Chapter 130 I think he has great hopes
"Hey, forget it, it's better not to let it go with such a small amount of interest. If you let it go and it will go bad later, it will be a lot of trouble again."
Carter, who was used to seeing loans with 20% multi-year interest rates in later generations, suddenly gave up the idea of taking out a loan when he heard that the current market loan interest rate was only about 16%, and it was not possible to lend much.
Carter calculated the losses on the bank's side, which included annual real estate taxes and employee wages, plus a gradually decreasing deposit interest expense.
Real estate taxes can basically be offset by transaction fees, and the only thing left that really needs to be paid out of your own pocket is to support the large number of people in the bank. As for electricity and water bills, these are basically negligible.
"You really don't want to let go?"
When Carter mentioned the problem of bad debts, Goodman was a little hesitant. Thinking of the rising bad debts before the recession, and then thinking about it now...
"We won't let it go! By the way, if you have a loan application that is really difficult for the family and you want to get rid of the problem, you can let it go a little bit as appropriate. Just make sure that people don't starve to death."
After making arrangements, Carter looked at the time and found that it was almost time for dinner. He immediately stood up and picked up his schoolbag:
"There's nothing else to do, I'm going back first. Please pay attention to the FDI's trends these days!"
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"What is an economic depression? If your neighbor loses his job, it's an economic depression!"
"What is an economic crisis? If you lose your job, it's an economic crisis!"
"Jenny, I'm back!"
As soon as he entered the house, Carter was surprised to find that Jenny was not preparing dinner in the kitchen as usual today, but instead was giggling in front of the TV...
"What show are you watching? Are you laughing so happily?"
"Hahaha, Carter, come and see! This guy is quite interesting! I heard he wants to run for president this year!"
While waving to Carter, Jenny moved to the side.
When Carter sat down, the man on the TV seemed to have had enough of it, and read out the last line with a chuckle:
"Then what does economic recovery mean? Jimmy Carter lost his job, which means economic recovery has arrived!"
"Hahahaha~ This guy's words are really funny. Hey, do you think he has hope this year?"
After hearing the man on TV tell a joke, Jenny smiled and patted Carter on the shoulder, asking for his "capable" opinion.
"I don't know, we are still running for election within the party, he..."
Carter was smiling and shaking his head, wanting to complain about Jenny for thinking too early, when a subtitle introducing the speaker suddenly appeared on the TV. Ronald, not familiar...but the last name "Reagan" after it, Carter was not.
Maybe I'm not familiar with it...
"Okay, I take back what I just said, I think he has great hopes this year!"
"Really? That's great. Let me tell you, this man is very interesting and speaks well. He must be a talent! You didn't listen to his speech before. You have to take a look when it is replayed."
"Okay, I'll take a look when I get the chance. But, Jenny, our fellow Carter has only been in office for one term. Are you so impatient to hope that he will step down?"
Since dinner was far away, Carter was not in a hurry. He picked up the fruit on the coffee table and ate it while thinking about going out to eat later in the evening. At the same time, he was a little curious about what ordinary people like Jenny thought of Jimmy Carter.
"Hmph, good morning. What do you think Carter has done in the past few years? Internally, prices are getting higher year by year. Externally, even our American citizens cannot be protected, and now they are letting those poor people be
Those terrorists in Iran are holding him hostage. Why do you think he is still in that position? If you ask me, even if you, Carter, go to Washington, you will be better than him!"
It was okay if Carter didn’t ask. When asked, Jenny immediately complained angrily:
"Especially, you said that he is also from Georgia, but look at it... What will we get in return for supporting him as president?! Oops, I forgot to cook... Carter, please eat something first
Fruit, I..."
While Jenny was madly looking at Carter's Reagan, the program on the TV had just ended. This made Jenny feel that she was still unfinished, and suddenly woke up: she had forgotten to make dinner!
"It's okay, it's okay, let's go out for dinner tonight!"
Carter was a little amused when he stopped Jenny, who was about to get up in a hurry. No wonder Reagan would be able to defeat Carter in an almost crushing way in the future election...
Just watch Reagan, who is still in the election stage within the party, appear on a random program and tell jokes, and let Jenny, a housewife who usually never cares about national affairs, know about the "Iran Hostage Incident", and she can also listen to it.
Enjoy it with relish.
The election is still more than half a year away, and if Reagan talks like this for another half a year, it will be difficult for him not to be elected!
"Do you want to go out to eat? Forget it. Things outside are so expensive now! I went to the supermarket to buy vegetables this morning, and even the price of eggs has increased... These are our locally produced eggs, and they are all good.
It’s up. Carter should really step down! As Ronald said, even if a new president doesn’t solve the problem, it won’t make it worse!”
Looking at the time pointed by the clock on the wall, it was almost time for Melis to get home from school. This made Jenny hesitate...
"It's okay, haven't I just made a lot of money? How much can I spend on a meal? This is because we are a small place. If we were in New York or Los Angeles, it would be very easy for us to eat at Michelin-rated restaurants!"
"You're just kidding, you can't spend your money carelessly! I've been watching the news recently, and there are quite a few bankrupt companies, and by the way, there are also banks! The bank in Pearson next door has gone bankrupt! Don't spend your money carelessly.
, you have to keep it for emergencies..."
"Okay, okay! Can we go to our own restaurant to eat? It's not expensive, and the money goes back into our own pockets."
It seems that the knowledge and structure of housewives cannot be improved by listening to Reagan's jokes. General living expenses, even the expenditure on delicacies, will not actually have any impact on the operation of large amounts of capital.
If he eats one more meal, Carter will not feel tight on funds; if he eats one less meal, the extra few dollars saved will not make Carter much more money.
Ever since, under this situation, Carter once again used his trump card against Jenny:
"Jenny~I'm hungry!"
"Okay, let's go then! Wait for me to go upstairs and change my clothes..."
Compared with feeling sorry for money, Jenny obviously feels more distressed about her eldest son.
After waiting for a while, the two Carters left home and drove to school first. They picked up Melis who was on the school bus from school halfway, and then Carter changed direction and went straight to the highway business district.
After KFC's previous negligence, Carter did not dare to neglect the tacos sold this time, even if there was market research. If he doesn't come here today, Carter will still come to take a look in two days. Look at these tacos.
Whether the sales volume of the cakes and the market response are as expected...
Chapter completed!