Chapter 138 Threat
Patterson's problem is obviously that the drunkard is not interested in drinking!
Since we have been sitting in the conference room until now, we must be interested. The group of people who were really not interested almost disappeared when they left the room for the first time...
Anyway, when people arrive, it's okay as long as fdic's face is not lost. It's useless to stay any longer. Those who can stay until later are basically the ones with real ideas, and those who can stay until now...
I'm afraid it's not just an idea, maybe it's both an idea and an ability!
In this tacit situation, Patterson's question was more like asking Carter what they thought of his offer of $50,000...
"Of course there is interest. We have just recovered a loan recently, and the financial situation is not bad... But, please forgive me, Mr. Patterson! Your offer is too high!"
Secretly reaching out under the table and pressing Carter's knee, Goodman smiled and answered.
Understanding Goodman's intention not to let him speak randomly, Carter did not stop him. He just had a faint silly smile on his face, as if he were a real, harmless young man, and did not make any comments.
"Where's Mr. Black? Do you think so too?"
Perhaps Carter was pretending to be too much, so Patterson focused on Carter. After all, he was the real boss, and he seemed to be easy to fool...
If Carter nods, no matter how dissatisfied the manager Goodman is, there is nothing he can do to interfere.
"Yes, yes. Uncle Goodman usually takes care of bank matters for me. I'm still in school, so I don't know much about this..."
Now that he decided to pretend, Carter simply pretended to the end. While nodding his head repeatedly, he didn't forget to tug on Goodman's sleeve:
"Uncle Goodman, didn't Mr. Patterson say he would sell it for fifty thousand dollars? Why are you talking about three hundred thousand?"
"Fifty thousand is the money we are going to hand over to Mr. Patterson now. After paying this money, the Forest Bank theoretically belongs to us, but to run it well and make it profitable again, we need to invest more in the forest."
There is a sum of money in the bank, this is..."
The two men's double act of "teaching by words and deeds" made Patterson's eyes twitch a little. Damn it, can you go home from class?!
Patterson's remaining sanity prevented him from scolding him. However, when the representatives of the three banks across from him saw that Carter, a young man, did not disrupt the situation and nodded directly to confirm Patterson's offer, they looked confused.
Quietly relaxed a lot...
At least, my eyes are no longer so wary...
"Mr. Patterson, Mr. Goodman is right! Your price is still too high! You don't have any losses now, do you? Why are you staring at such a small profit?"
"I agree with Mr. Bass's idea. Mr. Patterson, the Federal Deposit Insurance Corporation has not suffered losses from Forest Bank now, but that does not mean there will be no losses in the future. If you sell it now, even if you don't make a penny, you can
It transfers the risk of large losses that may come in the future..."
"Being able to transfer the risk of loss in such a short period of time is a great achievement for you, isn't it? Giving us profits will also make the future more stable. At least, you don't need to bother you to make a trip to our remote country.
Got it!"
There were only four banks left in total, but none of them recognized his offer. While Patterson cursed in his heart that "poor places breed unruly people," he had to compromise:
"Hey, okay. I admit that you have convinced me that time is also a cost! I agree, let's do this. If the delivery can be completed within a week, I will give you another 500 US dollars, 49,500!"
"Forty-four thousand! Don't hesitate any more. This is our bottom line! The delivery will be completed within a week, and the money will be shared equally among the three of us! The reserve will also be shared by the three of us. I believe that with the three of us guaranteeing it, Forest Bank will never have any problems again! At least,
You will no longer be exposed to the risk of loss in the short term!”
The three companies share the responsibility?!
Carter's eyes hidden under the flat mirror narrowed slightly, and he had long sensed that the three companies were having an affair. At this time, when Old Bass of Bass Bank could directly shout the words "the three companies split evenly", it was undoubtedly a solid statement.
The three companies had the fact of py transactions long before the meeting started.
"What did you say? Forty-four thousand?! Ha... Bass, you can do it! You really can do it!"
Patterson laughed angrily. Seeing that no one was competing now, he turned around and threatened me, right?
If the deal is forty-four thousand, what's the point of him scolding Randall away? He doesn't know if fdic's face will be swollen if the news gets out. But he, Patterson, has no shame in this life.
Closer to Georgia...
"It's not a question of whether it works or not! Mr. Patterson!"
Old Bass chuckled, and when the time comes to show off, if you can make money, your dignity won't matter anymore.
"We have known each other for four years. From the clerk who helped with accounting to the team leader today, you have grown up in the eyes of my old Bass. You are very good and capable. Many
Young people like you are not as good as you, but you are just like them, prone to making aggressive mistakes!"
"You want to prove yourself so much! So when I saw that Forest Bank's assets were in good condition, I immediately led a team to rush over, and hurriedly quoted a super high price to scare everyone away. Speaking of which, I have to thank you.
What about you~hehe~"
"Maybe you think I'm threatening you, but in fact, if you don't sell now, when there are more unemployed people in Pilsen... this bank will not look so wonderful... Oh, yes
Well, I wanted to remind you, dear Patterson."
"The pillar industry of Pilsen is the logging industry. The quality and output of Georgia's pine wood are the best in the country! And our papermaking industry in Argyle is also very developed. Unfortunately, I heard that several papermaking mills in our city have recently seen their performance increase.
It doesn’t seem to be very good. You said that if I spend a lot of money to buy Forest Bank now, will I still have money to provide them with loans?”
"If they lack the loan... So, Mr. Patterson, this is not my old Bass threatening you, I am just stating a fact. If it happens like that, it will not be easy for any of us, and it will not look good on our faces, right?
?”
Wonderful! Really wonderful!
The employment of Pilsen's population requires the logging industry, and the wood must be transported to the paper mill in Argyle to be produced into paper and sold across the country. If the paper mill in Argyle reduces production due to the old Pascal loan,
In this period of poor efficiency, we can only lay off employees, reduce raw material purchases, and self-seal part of our production capacity to reduce costs...
Once the demand from their paper mill decreases, the already severe situation in Pilsen will become even more severe and bad. The downstream production capacity will be reduced, and the upstream of the Pilsen logging site will also have to reduce...
Then there will be another batch of layoffs and salary cuts. As a result, how many bad debts will appear in the loan of 2.74 million that originally looked good, and how much will be reduced in the cash deposit of more than 1.6 million that originally seemed to be relatively sufficient.
..
Chapter completed!