Chapter 1310
Lin Xu had a good impression of Fang Jinglan. After hearing what he said, he couldn't help but feel a little more favorable to him!
According to his understanding, in this era, the annual interest rate for loans from money houses is very high, with an average of between 20% and 36%. Although at first glance, it sounds like usury, in fact, relatively speaking, the interest rate for loans from money houses is still relatively low. If you borrow from private loans, 50% of the annual interest rate is low, and 100% of the annual interest rate is also very common!
Just take the annual interest of 20%, he borrowed 100,000 taels of silver from Fang Jinglan, and the annual interest rate is 20,000 taels of silver.
In other words, Fang Jinglan directly took out 20,000 taels of silver to help the victims!
This is definitely a big deal!
This old man is so fucked!
In addition, this is also a kind of respect Fang Jinglan has for herself!
Since Fang Jinglan has this intention, Lin Xu naturally would not be pretentious and bowed to him solemnly: "I will give you a gift to those victims, sir!"
"Sir, I'm so serious!"
Fang Jinglan returned a gift.
After the two sat down, Fang Jinglan said, "Sir, you just said that you wanted the illegitimate number to endorse a certain matter. What is it?"
Lin Xu smiled and said, "Actually, this is the case. Our Linshan business company recently started a big business with Yun Jinxiang and needed to pay 900,000 taels of silver to Yun Jinxiang, but I couldn't afford so much silver for a while. Therefore, after discussing with Yun Jinxiang's boss, Boss Song, I prepared to pay in installments. Boss Song agreed to this plan, but he proposed that the most reputable business company was needed to endorse it!"
"I thought about it and found that the most reputable business in our entire Jiangnan is Baoyifeng! Therefore, I asked to come to my house and hope that Mr. Fang can endorse this matter. Lin Xu is very grateful!"
"Of course, I will not let your account endorse this matter for nothing. How much money is needed or what needs to be used as collateral. Just speak out."
After hearing Lin Xu's words, Fang Jinglan stroked the beard on his jaw and smiled slightly: "Sir, it's really a mistake! We have done endorsement of other businesses before. According to the rules, we need to understand what business Mr. and Boss Song do. After all, your business is too big, and it's as much as 900,000 taels of silver. We have to think carefully whether it's qualified to endorse the book!"
Lin Xu understood that Fang Jinglan's request was actually reasonable, because Bao Yifeng endorsed the business with the reputation of the company. If you don't understand clearly, if something goes wrong with this business, it will not only damage Bao Yifeng's reputation, but may also cause Bao Yifeng to bear a huge debt!
In fact, Lin Xu really didn't want to deceive this humble and kind-hearted old man, but the business he and Song Changji couldn't be said out.
However, this matter cannot be hidden.
Because in a few days, once Song Changji fled, he would inevitably shock the political and business circles in Jiangnan. At that time, he could only explain to him with shamelessness!
So he made up a reason: "Our Linshan businessman signed a large silk order with Yun Jinxiang, with a total value of 900,000 taels of silver. Back, after we two businesses negotiated the details of the order, we sent a contract to the professional account for backup."
Fang Jinglan stroked her beard again and said, "I understand what sir meant, but I cannot give you a clear answer to this matter for the time being. Let's do this. After the business of the business, you can send someone to copy a detailed content and send it over. After several of our Baoyifeng shareholders discussed it, you will give your husband a clear reply. Although I am the major shareholder of Baoyifeng, we have a rule that when encountering major events, we need several of our shareholders to make an idea together. Please forgive me!"
"Sir, this is what you deserve!"
Although Lin Xu said this, he was thinking in his heart that he had just borrowed 100,000 taels of silver from you, and you agreed without saying a word, and even smeared the interest, but he didn't see you discuss with other shareholders!
Chapter completed!