Chapter 644 Artificially created air vents? (Part 2)(2/2)
"Mr. Lei, don't worry." Fang Young smiled softly, picked up the tea cup and took a sip of tea.
"..."
This 500 million fund that wants to be entrusted and transferred to Shunwei Capital for management is the secret that Fang Nian deliberately mentioned when Guan Qiuhe first asked.
In fact, there is no too mysterious operation.
It's nothing more than switching from left hand to right hand, and you also have to make use of the current rigid payment unspoken rules of the domestic trust industry.
Just redemption means financial management products. After the trust product expires, the bank/trust company must distribute the principal and income to investors;
When a financial plan/trust plan cannot be paid as scheduled or has difficulty in paying, the bank/trust company will have to take cover.
Strictly speaking, rigid payment has no legal basis. It is more of a 'convention' in the banking and trust industries to win customers;
Especially in the trust industry, just redemption is one of the trust license ‘labels’.
You must know that there are only dozens of trust institutions in China, and licenses are very rare.
As for why China’s trust development form is slightly different from foreign countries.
This means that in the country, trusts do similar things to funds.
For example:
For example, Company A has a good project that is short of money, with huge expected returns and a 20% return promised, so Company A asks a trust institution to help raise some money;
A trust institution issues a trust plan, for example, with a starting investment of 1 million yuan, promising to give ordinary investors an income of 18% or 15%;
Take the money and give it to Company A.
It is equivalent to a financial tool that connects financiers and investors.
Almost equal to shadow banking.
Then, there is a customary rule in the domestic trust industry: just redeem.
Finally, trusts have a unique feature: bankruptcy isolation.
Fang Nian wants to use this series of advantages to ensure the independence of these 500 million without affecting its effectiveness.
How should I put it? The 500 million yuan in cash that Fang Nian has taken out now comes from a legal and reasonable source, without any risk, so it is an ‘asset’ that can be trusted.
According to the rules of the trust, Fang Nian can designate a series of beneficiaries, and can also designate that they can and can only receive a share of the income generated by the 500 million yuan cash investment;
Including the dividing ratio and the dividing period can be specified.
This means that 500 million in cash will remain unchanged during the trust period.
After being trusted, even if Fang Nian acted like a big boss and wanted to run away abroad in the next second, he would only dare to talk about returning to China next week.
This asset will still not be affected in any way, will not be seized, will not be used to pay off debts, and even the income generated can be distributed to the beneficiaries normally.
Even if Fang Nian himself is among the beneficiaries, it will only affect Fang Nian’s income.
This is called bankruptcy quarantine.
In addition, there are also recent redemptions of domestic trusts...
If you add it all up, Fang Nian can ensure that a bunch of people are worry-free, and he can even ensure that he can be resurrected infinitely.
Of course, Fang Nian also knew that around 2020, the trust would be completely broken, but he only planned to trust it for a five-year period...
After taking two sips of tea, Fang Nian put down the cup and calmly asked: "I wonder if Mr. Lei has analyzed the future development scale of the domestic smartphone market?"
"I believe that starting from this year, my country's smartphone market will usher in a big explosion and will become the world's largest smartphone market in a short period of time. It is expected that total shipments next year will definitely exceed 200 million, or even close to 250 million."
“Shunwei Capital’s investment areas focus on the smart phone-related industrial chain. I believe that in the near future, high-quality and low-priced domestic components will occupy a large part of the mainstream;
But we can artificially accelerate this process, and capital... is the best tool to promote it."
After listening to Fang Nian's words, Lei Jun thought for a moment: "Mr. Fang means that Shunwei Capital will increase investment and act as a catalyst to occupy the main industrial markets in advance, and then attract hot money to enter, and make use of the smartphone trend to make the industrial chain the center of attention. ?”
"Yes, so it's actually not complicated. It's just a deepening and supplement to Shunwei Capital's business." Fang Nian nodded.
"I know that the current domestic industrial chain is focused on providing parts for a large number of copycat phones, and it is almost impossible to find excellent parts available. This was also Xiaomi's biggest headache in the hardware supply chain last year, but..."
As he said that, Fang Nian looked at Lei Jun and said happily: "We have the Nuwa system, a certification system that is being built, and a model like Xiaomi, which is bound to set off a trend in smartphone manufacturing;
Not everyone has Mr. Lei’s ability to manage the world’s top hardware supply chain.”
Lei Jun fully understood: "So that's it. If Mr. Fang hadn't mentioned it, I would have neglected the resources I have."
"Xiaomi's Internet direct sales model, the popularity and certification system of Nuwa system..."
A thought suddenly flashed through Lei Jun's mind, and a look of surprise appeared on his face.
Fang Nian has long had the right to speak upstream.
It's such a simple thing to push the downstream to form a tuyere.
"..."
Finally, Fang Nian meaningfully added: "Mr. Lei, I think it won't be long before Xiaomi will make a lower-end series of smartphones."
"How could it be!" Lei Jun said subconsciously, "Xiaomi has not yet developed good product capabilities, so it can bite off more than it can chew."
Fang Nian smiled and said nothing.
There is not much explanation for this matter.
He clearly knows the origin of the Redmi series.
This is why since June last year, Fang Nianhui has taken the initiative to cooperate with Lei Jun to establish Shunwei Capital and focus on investment in the domestic mobile phone industry chain.
The reason at the time was to find an alternative.
In order to avoid being restrained.
But the real reason is...
Fang Nian knows that for now and in the near future, some people will hope that Xiaomi will drive the domestic industrial chain.
Because the popularity of Xiaomi 1 has formed a big wave.
Fang Nian believes that the relevant competent authorities will definitely find Lei Jun.
Lei Jun is not only the CEO of Xiaomi, but also has some additional social identities, such as a member of the CPPCC in Haidian.
In comparison, it is more difficult for Lei Jun to refuse some requests.
Besides, even if there is no known information obtained through rebirth, Fang Nian can analyze the same results after experiencing this in Nuwa's laboratory...
all in all……
The meal with Lei Jun ended happily.
The views of both parties are basically the same.
Fang Nian wanted to diversify his personal assets to avoid risks, and wanted to artificially create a storm, so he and Lei Jun hit it off.
After all, the growth of Shunwei Capital is good for both Lei Jun and Xiaomi.
What should be said or not...
When it comes to planning an escape route for himself and his family, Fang Nian's operations have always been particularly impressive.
This can also be regarded as an inevitable psychology of reborn people, who want to leave some way out in whatever they do.
Every cunning rabbit has three burrows.
How could classmate Fang Nian not have dozens of escape routes?
Chapter completed!