130 Chapter 129: Borrowing money
Chapter 130 129: Borrowing money
Author: I'm going to steal the tower
Chapter 130 129: Borrowing money
Zhou Wenliang glanced at him and knew that this was the case.
"Didn't I just lend you five yuan? Has it been spent again?"
He Yuzhu had come to him to borrow money several times before, basically two or three times a month.
Zhou Wenliang also politely refused from the beginning and now lends him a loan. However, his brother clearly settled the accounts and required interest on the loan and an IOU.
"Brother-in-law, when was the last time I lent you money? I borrowed it after the New Year, and what time is it now! It's almost March! I've already used up all the money."
Zhou Wen nodded. He Yuzhu can now get a little salary, about ten yuan a month.
Ordinarily, ten yuan should be enough for him to live by himself. The minimum standard in the capital is five yuan, but He Yuzhu is different. He has lived a good life before. He is not used to drinking small wines and smoking cannons. The lowest level of wine is Erguotou.
, the worst smoke is Beihai 23 cents.
"Ordinarily, you lent me fifty yuan, and now the interest is compounded, and it's already eighty yuan. When can you pay me back?"
"Brother-in-law, you are really capable. I am in trouble. If I lend you some money, you will pay me the interest. Is there anyone who treats my uncle like you?"
"Then look, it's written in black and white. You have to admit it! Otherwise, if you pay me back, if you don't, I will take over your house!"
The IOU stated that if the money was not repaid, the house would be used as a mortgage. Even Zhou Wenliang was not happy with this, so it took Shazhu Momo for a long time to reluctantly agree.
Silly Zhu didn't take it seriously. The two families were in-laws, and he was his eldest brother-in-law. How could he really take over his own house?
"Okay, okay, please lend me five yuan first to survive this month. Next month, when I am rich, I will pay you back." He Yuzhu waved his hand impetuously.
Zhou Wenliang calculated silently in his mind and reminded: "Five yuan. If you add another five yuan, if you don't pay it back next month, it will be one hundred."
Silly Zhu wondered: "If I ask you to borrow some money, you will give me the calculated interest!
Why did it rise so fast?”
"Nine out of ten and thirteen out are up to you."
Silly Zhu exclaimed: "You Yang Bailao! You've done all the nine outings and thirteen outings!"
Zhou Wenliang explained: "It's like this now. If you don't believe it, go borrow it outside and see if what I said is right.
People like you, who come home nine times and come back thirteen times, may not be lent to you. If I hadn't done it for Yu Yu's sake, I wouldn't have lent you the money because I was afraid I wouldn't get the money back."
"Ah, okay..."
You may have heard of what nine departures and thirteen returns are, but have never been exposed to it, so you don’t know much about it.
The so-called nine outs and thirteen returns are usury.
For example, Zhou Wenliang lent He Yuzhu five yuan now. In fact, he borrowed five yuan. He Yuzhu got 5 yuan. He would first take 10% of his beheading interest and pay back 6.5 yuan to Zhou Wenliang. In this way,
Calculate, the actual interest is 40%, the principal is 5 yuan, and the net profit is 2 yuan.
It didn't seem like much, but He Yuzhu didn't pay back the money he borrowed, and the interest rate compounded, and the money kept rising. In the end, Zhou Wenliang didn't know if he could pay back the money.
Zhou Wenliang gave the money to He Yuzhu and asked, "Can't you go to Yi Zhonghai to borrow money?"
Zhou Wenliang wondered why He Yuzhu didn't borrow money from Yi Zhonghai before.
He Yuzhu: "Oh, you think I didn't borrow it. I didn't have a month's salary before, so there was nothing I could do. I borrowed money a few times, but I couldn't borrow it anymore."
He Yuzhu sighed and frowned. Zhou Wenliang nodded clearly. Yi Zhonghai valued money so much that he wanted to break a penny in half and spend it. At first, he could borrow money from Fuzhu, but there was no improvement in his investment. See you again.
He comes here every day to eat and drink. Yi Zhonghai is extremely disappointed with him. How can he still do useless work?
Yi Zhonghai has seen clearly that He Yuzhu is like this. Even if there is some improvement in the future, he will still be a loser. There is not much room for growth. Even if he is old, who will support him and who will pay for it?
"Have you ever borrowed it from someone else?"
He Yuzhu's face was dark: "You didn't lend me money before, so I went to see the third uncle. He gave me more detailed calculations, and I bothered him about this."
Zhou Wenliang couldn't help but smile, "Are you borrowing money? No one can be more meticulous."
He Yuzhu was muttering now and asked: "Brother-in-law, you are not really attacking my house, are you?"
Zhou Wenliang was stunned and shook his head: "How could that be? I don't care about your house. You just need to pay me back."
It's not like he really cares about his house, and he also knows that He Yuzhu has money and keeps it in Yi Zhonghai. Wouldn't it be better to get the money back and repay the money he borrowed from him?
"Then what if I still can't get in?" He Yuzhu was worried now.
Zhou Wenliang smiled hypocritically and patted his shoulder: "It's okay. If you don't come, how else can I touch you? From now on, you will be my uncle, and I will be my brother-in-law. We are brother-in-law."
If not, Zhou Wenliang really has no choice but to go and rob his house. If his reputation spreads, his Zhou family will become even more shameless.
He Yuzhu felt relieved, smiled, and invited: "I'll buy a bottle of wine, and you can order some food from home, and I'll stir-fry it, and let's drink some, so you can have a taste of my cooking."
"Okay, I'll come find you later." Zhou Wenliang nodded. He had nothing to do at night. He wanted to drink some wine to sleep.
"Then hurry up, I'll buy some wine first." He Yuzhu turned around and ran away.
Zhou Wenliang smiled, shook off the IOU, and waited for the interest.
When I got home, I asked him to get some snacks and drinks, and asked He Yuyu to carry them over. I got a cabbage, a few potatoes, carrots, that's all, and nothing else.
He Yuzhu hasn't come back yet, and Zhou Wenliang is wandering around his room, looking at him with curiosity.
"Don't tell me, it's spacious, it's really spacious." Zhou Wenliang clicked his tongue and nodded curiously.
I had never looked at He Yuzhu's house carefully before. Today I asked He Yuzhu to mention it. Now I am looking at his house. It is bright and spacious.
It's just a bit overwhelming.
He Yuyu, who was peeling potatoes, smiled and said: "Of course, this room is 32 square meters, which is larger than your room."
Zhou Wenliang quickly walked to the table and sat on a stool. He came close to her and asked with a smile: "My house is not small. From now on, we can live together and roll around at night."
He Yuyu snorted: "I won't wallow with you. Your room is not soundproof at all. If my mother hears it again, I, I won't be ashamed..." The voice became lower and lower, and he didn't know what he was thinking.
Her face was flushed.
Zhou Wenliang burst out laughing. The two of them had spent the night in his room and had so much fun that Zhou's mother heard the noise.
The next day, Zhou's mother saw He Yuyu's eyes full of joy and was very happy. She killed a chicken that day, saying that it was for He Yuyu's health. All the chickens at home were used by the eldest sister to replenish her health. He Yuyu killed He Yuyu alone.
The two of them knew at that time that what happened last night had been heard by Zhou's mother, and He Yuyu became so embarrassed that he ran away in shame and did not dare to go to Zhou's house for two days.
"It's all your fault that you're still laughing. If it weren't for you, me, how could I make that shameful sound..." He Yuyu became angry and turned around to pinch Zhou Wenliang's arm.
Zhou Wenliang laughed loudly: "Haha, okay, my fault, okay."
"It's your fault..." He Yuyu wrinkled his nose and proudly turned his head to wash the vegetables.
Zhou Wenliang chuckled: "I don't know who it is, but I kept asking for it. I felt so comfortable that I screamed out, and now I'm still complaining..."
"You also said..." He Yuyu blushed, turned around and scratched him, his little hands were very strong.
Zhou Wenliang laughed loudly and ran away. The two of them chased each other around the table. After a while, He Yuyu was so tired that he snorted and ignored him.
Zhou Wenliang quickly laughed and said: "Don't worry, before we get married, I will renovate my home and seal the roof so that no one can hear it."
"Renovation? How much does it cost?"
"Not much money..."
Just as He Yuyu was about to speak, He Yuzhu ran in from the door and asked breathlessly: "What money! Who do you want to pay for?"
Zhou Wenliang said in surprise: "Let me go, and you heard us chatting all the way away?"
He Yuzhu: "I am very sensitive to money now. As long as someone mentions money, I can hear it."
Zhou Wenliang was so surprised, Silly Zhu must have mutated!
He Yuyu: "Silly brother, you are rich again, why did you buy Daqu?"
"It's the money my brother-in-law gave me. Besides, my brother-in-law is here for a drink today, so I can't entertain him."
Zhou Wenliang: "Then I thank you for taking a look."
"Don't talk about anything else, just drink and be happy today."
Chapter completed!