VX can become the king of instant messaging software not only because of the convenience of communication, but more importantly, it has mastered the micro payment market and has become an inseparable part of daily life.

People in 2011 may not be able to imagine that in just a few years, Huaguo will make great strides into the era of mobile payments. As long as you carry a mobile phone with you, you can travel around the world. Cash has become rare, and some stores will even post rejections.

Illegal notice of cash collection...

Li Rui couldn't imagine that if Credit Suisse had no payment function, who would still use it?

Credit Suisse must make payments, and you have to get a license if you make payments.

Just a few days ago, on May 26, Fubei just obtained the first domestic "Payment Business License" issued by the Financial Association, which is the biggest reason why Ah Li took the risk of sacrificing his reputation to kick Yahoo away.

Only by obtaining this payment license can Fubei continue to operate and ensure the development and growth of the Ali Empire.

In addition to PayPage, UnionPay and Tenpay have also obtained the first batch of licenses. Next, major banks, telecom operators, and financial service providers will also obtain licenses one after another, and they will obtain qualifications to provide third-party payment services.

If you remember correctly, Shengmin Bank is the third batch of companies that have obtained payment licenses.

Li Rui’s plan is to acquire a payment interface through its payment license, making Credit Suisse a micro payment portal.

In fact, Huayi, Tonglian and Huaxin also have payment licenses, and Li Rui can obtain payment qualifications. However, that means that Credit Suisse's lifeline is completely handed over to the operator. If it turns against each other in the future, the consequences will be unimaginable.

Never put all the eggs in the same basket, so Li Rui must find another way, Shengmin Bank is a very good choice.

Of course, Li Rui’s ultimate goal is to obtain his own payment license through the financial support policy of Gusu, but it will take time.

Guo Guangchang didn't expect Li Rui to make such a request, and he was a little surprised for a moment: "What are you going to join the board of directors of Shengmin Bank?"

Li Rui smiled and said, "Don't Mr. Guo also want to join the board of directors? Why is it for?"

Guo Guangchang laughed: "Shengmin Bank is the best financial asset in China. Panhai and Oriental, I hope to make a lot of money in it, and of course I want to mix it up."

"I'm afraid it's not as simple as adding one shot, right?" Li Rui said.

Businessmen are seeking profit, but who will do things without profit?

Li Rui wanted to join Shengmin Bank to pay for the license, while Guo Guangchang was to make generous shareholder returns.

As soon as he became a major shareholder and had not yet joined the board of directors, Guo Guangchang received a credit limit of up to 2 billion yuan from Shengmin Bank, which greatly alleviated the financial pressure.

Li Rui even suspected that the 2 billion yuan acquisition of equity for Fuxing Group this time might be the credit obtained from Shengmin Bank.

When Li Rui joins the board of directors, it is not impossible to get a larger amount of credit. At that time, I will be happy to share the dividends of the people, spend the credit limit of the people, and earn your own money?

Why can ordinary people save a lot of money even if they work hard, and capital can easily make a lot of money?

Ordinary people work for capital, and some of the money they earn is returned to capital, and the other part is deposited in the bank and borrowed money from capital to make money. Capital uses the labor of ordinary people, earns money from ordinary people, and cuts the leeks of ordinary people,

They also use consumerism to kidnap ordinary people's values, so that they can work honestly and repay loans diligently. The donkeys in the production team are not so miserable!

Cruel?

Cruelness is the essence of this world.

In his previous life, Li Rui was a member of an ordinary person. He was cut off from the leeks. When he finally evolved into a leek, he understood the mystery of capital operation and had no chance to turn around.

After his rebirth, the experience of being cut from leeks in his previous life made Li Rui extremely successful in various investment projects. Whether it was hindsight or ill for a long time, he should not be a leek anymore, but he should be a sickle!

Guo Guangchang said seriously: "The water of the people is very deep. Are you sure you want to wading?"

Of course, Li Rui knew that the water depth in Shengmin Bank was unfathomable, so deep that Guo Guangchang had to clear his position and leave after several years of investment.

As the first private bank in China, Shengmin Bank has always been famous in the capital market for its dispersed equity, its shareholders' power intertwined, and its shareholders' checks and balances, and its background is unfathomable.

The "capital players" entrenched in Shengmin Bank all have great backgrounds and want to compete for this piece of fat.

For example, the three companies in the Huabang Group hold more than 15% of the total number of shares, making them well-deserved largest shareholder. The person who is talking about Huabang is a domineering person, and everyone in the industry knows it. Working with him is simply

A kind of torture.

For example, Lao Liu, the fantasy department representing the Taishan Association and Lao Liu, the Hope Group representing the Federation of Commerce, are also eyeing Shengmin Bank.

In addition to other major shareholders who are wandering among various forces, the depth of Shengmin Bank is no less than that of the Mariana Trench.

Even though he knew there was a tiger in the mountain, he was on the verge of Tiger Mountain. Li Rui knew that the depth of Shengmin Bank still had to try it. If he didn't try the depth of the water, how could he know his own length?

After getting the affirmative answer, Guo Guangchang said: "As long as you make up your mind, this matter can be operated. First of all, you have to get enough stocks, both A-shares and H-shares, and you have to get at least 2% to have a chance to enter.

Board of Directors."

Li Rui thought for a while and said, "The funds on H-shares are easier to operate, but such a large number of stocks must be purchased through the secondary market. Does Mr. Guo have any good suggestions?"

Guo Guangchang smiled and said, "Is it not easy to buy stocks? Leave this to me. Shengmin Bank now has about 2.5 yuan in H shares. You have about 300 million yuan in funds. I will contact a big seller for you.

”

"Then please Mr. Guo." Li Rui said.

Next is talking about loans. Li Rui provided Guo Guangchang with a low-interest loan of 2 billion yuan, with a term of one year, and the collateral is the equity of Fuxing Pharmaceutical, a subsidiary of Fuxing Group.

Both sides take the needs.

It seems that Li Rui suffered a little loss, after all, 2 billion can almost buy Haidong Plaza.

But in the long run, getting involved in Guo Guangchang's connections is a sure profitable investment, which has allowed Li Rui to take a solid step towards the top circle of the business world of Xiaguo.

The borrowed value of this 2 billion!

After the black card meeting, Xue Xiangui frowned and said, "Two billion, you just borrowed it like this? If I weren't afraid that Lao Guo would see it, I would have wanted to kick you twice! That's 2 billion, which can make Haidong

I bought the square!"

Li Rui smiled and said, "Isn't it worth it to buy Lao Guo's favor for two billion?"

Xue Xiangui muttered, "It's not worth it... Isn't it worth it to buy Jack Horse favors!"

Different status and different layouts, so the perspectives of things are naturally different.

Xue Xiangui is a person who already has a status in the world, so he naturally doesn’t think that his connections are very important.
Chapter completed!