It was almost eleven o'clock after leaving the interview venue.

In midnight in Haizhou in April, the wind is slightly cool.

"I'm hungry." Tao Yuanyuan muttered.

Li Rui said: "Let's go have a midnight snack together?"

Wan Qian was about to shake her head, but Wei Lai pulled her hard and said with a smile: "Okay, okay, I'm a little hungry, let's go eat Miaojiangnan!"

At midnight on weekends, Haizhou is still full of lively scenes, confirming the name of the city that never sleeps.

When the four of them arrived in Miaojiangnan, the private room was full.

Tao Yuanyuan said speechlessly: "It's midnight, why don't they sleep at home and run out to wander?"

Li Rui coughed dryly: "What position do you have to say such words?"

There was no private room, and even the lobby was left with a table next to the door.

Tao Yuanyuan said: "I'll call Zhang Xiaofei and ask him to arrange a private room."

The Zhang Xiaofei she mentioned was the young master of Miaojiangnan. She just married one of the four young masters in Yanzhou who had married the big star of Baodao last month.

The wedding was full of controversy, involving the fox boss Charles and the richest man’s son Xiao Wang, who created a chaotic battle on VB. The aftermath even spread until ten years later, and it was a legendary story in the Internet world of Xiaguo.

Li Rui said: "It's worth a call for such a small matter? It's good to sit at the door."

As soon as he finished speaking, his cell phone rang and it was Xue Xiangui's call.

"Brother Xue, what's the matter with calling so late?" Li Rui asked on the phone.

"I'm in some trouble." Xue Xiangui said bluntly, "Where are you? Is it convenient for you to meet and chat?"

Li Rui frowned. It must be a big deal that could make old people like Lao Xue called "trouble".

"I'm in Miaojiangnan and I'm about to have a midnight snack with a few friends."

"I'll come to find you!"

Li Rui put down the phone and scratched his head helplessly and said, "Yuanyuan, call Zhang Xiaofei to get a private room. I have a friend coming here later. I can sit in the hall, but he can't."

Tao Yuanyuan's phone number was really effective. One call was called, and within a few minutes the restaurant manager came to receive the four people in person and welcomed them into a reserved private room.

"Is there really a private room?" Li Rui said in surprise.

Tao Yuanyuan introduced: "No matter how busy the restaurants like theirs are, they will leave one or two private rooms for reception of distinguished guests and friends."

Li Rui tsk, and then he realized that although he had made a lot of money in his rebirth, his lifestyle was still at the level of a glimpse in his previous life, which was incomparable to a second-generation like Tao Yuanyuan.

It seems that I need to learn more from her in the future and learn how rich people in the upper class live.

The four of them sat down and ordered a few dishes. Not long after, Xue Xiangui came, and Wu Pengju was also here.

Seeing the two of them coming together, Li Rui realized that things would not be small.

Sure enough, Xue Xiangui sat down and said, "Brother, you have to help me!"

"Brother, don't worry, what happened?"

Xue Xiangui sighed and pointed at Wu Pengju and said, "It's not their bank messing around..."

After saying that, he paused and looked at the three girls.

Li Rui said: "They are all my good friends. If you have something to say, they won't spread it."

Xue Xiangui showed an expression of "You are really good" and continued: "The Guangdong distribution is about to be iPod, do you know?"

Li Rui blinked: "Is that true?"

Li Rui has never heard of this. He has been too busy recently and has not paid much attention to the news of Guangdong distribution.

After all, he is a debtor, and Guangdong Issuance is a creditor. Only the creditors have always cared about the situation of the debtor. How can the debtors keep an eye on the creditors every day?

"Let Lao Wu tell you." Xue Xiangui poured a glass of wine in anger and drank it all in one go.

Wu Pengju gave a brief introduction, and Li Rui knew what was going on.

Guangdong Issuance is one of the few national joint-stock banks in China that have not yet been listed. It has started preparations since last year and finally started the iPo process this year.

Just today, Guangdong Issuance invited more than a dozen investment banks including Huajin, Citi, Huaxin, Goldman Sachs, Macquarie, ubs, JPMorgan Chase, Magnesium Silver Magnesium Forest, Haitong Securities and Yuefu Securities to gather in Yangcheng to study IPO matters.

It is logical that ipo is a good thing, but the time to choose Guangdong issuance is not good.

Although the national banking industry's profits grew by 34.5% year-on-year last year, exceeding market expectations, the overall valuation of bank stocks is still at a low point due to concerns about future growth and risks.

Moreover, the asset and profit indicators of Guangdong issuance among its peers are not outstanding, and there is no obvious distinction between them and other banks, which makes many investment banks cautious about the IPO issued by Guangdong.

In order to make the iPo go smoothly, Guangdong Issuance recently carried out internal rectification, requiring all branches to make great efforts to reduce the non-performing loan rate and complete the risk control requirements of iPo go.

This risk control is on Lao Xue’s head!

Xue Xiangui's Yuanhang Real Estate issued a loan of 1 billion yuan in Guangdong, which happened to be renewed after maturity in the past few days.

According to past practice, Xue Xiangui can renew the loan directly without repaying the loan.

Although doing so violates relevant internal regulations of the bank, as long as no one reports it, there will be no problem.

No one expected that Guangdong Issues would suddenly start risk control, and the practice would not work.

If Yuanhang Real Estate wants to renew this loan, it must repay the loan first and then lend it out.

The real estate industry has been in a bit unrest recently, so Xue Xiangui invested a large amount of money to the Ivy Jiangnan project in Gusu. Where can I get one billion in a while?

Seeing that the loan was about to be repaid on Monday, if it was not paid, it would seriously affect Yuanhang Real Estate's credit rating. Xue Xiangui was so anxious that he had no choice but to come to Li Rui for help.

Li Ruiyile: "That's all? I thought it was a big deal!"

"Isn't this a big deal?" Xue Xiangui pointed to his lips, "Look at the blisters on my lips, my urine is now burnt! "

Li Rui said: "It's just one billion. I'll provide you with a bridge fund. You can repay the loan first. You can repay it and then repay it to me."

Xue Xiangui was shocked: "Do you have one billion?"

"You can almost get it together." Li Rui picked up the phone and sent a text message to Chen Qinglian, asking her if she could get one billion.

A few minutes later, Chen Qinglian replied that it was a little difficult, but there was no big problem.

Li Rui nodded and said, "Call you here on Monday!"

Xue Xiangui and Wu Pengju looked at each other, and the major problem that had bothered them for several days was solved by Li Rui's understatement.

But there are still a lot of confusion in the two of them.

Wu Pengju said: "Li Rui, do you really have one billion cash? Why doesn't it exist? We can do it!"

Li Rui laughed and said, "Wu Xing, my money is used to invest in futures and stock trading, so I only have a little interest when I save it."

Xue Xiangui asked: "When did you make so much money?"

Li Rui did not answer, but changed the subject: "Brother Xue, Yuanhang's cash flow is a problem now?"

Xue Xiangui sighed and said, "It's not just Yuanhang. As soon as the country's regulatory policies were released at the end of last year and the beginning of this year, everyone's cash flow was problematic. If it weren't for the sales problems of Yuanhang Xintiandi that you helped me solve and took over my land, I would probably have been unable to hold on."

Li Rui thought for a while and said, "I have an idea to solve your cash flow problem."
Chapter completed!