the bank has some bad debts, and there is nothing he can do if he does not deal with them.

There are many things that can make money in this era, such as stamp trading and coin storage, but he is not interested in any of them.
Chapter completed!