"I should stay in Atlanta for another two years. To put it bluntly, I need you to promise me that there will be no problems with Forest Bank and your Black Bank within two years. Are you confident that you can do it?"

Before signing the agreement of intent in the conference room, Patterson asked Carter and Carter one last time before picking up his pen to sign.

"According to regulations, we can provide certain financial assistance to banks or savings and credit unions that can take over failed institutions. But your asset status... To be honest, I originally planned to ask you to produce financial reports next month and

To conduct a business closure inspection on you..."

"So now I am giving you the right to dispose of the Forest Bank. I am already under a lot of pressure. In terms of financial assistance, I am not comfortable talking about it, and I don't think I can get much..."

Patterson, whose blood was boiling with anger before, seemed to be decisive and happy in his killing. But after the emotion faded, his face became even more sad. He knew that Black Bank was doing flower work, and there was a high probability that he would make money.

Yes, this is a good thing!

But from a bank's long-term perspective, this doesn't seem to be a good thing...

The reason is simple: risk!

"Please rest assured, Mr. Patterson! I can't guarantee that I can always make money, but if it is only for two years! Please believe me, Black Bank can still carry it... Even if all Forest Bank's loans are bad debts, I

I also promise not to let it go bankrupt!”

Upon hearing the news that Patterson planned to reorganize and conduct a comprehensive inspection of his bank next month, Carter secretly exclaimed "good luck" and at the same time jumped over Goodman and made a promise.

"In addition, I don't need financial assistance from FDI. I have sufficient funds to take over Forest Bank. Of course, with your help in this process, it will only be smoother!"

When Carter finished speaking, Patterson did not make a statement immediately, but turned his attention to Goodman...

"Mr. Black is right, we currently have the strength! In other words, Mr. Black has the strength to do what he promised!"

Goodman, who understood that Patterson was worried about Carter, immediately nodded and confirmed Carter's statement. At the same time, his body moved slightly backward to highlight the actual status relationship between the two.

Although he didn't say anything clearly, Patterson already understood what Goodman wanted to express behind this action: Yes! We did use interbank borrowings and did some crooked things. But we made money! And the operator,

It's Carter!

Looking at Carter's immature face under the mature appearance, Patterson was a little stunned for a moment. Looking carefully at Carter's firm eyes looking directly at him again, Patterson nodded gently:

"Very good, you gave me a surprise! I hope there will be more surprises in the future... Sign! After signing, we will have dinner together. Tomorrow you will prepare to raise funds. The delivery will be completed within a week!

"

As Patterson stepped aside, Carter stepped forward and signed his name on the agreement. Then he took the official bank seal from Goodman and solemnly pressed it on the agreement...

While Carter was picking up the pen to sign, Patterson, who had been paying attention to Carter and was wondering whether his decision was correct, suddenly saw the watch on Carter's wrist. To be precise, it was the brand of the watch: Vacheron Constantin!

The appearance of this watch undoubtedly gave Patterson a lot of confidence. When he felt a little relieved, he suddenly saw Carter taking the official seal to seal...

"It's a good habit. I have a lot more confidence in you!"

"Mr. Patterson, you mean...this?"

Carter, who had just finished sealing, heard the voice beside him that suddenly became more relaxed. He raised the seal in his hand strangely and asked.

"Yes, today's young people no longer like to use these old things. But you are different from them, which is good. Bankers must be innovative, but they must be prudent."

Of course not this! If it weren’t for the fact that your butt is so big that you have Vacheron Constantin on your hands, I would have a lot of confidence in you...

Patterson had a smile on his face and thought to himself.

"Haha, you are honored. But compared to writing l.s., I feel that it is more solemn to use a seal. After all, our savings bank is related to people's livelihood and social stability. Seriousness is the attitude we should have!"

It's exactly the same as Patterson's heart. Under Carter's great appearance at this time, there is a lot of embarrassing psychology. In fact, Patterson's bragging is so outrageous...

In many people's minds, official seals have Chinese characteristics, and European and American countries only recognize signatures but not seals. But this statement is actually not accurate!

For example, in the United States, the most famous official seal in the United States, or the most authoritative official seal, is the coat of arms of the United States of America. It also has another name: the National Emblem of the United States...

In addition to this seal, each state also has its own coat of arms. Moving on to the company seal, the company seal was actually the earliest invention of the Anglo-American legal system. So it is not accurate to say that they do not use the official seal. It is more accurate to say that it is random.

As time goes by, it becomes less and less used.

Note, it means to use less, not not to use it!

Except for California, which clearly confirms in Article 207 of the Corporation Law, Article 1629 of the Civil Code, and Article 1932 of the Civil Procedure Code that the evidence of a personal signature is more powerful than the official seal of the company, most states recognize the validity of the official seal.

Even in New York State, a private seal can replace the company's official seal to fulfill all legal effects. If you really don't want to spend money to make a seal, you can also convert the signature into

The nature of the official seal.

In fact, even in the future, at the federal level, only Article 203 of Chapter 2 of the Federal Commercial Code stipulates that the seal will lose its validity in commodity sales contracts. In other contractual documents, such as contracts, agreements, etc., the official seal will still

Have legal effect.

Having said so much, the fundamental reason why Carter likes to use official seals comes from a trace of bad taste in his heart...

Think about the past life, a big small company might not use its official seal a few times a year. But what is it now? Although it is also a small bank, it can't handle the many loan applications! Once this small seal is slapped, it will be psychologically satisfying.

More...

Bad taste, bad taste, is meant for self-entertainment, a small comfort and small satisfaction that belongs to oneself alone and cannot be exposed. At this time, Patterson suddenly pointed it out without saying anything, and even used it to brag about it.

This made Carter's ears feel a little hot.

What a shame!

Fortunately, just as official seals are used less and less in European and American countries, Patterson's enthusiasm for praise is quickly fading. After Carter signed the agreement in duplicate, he waved his hand:

"Please come with me. I have already made a reservation for dinner in the banquet hall on the third floor of the hotel. We will discuss specific matters at the table later..."

The specific thing Patterson said, after Carter guaranteed that the funds to take over Forest Bank were sufficient, there seemed to be only one possibility left:

"If that old guy from Bath knew that you were involved in this agreement, I'm afraid he wouldn't let it go. It is foreseeable that the unemployed population in Pilsen City will continue to increase. Do you have any plans or opinions on this situation?
Chapter completed!