Chapter 2124 open finance
Seeing Tang Lihe appearing to make tea, Li Rui quickly stood up and said, "Mr. Tang, I'll do it, I'll do it."
He took Tang Lihe's tea and went to make a cup of tea. He also diligently added water to Tang Lihe's thermos, and then said with a smile: "Mr. Tang, look at how I do this job, can I also be a secretary for you?"
Tang Lihe smiled and said, "I can't afford a secretary like you!"
The two joked, and Tang Lihe asked about the situation of the mobile chip base. After hearing that an experiment might be conducted in April, his face was full of smiles: "Very good, very well done! You did a big thing, a good thing, and a meaningful thing!"
This matter is indeed very meaningful. If Xingrui really creates an independent chip in the future, when looking back on this history, should we also mention the support given by Tang Lihe?
After talking about the chip, Li Rui got to the point: "Manager Tang, I mainly came here this time to ask for instructions."
"You said." Tang Lihe said.
Li Rui said: "Creditsin Payment currently has a big plan and hopes to get support from Gusu. This is probably the case..."
After he finished speaking, Tang Lihe opened his mouth slightly and showed a very shocked look: "Is your approach... legal?"
Li Rui smiled and said, "I can only say that it is not illegal...but the steps are a bit big. After all, there has never been a similar precedent at home and abroad."
Tang Lihe frowned and said, "You do this more than just being too big. It's simply... walking a tightrope! If something goes wrong, you may have to go to jail!"
Li Rui smiled and said, "When we were in the internal meeting, someone asked the same question. My answer is..."
Tang Lihe looked at him.
Li Rui continued: "If I need to go to jail, I'll go."
Tang Lihe was stunned and said with a laugh and cry: "Do you want to go to jail? If you go to jail, what should you do with Gusu's mobile chips!"
Li Rui said: "Then what you mean is, do you agree?"
Tang Lihe scolded: "I haven't fully understood what you are going to do yet, what do I agree with! Tell me again!"
Li Rui said: "This matter is of great significance. It can help Credit Suisse Payment transform from a payment tool to the financial industry. Combining mobile social networking, shopping payment, information dissemination and financial management will open an era of Internet finance... In order to achieve this goal, I hope to create a financial ecosystem based on Credit Suisse from the three directions of financial management, credit and banking. This ecosystem is not the simple ecosystem in the past where one side is banks, users and merchants are in the middle, but a large ecosystem including logistics, payment, insurance, software and hardware providers, media and even supervision..."
Li Rui talked happily, Tang Lihe listened carefully, and picked up his pen to keep taking notes.
As the chief executive of the Suzhou department, Tang Lihe has paid great attention to technology and finance, and has always hoped to build Gusu into another high-tech center and financial center outside Haizhou. Everything Li Rui is talking about now is exactly what he likes.
Li Rui explained what he wanted to do in detail, and then said: "The Internet can eliminate information gaps to the greatest extent and allow everyone to enjoy financial services fairly, transparently and openly. In fact, Xingrui does this thing not to make money, but pay more attention to building an open financial system!"
Tang Lihe stopped writing: "You are quite a bit of a tone. What do you mean? Do you think our country's existing financial system is not open enough?"
"Cough cough..." Li Rui used a cough to cover up his embarrassment.
After Tang Lihe asked, he realized that this question was not easy to answer. He said lies, it was boring, and he could not listen to the truth.
Tang Lihe smiled: "Don't pretend to be stupid, you continue to say."'
Li Rui continued: "There are many problems in the financial market now. Xingrui may not be able to catch the big problems, but we can find ways to solve those small problems. Xingrui's dream is to allow small and micro enterprises and ordinary people at the bottom to obtain inclusive financial services."
Tang Lihe narrowed his eyes: "It's interesting... If Haizhou becomes a financial center that serves the internationalization of large enterprises and large companies in the future, and Gusu comes to provide financial services for other small and micro enterprises, do you think it is feasible?"
Li Rui said: "This involves the country's industrial distribution policy, which is not something I can interfere. But if Gusu can play an example and a demonstration role in this regard, I think the country will give priority to it."
Tang Lihe was overjoyed. The more she thought about it, the more she felt hopeful. When she looked at Li Rui, the more she liked him. She only regretted that Thomas was not a girl, otherwise she would have called Li Rui as her son-in-law!
Li Rui continued: "In order to complete this ecological layout, we are planning to take three steps, and the first step is to move fund sales to the Internet..."
After listening to Li Rui's detailed explanation, Tang Lihe asked a few very critical questions: "Sales funds, are there some restrictions as far as I know?"
Li Rui nodded and said, "Yes, the fund sales channels were mainly banks before. The "Securities Investment Fund Sales Management Measures" issued in June 2011 broke the bank's monopoly, but there is still no precedent for the sale of funds on third-party e-commerce platforms."
"Then how do you plan to solve the qualification problem? Do you need to bypass supervision?"
Li Rui said: "I am a shareholder of Shengmin Bank and can use Shengmin Bank channels to sell. In addition, we are also applying for a third-party fund payment license."
Tang Lihe nodded: "Are you sure to pass the Securities Association?"
Li Rui said: "The sister of Chen Fengping, the general manager of Haizhou, holds an important position in the Financial Association, and the job in this regard is exactly what she is in charge of..."
Tang Lihe said vigilantly: "Did Old Chen know about this?"
Li Rui said: "I haven't reported to him yet."
Tang Lihe immediately smiled happily: "You don't have to report to him. Chen Fengmei and I are also familiar with me. I'll just say hello to you when the time comes!"
Li Rui was secretly happy, it would be great if Lao Tang said this!
"As for fund companies, have you chosen a good partner?"
"This is exactly the purpose of my visit to Gusu. Previously, through the introduction of Director Cheng Hongwei, we contacted Guxin Fund Management Co., Ltd., hoping to cooperate with them." Li Rui said.
Tang Lihe was stunned and said, "Why didn't Hongwei tell me about this?"
Cheng Hongwei was Tang Lihe's previous secretary and was sent to the Gusu Industrial Park as director. He didn't report such a big thing to him, which made Tang Lihe feel like his daughter had abducted.
Li Rui smiled and said, "Mr. Tang, don't misunderstand it! I asked Director Cheng to keep it confidential. All the work was in the preparation stage before, and we were not sure to push things up. If the matter was not done after reporting to you, wouldn't it be a lie to report on military information?"
"You two!" Tang Lihe pretended to be angry, but in fact he was very happy.
Because Guxin Fund is actually a fund jointly invested by Gusu Bank, Gusu Industrial Park Economic Development Co., Ltd. and Gusu State-owned Assets Supervision and Administration Commission. Its main business is public fund management, public securities investment fund sales, private asset management of securities and futures operating institutions, etc.
This fund was established to alleviate the financial shortage of industrial park enterprises and provide more financing channels for enterprise development and urban public project construction. It is regarded as a small reservoir for the economic development of Gusu.
Chapter completed!