Although the situation Pei Yongcheng mentioned is complicated, it seems to be easy to understand in the eyes of Li Han, a person who has been engaged in financial management and investment for a long time.

This bank manager's behavior is an attempt to exploit legal loopholes. The fund purchased by Pei Yongcheng is actually a high-risk, high-return financial product.

When purchasing this kind of financial product, the financial manager will normally remind you of its high risk.

Just like when Li Han and Wang Zhenyu bought those financial products a long time ago, the other party reminded him of the risks and advised him to buy something else.

But the financial manager who communicated with Pei Yongcheng was just the opposite. He lied about the high returns and low risks of this financial product, and tricked Pei Yongcheng into buying the financial product first.

Because when a customer buys this kind of financial product, the financial manager will receive a commission.

Moreover, Li Han speculated that it was very likely that this financial manager colluded with the project party of the financial management product and received kickbacks from the other party, so he deliberately helped the project party make money in this way.

After receiving this batch of funds, the project team donated money and absconded, and the matter was exposed. The bank manager then used the excuse of such a loan to trick the victims into using financial products as pledge to obtain bank loans.

The bank manager would brag to Pei Yongcheng at that time, saying that he would not have to pay back the 700,000 yuan in the future, and would just use the proceeds from financial management products to pay off the debt. This would be equivalent to Pei Yongcheng investing one million and getting back one million.

any losses.

But in fact, the bank manager only made a verbal promise and presented an ordinary loan contract.

You must know that an oral contract has no legal effect, but a loan contract does, so after the financial product expires, the 700,000 plus principal and interest must still be repaid. If the financial management income is negative, Pei Yongcheng will only have 500,000 left.

, then you have to pay for the remaining 200,000 and the interest on the money.

In the end, the project party defrauded the money and left, the bank earned interest, and the bank manager received the project party's kickback and the bank's commission. Thus, the world in which only users were injured was completed.

If the user takes legal action, there is nothing he can do without any evidence. Even if some thoughtful people retain the evidence in advance, the bank will only need to say that these actions were done by the financial manager personally and do not represent the bank's attitude, and that's it.

The court will not let the bank pay compensation but will award the liability to the bank manager's personal liability. However, the user still has to repay the money that should be paid to the bank for this loan, otherwise he will be included in the list of dishonest people and become a defaulter.

Therefore, the bank does absolutely no harm in this whole process.

Of course, this situation usually occurs with some small local banks and commercial banks. Big banks such as China Construction Bank will not use this method to cheat money.

"You are really..." Li Han sighed in disappointment, "Why didn't you come to me when you were short of money?"

"I, I'm afraid you will blame..." Pei Yongcheng said with tears and snot in his nose, "My wife's leukemia requires long-term treatment, which costs hundreds of thousands every year. When she has suitable bone marrow, she will still need hundreds of thousands of treatments."

I just went to buy that financial product after surgery. But I was deceived by this financial manager..."

"I understand." Li Han frowned and said impatiently, "I will help you pay for your wife's medical expenses first. But..."

Now Li Han is in a bit of a dilemma. He doesn't know how to deal with Pei Yongcheng.

Although Pei Yongcheng had a reason for doing what he did, it was a match-fixing after all, and this kind of behavior will never be tolerated in the e-sports industry.

However, on the other hand, Pei Yongcheng is indeed helpless. If he were in Pei Yongcheng's situation, he might do the same.

If it was for Wang Man, he would also do bad things.

For example, in the case of Dong Yuehua's kidney, his treatment method was of the same nature as Pei Yongcheng's.

Thinking of this, Li Han softened his heart and could not be cruel enough to fire the other party.

"But," Li Han continued, "I won't just let you settle this matter. If I can win the championship this time, I won't hold you responsible. If I lose this time,

Then just resign and leave, and don’t stay in this industry again.”

"Yes, thank you, Mr. Li..." Pei Yongcheng wiped his tears, "I will definitely seize the opportunity."

Li Han dragged him to his feet: "But I made a promise in advance. Regardless of whether you win the championship or not, you must stand up and issue an official apology statement, explain your situation in detail, and then impose a fine."

"Yes." Pei Yongcheng nodded repeatedly, "Sorry for causing trouble to everyone."

"That's it for today." Li Han sighed in distress and prepared to leave first.

"Mr. Li." Su Lin came out at this time, "Thank you for not firing Manager Pei."

"His family is in need of money right now. If I fire him at this time, wouldn't I kill his wife?" Li Han said helplessly.

"Don't worry, we will definitely win this game." Su Lin replied firmly, "Otherwise, I will take the initiative to leave the club as an apology to you."

"Are you going to further expand my losses? Don't you have any idea of ​​your own worth?" Li Han poked his chest angrily and asked, "Let me ask you, did you participate in this fake match?"

Su Lin was stunned for a moment, then nodded: "I was indirectly involved... I noticed something was wrong with them, and it seemed to be a deliberate mistake. But I also knew the situation at Manager Pei's family, so I didn't say anything..."

With that said, Su Lin bowed to Li Han: "I'm sorry to disappoint you."

"Oh, we can't talk about it." Li Han frowned and said, "Right and wrong in this world are very vague. How can there be any black and white in the adult world? I forgive Lao Pei because if I were on his side,

I would do the same thing in my position. That’s all.”

However, this does not mean that Li Han will just let it go. Someone will always be responsible for this matter.

Therefore, Li Han came to the Chenhui Street head office of Chenhui Bank in Beichang City the next day.

Chenhui Bank is a small local bank in Beichang City. It has more than 100 branches in Beichang City, with a registered capital of more than 4 billion and a current market value of more than 5 billion.

Just recently, he and Qiaokou Company have made close to tens of billions using soybean futures. Based on his ability, it is not cost-effective to keep the money in the bank. It is better to use it for investment and financial management.

As a "legendary investor", is there any investment project more suitable for Li Han than a bank?

As long as he gives a few instructions to the bank, sorting out suitable financial management projects and letting the bank manager recommend them to the following customers, won't the income be guaranteed?

With Chenhui Bank's influence in Beichang City, he will have no shortage of big data points in the future.

As long as he has big data points, he is a god!

After all, Li Han was also driving a limited edition Rolls-Royce Phantom, so he attracted the attention of the entire bank even before he got out of the car.

After parking the car and entering the bank, the bank lobby manager took the initiative to greet me before I even had time to queue up.

"Hello, sir, I am Yang Jichuan, the lobby manager of Chenhui Bank's head office." The lobby manager greeted enthusiastically, "Is there anything I can help you with? I can help you get a VIP number and handle it for you alone.

Business. Our bank has many high-quality financial projects, and there may be projects you are interested in.”

"Are you teaching me how to manage money?" Li Han asked with a smile, "Do you know who I am?"

"Who are you?" Yang Jichuan asked curiously.

Li Han looked around in the bank: "I am indeed here for financial management, but I am not interested in the projects you recommended. Please call your president over."

"Sir, you are like this. To be honest, I am quite embarrassed..." Yang Jichuan said with a wry smile.

"Don't make a mistake." Li Han stepped forward and helped him adjust the collar of his suit. "I just didn't want to embarrass you, a working man, so I asked you to call the president over. Go quickly. Hurry up.

You are now over ten years old and you still have to support your family."

Before Yang Jichuan could answer, an uncle in his fifties came out of the bank.

"Oh, Mr. Li!" The uncle trotted up to Li Han, held his hand and said respectfully: "Mr. Li, it really makes me proud to have you here in person! I am the owner of this company.

Sun Zhengcai, the president of the head office.”

With that said, Sun Zhengcai turned to Yang Jichuan beside him and reprimanded: "You are really ignorant, don't you know this person? Mr. Li, the richest man in Beichang City, the legendary investor! He has been in the investment world for less than three years.

You are worth hundreds of billions, but you still manage money for others?!"

Yang Jichuan was dumbfounded and quickly apologized: "I'm sorry, I'm so disrespectful!"

"It's okay, you can go about your business." Li Han said, turning to Sun Zhengcai, "President Sun, let's talk about financial management."

"Yes, please advise." Sun Zhengcai smiled flatteringly, "I wonder if you need us to raise funds for you, or if you have any loan needs? We will try our best to help."

Li Han pointed to the top of his head and said: "I want to buy your bank."

Seeing Sun Zhengcai stunned on the spot, Li Han added: "Oh, it's not your bank, but all Chenhui Banks in Beichang City. I, Cranberry Food Co., Ltd. and Qiaokou Company will acquire all of your banks."

shares.”

"You, you have a sense of humor." Sun Zhengcai said with a smile, "This matter is not something I can decide."

"So I came to you and asked you to tell the people above you." Li Han smiled slightly, "If it doesn't work out, I can give in and only acquire 67% of the shares. In short, I want the private bank Chenhui Bank.

.”

"But, but, why?" Sun Zhengcai asked puzzledly.

"You still have to ask?" Li Han laughed, "Look, don't everyone think that when a person is rich, they will say something like, 'Does your family own a bank?'" I plan to really open one this time.

A bank."

With that said, Li Han patted Sun Zhengcai on the shoulder: "Tell the people above you that if you are interested, you can contact my assistant."

(Thanks to book friend 160613150239401 for the 2 monthly passes, and thanks to OnePiece for the monthly pass)
Chapter completed!