Mr. Li, why did you say this? Wu Peng was sweating slightly on his forehead.

Such a large real estate, ranging from several hundred million to more than one billion, is a big project that even makes him tremble.

Li Rui smiled and said: Wu Xing, let's go to the tea room inside and chat slowly while drinking tea.

Wu Pengju followed him into the sales office hall, only to find that the hall was overcrowded. Dozens of people gathered in front of the sand table, all asking questions enthusiastically.

Walking further inside, each salesperson is surrounded by several home buyers.

There was a long queue at the door of the signing room.

Wu Pengju was surprised and said: Li Rui, the location of this property is quite average, why is the sales situation so good?

Li Ruidao: Doesn’t Wu Xing know about our advertising campaign?

Wu Pengju shook his head. He had not registered for v-bet, so naturally he did not know about the lottery activities that had been going on in the past two days.

Li Rui talked briefly and finally concluded: This is just the first wave, and there will be several more waves in the next month. It is conservatively estimated that it can convert 50,000 house-viewing visitors, and the entire property will be sold within one year, and the expected profit will be

More than 100 million.

Such an exaggeration? Wu Pengju was surprised.

This is still considering our limited reception capacity. Li Rui sighed.

Wu Pengju looked back at the long queue at the door of the signing room, feeling a little convinced.

When they arrived at the tea room, Li Rui personally made tea for Wu Pengju. After they both took a sip absentmindedly, they said slowly: Wu Xing, am I considered a high-quality customer of your bank?

Wu Pengju quickly said: Of course, Centurion Black Card holders are the best customers.

Li Rui: I previously purchased a house and villa in Yuanhang Xingyuan. Thanks to Wu Xing's care, many tedious procedures were eliminated and I was able to apply for a loan quickly. I am personally very grateful.

Wu Pengju: This is what I should do.

Li Ruidao: I have troubled Wu Xing so many times. I didn’t want to open my mouth at first, but this opportunity is rare, so I want to cooperate with your bank again.

How to cooperate? Wu Peng raised his eyes and lit up.

I would like to borrow another loan from your bank, and the interest can be paid according to the maximum limit.

How much do you want to borrow? Wu Pengju asked cautiously.

With the foreshadowing just now, he guessed that what Li Rui wanted was not a small sum.

Li Rui said calmly: Three hundred million.

Poof, Wu Pengju was about to take a sip of tea to calm down his shock when he almost burst into tears when he heard this number.

Three hundred million!

Although he had this authority, he was still shocked by Li Rui's boldness.

Half a month ago, I was just a worker. How could I become so bold after winning a big prize and ask for a loan of 300 million yuan?

Even if Xue Xiangui, the real boss of Yuanhang Real Estate, wants to issue a loan of 300 million in Guangdong, it is not that simple, let alone Li Rui, who has no industrial foundation!

Wu Pengju felt that Li Rui must have some misunderstanding about the banking industry.

The bank belongs to the state, not to Wu Pengju himself. Even if he wanted to lend to Li Rui, the state would not agree!

What do you want with such a big sum of money? Wu Pengju asked in confusion.

Li Rui didn't answer. He stood up and opened the window of the tea room. Outside was a large wasteland.

Wu Xing, have you seen the land in front? Li Rui pointed.

Wu Pengju asked in surprise: Do you want to buy land?

Li Ruidao: Yuanhang’s Mr.

, you can take over this land.

Wu Pengju was stunned, and after a long while he murmured: Do you want to be a developer?

Li Rui laughed.

Developers are a distant topic. Maybe they will engage in real estate in the future, but not now.

Now Li Rui just wants to make quick money by buying and selling.

The Yuanhang land is currently worth 300 million. He has no money to develop it, and he has no money to transfer it. It is a hot potato in Xue Xiangui's hands.

But Li Rui knew that when the new plan came out half a year later, housing prices in the entire area would skyrocket, and the value of this land would naturally rise as well.

In half a year, as long as half a year, this land can grow to at least one billion.

If we can wait three years, countless developers will come to grab the 2 billion!

This is just the value of the land. If it is developed into a high-end real estate, the profit will be even more amazing!

Wu Pengju hesitated for a while before saying: The trend of the real estate market is unclear now. It would be too risky for you to venture into it at this time.

Where there are risks, there are opportunities to make big money! Li Ruidao.

Wu Pengju laughed and said: This is the truth, but our bank has a risk control system, and there are many rules and restrictions. If you want to get a loan, you need collateral.

I have collateral. Twenty-eight houses, three villas, a Bentley car in Yuanhang Xingyuan, a real estate sales company, and the underwriting rights of Yuanhang Xintiandi. Li Ruidao.

Wu Pengju smiled bitterly: Li Rui, I am a few years older than you. Please call you brother. I advise you as a brother and not as a bank president. The risk for you is too great. It took a lot of effort for you to get what you have now.

You are still so young, you should be satisfied with everything. As long as you develop slowly step by step, I believe you can double your wealth several times in the future! There are obviously very safe ways to make money, why take such a big risk? If you

If you fail, there is nothing!

Li Rui said calmly: I still have about 100 million in deposits in your bank, and about 60 million in stocks.

Wu Pengju was speechless. Li Rui didn't listen at all.

He could only tell the truth: Many of what you just said cannot be borrowed. The houses and villas you bought are loans in themselves. Although the Bentley is a luxury car, you can't get much money as a mortgage on the car. As for your

Sales companies and real estate underwriting rights cannot be used as collateral to obtain loans from banks. The only things you can use as collateral are your deposit certificates and stocks, but they must also go through risk assessment. The number that can be loaned will definitely not reach your level.

requirements.

Li Ruidao: If it is easy to do, I don’t need to trouble Wu Xing. I heard that Huaguo Bank now offers a second mortgage loan service for personal houses. Guangdong Banking Publishing Co., Ltd. can learn from it. There is also the underwriting right of Yuanhang Xintiandi, can I follow it?

What about franchise loans?

Wu Pengju's eyes widened: What do you mean?

Li Rui smiled: Wu Xing, you are an industry insider, why don't you know as much as me? Come on, let me explain the policy to you in detail.

The fragrant tea gradually cooled down, and the sound of people outside also became thinner.

In the tea room, Wu Pengju was stunned after listening to Li Rui's explanation.

Can you still do this?

Of course. Wu Xing can go back and look through the various regulations to see which provision was violated. For this kind of thing, we can only say that we have different understandings, but we cannot say who is right and who is wrong. Li Ruidao.

But this matter is still very risky, and I'm afraid that the National Bank of China will not pass the review.
Chapter completed!