"You are a great fellow Taoist, and you are truly a role model for our generation!"

Yang Bingzhi was shocked when he heard Jia Ren's words. He didn't expect such an operation?

Tianhefang has been sucking blood for a long time, and it is unknown how much wealth it has swallowed up from casual cultivators.

The evil forces led by Tianhefang brought pest disasters, causing heavy losses to spiritual farmers, and they had long been hated by them.

They want to do justice for heaven, rob the rich and give to their own poor.

"You have to be fast. If you are one step too late, the Five Elements Sect will take action, and we will have no chance."

Information is timely and will be useless if it is late.

Jia Ren didn’t want any accidents to happen to the plan, so he gave a reminder.

"Don't worry, I'll do my best to find someone within an hour at most."

He didn't dare to stop for a moment and rushed to Dahuang Mountain as quickly as possible.

Jia Ren left Tianxiang Tower in no hurry and continued to drink spiritual tea and eat snacks.

In my spare time, I work on my proficiency.

Yang Bingzhi was much more efficient than expected. Within half an hour, more than a hundred spiritual farmers gathered outside Tianxiang Tower, with excitement that could not be concealed on their faces.

People in the world naturally like prostitution for free, and few people are exceptions.

The evil forces led by Tianhefang have caused heavy losses to the spiritual farmers. It is a rare opportunity to compensate for the losses and must not be missed.

"Fellow Daoist Jia, Bingzhi mentioned that you are good at getting rid of pests, so we have to rely on you more."

Yang Bingzhi had advertised to Jia Ren a long time ago, and there was no need to show up in person. Many spiritual farmers were vying for him to help eliminate pests.

The most important thing is the price of pest control. Compared with the black-hearted pest control team, it seems too conscientious.

"Hurry up and set off. If you're late, you won't be able to borrow the spiritual stone!"

Everyone came here to earn spiritual stones. They didn’t want to waste time and went straight to Tianhefang as soon as possible.

Tianhefang's business is very big. There are Tianhefang casinos in the inner city and the outer cities in the four directions of southeast, northwest and northwest, occupying a huge piece of land.

Every inch of land in the city is at a premium, and the annual rent for the land alone is not a small amount.

When we first arrived, many gamblers gathered in Tianhefang, XC District.

If you lose the bet, you may leave dejectedly, or you may go to Tianhefang underground bank to borrow money.

I won the bet, but my good luck was only temporary, and I soon lost again at Tianhefang Casino.

Winning is just a process, losing is the result.

I don’t know how many monks lost everything in Tianhefang.

Even so, there are still many gamblers who lose their money every day and send spiritual stones to Tianhefang one after another.

"You all want to borrow spiritual stones?"

The first person to receive the reception was the clerk. When he saw more than a hundred people coming, he was completely confused. This was the first time he saw hundreds of monks borrowing spiritual stones together.

After hearing the news, the steward came and found out that the monks were all spiritual farmers, with a bright smile on his face.

Tianhefang knew full well that the insect plague had caused heavy losses, and it was only a matter of time before the spiritual farmers came to Tianhefang to borrow money.

More than a hundred spiritual farmers borrowed money, which was unexpected.

"How many spiritual stones can we borrow, hurry up!"

"The fields are still waiting for spiritual stones to eliminate insects."

The Five Elements Sect will come to Tianhefang at any time, and the faster the efficiency, the better. If you take a step too late, you won’t be able to borrow any spiritual stones.

"Everyone, don't worry, Tianhefang will provide different loan amounts based on the strength of your colleagues."

"The upper limit of the second level of Qi Refining is five spiritual stones."

"The upper limit of the third level of Qi Refining is ten spirit stones."

"The upper limit of the fourth level of Qi Refining is thirty spirit stones."

"The upper limit of the fifth level of Qi Refining is fifty spiritual stones."

"..."

"Array Masters, Alchemists, Weapon Refiners, and Talisman Makers have higher quotas. If there are high-priced collaterals, the upper limit will also increase."

The higher the strength, the stronger the ability to earn spiritual stones, and the higher the amount of spiritual stones that can be borrowed.

Thirty spiritual stones at the fourth level of Qi Refining is the upper limit. If you master the four arts of cultivating immortals, the upper limit of the loan amount will be higher.

Tianhefang is not a money-giving boy who can distribute unlimited wealth, and your ability to repay debts must also be considered.

Without the ability to repay, it can easily become a bad debt.

The spiritual farmers have been staying in Dahuang Mountain and have fixed land rent for spiritual fields, which is a high-quality debt.

This is also the reason why Tianhefang wants to develop Lingnong Lending.

"You can all borrow up to the maximum limit."

All spiritual farmers can borrow up to their own limit of spiritual stones. The higher their strength, the more they can borrow.

The only exception is Jia Ren. When fishing for spiritual fish was popular, he would probably be treated like an alchemist. Now...

A strange mist girl appears in Yanbo Lake, and the spiritual fish business has completely gone cold. They are treated like ordinary casual cultivators.

If you don’t have any skills, your life will be in danger at any time.

The maximum number of borrowed spiritual stones is twenty, which is only two-thirds of the upper limit.

What a pity!

Jia Ren felt a little regretful. It would be a good thing if he could collect a little, but anyway... he didn't plan to return the twenty spiritual stones.

Everyone leaves a spiritual mark on Tianhefang’s fixed track, so that Tianhefang can come to collect debts at any time.

Otherwise, borrow the spirit stone and hide in the deep mountains and old forests.

Tianhefang does not have three heads and six arms, so it is difficult to find the missing person.

This is also the reason why they are more willing to lend it to spiritual farmers. If they can escape, the monks cannot escape the temple.

"You need to report before leaving Dahuang City. Otherwise, Tianhefang will regard it as a debt evasion. I hope you will take care of yourself."

The loan was successfully passed, and the spiritual farmers were beaming with joy as they held the newly obtained spiritual stones.

A small number of people are gloomy and gloomy.

What if Tianhefang’s backstage is too strong and it won’t collapse?

As soon as the thought came to mind, the sky lit up with the light of flying swords, and a group of monks wearing law enforcement and judicial robes came with swords.

Flying with a sword is a sign of the late stage of Qi refining, and those who come are all elites.

"Capture all relevant personnel of Tianhefang!"

The magic circle is raised, prohibiting entry and exit, to prevent Tianhefang's senior management from getting the news and escaping in advance.

The identity of every casual cultivator gathered here will be verified to confirm whether they are members of Tianhefang.

"Hey, Ling Nong?"

The Director of Law Enforcement looked at the hundreds of spiritual farmers in shock and confusion. He thought they had come to cause trouble, but when he learned that the spiritual farmers had just borrowed a large debt in Tianhefang, his expression became strange.

Making trouble?

You must go to the Law Enforcement Department, there will be no benefits at all.

Loans...

So smart!

Tianhefang Lingshi was used to make up for the loss caused by the insect disaster in Lingtian. Tianhefang collapsed and no one was held accountable.

Even if someone takes over Tianhefang in the future, it will be a bad debt in the end.

Who came up with the idea?

His eyes fell on Yang Bingzhi, his eyes filled with admiration.

First, an insect infestation was discovered and reported to the Five Elements Sect.

He can also use the culprit's spiritual stone to compensate for the loss, and his wit is unparalleled.

Talent that can be created!

The spiritual farmers passed smoothly, but Jia Ren was questioned in detail by the law enforcement team and was released only after confirming that there were no problems.

Similar things happened in the inner city and the outer city of Sifang. All the monks related to Tianhefang were taken away without leaving any one behind.

Everyone reached a consensus that Tianhefang was in trouble.

"Haha, everyone has made a fortune, so it's time to celebrate. Let's go find a familiar female cultivator and talk all night long."

"The female cultivator from Yunshang Tower is the best at the Happy Technique, but the spirit stones are a bit expensive. At least three spirit stones are a luxury today."

"Fellow Daoist Jia, please remember to come to my spiritual field to remove insects first. This is a deposit."

The older spiritual farmers were relatively rational and did not immediately squander spiritual stones for enjoyment.

They all found Jia Ren and paid half of the spiritual stones as a deposit.

Jia Ren collected deposits from four families, each with 20 acres, totaling 20 spiritual stones.

The other spiritual farmers were full of regret, only regretting that they were a step too late.

One person's ability to eliminate pests is limited, and eighty acres of spiritual land will keep him busy for a long time. By the time it's someone else's turn, it's already too late.
Chapter completed!