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Chapter 360: Your own reason is a good reason(1/2)

With relevant information in hand, Lu Shanmin rushed to the Parkway District Branch of Donghai Development Bank on Minsheng East Road early in the morning.

Three million, a year ago, this number would have scared him silly.

Even now, it is still difficult for him to calm down in his heart.

He was very excited. This excitement was not because he could get such a large amount of money right away. He was excited because as a man, his career would start from here. He wanted to grow up quickly to protect his beloved woman.

Friends and brothers around me.

He was also worried. Although Jiang Yan said that the first skill a successful businessman must learn is to borrow money, he was still worried. This worry was not the fear of losing everything after failure.

As Jiang Yan said, he has a deep-rooted small farmer consciousness and is not used to owing money to others. Even if he owes money to a bank, he will still feel uneasy. In the eyes of mountain people, working hard to increase the family's savings is a good thing.

It is an honorable thing, but owing money to others is a sign of incompetence and a shameless thing.

He was also worried that if his grandfather were here, he would agree to borrow such a large sum of money. Although Zuoqiu said that his grandfather was not a book-learner, his grandfather also said in his suicide note that he was not as serious and old-fashioned as he usually behaved. He would

He stole the oil and salt from Lao Huang's family and framed the blame on the old man. But he was still a little worried about whether his grandpa would object, because grandpa said, 'I would rather others owe me than owe others a penny.'

The taxi stopped in front of the bank.

Lu Shanmin took a deep breath, strode out of the car, and walked towards the door of the bank.

Grandpa also said, ‘What grandpa talks about is grandpa’s truth. Sooner or later you will have your own truth, and that is a good truth’.

Walking into the bank, Lu Shanmin reported his name at the front desk.

After hearing Lu Shanmin's name, the receptionist led Lu Shanmin into a VIP private room with enthusiasm.

The account manager is a young woman wearing a bank uniform.

After seeing Lu Shanmin enter, he stood up with a smile on his face and shook hands with Lu Shanmin enthusiastically.

"You are Lu Shanmin, Mr. Lu. I am your account manager Liao Xiaohong. You can just call me Xiao Liao. Mr. Lu, please sit down."

Lu Shanmin smiled and said, "Hello, Manager Liao, please excuse me" as he sat on the chair.

Liao Xiaohong's face was filled with this passionate smile, which always had a sense of scrutiny, saying: "No trouble, no trouble, you are President Jiang's friend and our distinguished guest."

As he spoke, he took out a stack of forms and agreements and said, "As soon as President Jiang notified me yesterday, I immediately prepared the relevant information."

He poured a glass of water for Lu Shanmin himself and said, "Take your time and ask me if you have any questions."

Lu Shanmin smiled and nodded, "Thank you."

Liao Xiaohong secretly glanced at Lu Shanmin, who was looking at the agreement seriously, with a smile on her face, and guessed what the relationship between this man and the president was. There had been rumors in the bank that the president had a disorderly life. The man in front of her was so young, and the three million loan was in her hands.

It didn't seem like much, and she didn't quite believe that he and the president were just ordinary friends.

Liao Xiaohong looked at Lu Shanren with a smile. He looked good-looking, but judging from his behavior, he looked like a pauper who had never seen the world.

The bank's loan contracts are all unified and fixed templates. Those who have borrowed tens of millions of dollars have never seen such a slow reading of each word. It's only three million, looking at his seriousness, it is better than the loan of three hundred million.

Be cautious.

Liao Xiaohong secretly thought to herself, how could a woman with such taste as the president fall in love with such a country bumpkin.

Liao Xiaohong was right. Lu Shanmin was such a country bumpkin. The number three million was really not worth mentioning for an account manager like Liao Xiaohong, but for Lu Shanmin, it was undoubtedly a huge number. He had never seen anything in his life.

I have never seen so much money.

So he had to read the loan contract carefully, word by word, for two hours.

If it were other customers, Liao Xiaohong would have impatiently urged him countless times, but for Lu Shanmin, she always kept a smile and waited quietly for Lu Shanmin to read the agreement.

Lu Shanmin smiled apologetically at Liao Xiaohong, "I've finished reading it, no problem."

Liao Xiaohong's smile was still full of enthusiasm. "If there is no problem, just sign." She opened the contract page by page and pointed out the place to sign to Lu Shanmin.

When he came across the place where the signature was to be signed, Lu Shanmin couldn't help but read it carefully again, and then signed with slightly trembling hands.

Liao Xiaohong finally couldn't help but burst out laughing, "Mr. Lu, don't worry, a bank as big as ours will still trick you."

Lu Shanmin chuckled, "That's not necessarily the case. Banks are the biggest capitalists. They invest people's money at extremely low deposit interest rates, and then mortgage other people's assets and charge unlimited interest. Banks are purely business without capital, and they are the largest

broker".

Liao Xiaohong was stunned for a moment, then giggled, "It's so funny, this is the first time I've heard such a comment."

"From the tone of your voice, you should be a top student who graduated from the economics major. I graduated from Donghai University of Finance and Economics. Which university did you graduate from? Maybe we are still alumni."

Lu Shanmin smiled sheepishly, "I haven't graduated yet from a high school in finance." He paused and said, "I will never graduate."

Liao Xiaohong laughed and said, "You are really funny, no wonder you became the president's friend."

Liao Xiaohong sorted out the information and contract, "Okay, the money will arrive in three days."

"Thank you".

"You don't need to thank me. If you want to thank me, just thank Mr. Jiang." He said with a wink and a smile: "President Jiang is upstairs. Do you want to go up and say hello?" Lu Shanmin smiled half-heartedly and joked: "Okay, I will definitely be there."

I’ll give you a good compliment in front of Mr. Jiang.”

Liao Xiaohong looked at Lu Shanmin gratefully and said, "Thank you, Mr. Lu."

Lu Shanmin's eyes became a little indifferent and he said calmly, "I will tell her that you are particularly concerned about her private life."

Liao Xiaohong was stunned and on the verge of tears. She didn't expect that this country bumpkin who had been smiling just now and looked silly would turn his face so quickly. However, by the time she reacted, Lu Shanmin had already walked out of the VIP room.

Lu Shanmin could not say he disliked people like this who liked to gossip and make wild speculations, but he would never like him. If someone among his subordinates secretly spread rumors every day, he would definitely fire him without hesitation. Such a person would be fired.

In the team, he is a typical black sheep, making excuses to confuse the public, which will greatly reduce the cohesion of the team.

Of course, Lu Shanmin did not go to Jiang Yan to 'praise' her, but walked out of the bank directly. What he said just now was just a small punishment and a big warning, just to scare her.

After walking out of the bank, Lu Shanmin found that he was not as depressed as when he owed Chen Ran fifty thousand yuan. Instead, he felt a surge of pride in his heart. This was the first time he violated the principles of mountain people, but his grandfather said that no matter how good other people's principles are,

It belongs to others, and one day it will have its own truth, and that is a good truth.

In order to prevent Ye Changmengduo from going wrong, Lu Shanmin immediately called Tang Fei and asked him to inform Guan Peng and the other three to come to North and South No. 1 to sign the contract in three days. This time, he wanted to give Fu Liang a straight punch first, and then he

Use a combination of uppercut and swing punch to hit Fu Liang.

As long as Fu Liang is unplugged, the security system of the entire Zhigang Avenue bar will be controlled by him, and all the gangsters will naturally attach themselves to him. Although these gangsters are not of much use, their pervasiveness can be understood

There is a lot of information that cannot be obtained through normal channels. For a long time, even many policemen like to bribe some gangsters as informants. From now on, those two buildings, whether used as casinos or for other purposes, will be torn down.

He was looking forward to what kind of reaction Chang Zan would have as a layer of outerwear.

He hoped that his reaction would be as violent as possible. In a life-and-death fight, the brave would win. He was not afraid of Chang Zan fighting for his life. In comparison, he was more afraid of Chang Zan being unable to shrink back.

Lu Shuang went to the bar to work every day during the day and handled the accounts for the previous night. Ma Dong specially prepared a financial office for her.

After arriving, she discovered that this job was not as easy as she imagined. All the purchasing expenses of the four bars on Zhigang Avenue, the Rose Bar on Minsheng West Road, and the five bars, the wages of the staff, and the wages of more than fifty security guards

, reimbursement of official expenses, and tax filing. The workload is two or three times greater than before.

This is not the most troublesome thing. The biggest headache for her is the lack of money.

Use four words to describe her current situation - exhausted.

North and South Bars No. 1 to 4 have only been open for a month. In the early stage, a lot of promotional activities were carried out to attract customers. Ruan Yu recently introduced resident singers. Although it can increase the popularity, the actual increase in profits has not been shown.

Excluding all the expenses of the bar, there is not a penny in a month. Of course, Lu Shanmin's 30% dividend is not worth a penny.

Lu Shanmin's two generals are all big spenders.

Recently, Tang Fei reported accounts very frequently. When asked where he spent his money, he only said something about developing business and asked him for an invoice. Every time, he wrote her a note with a smile. She was so angry that she wanted to hit him with the keyboard several times.

There is also Zhou Tong, who often comes to report accounts. He also doesn't mention specific expenditure items. Every time he says that he is going straight to the task. Tang Fei at least writes a note. He doesn't even write a note.

She told Lu Shanmin several times, but Lu Shanmin just laughed and said they didn't spend money recklessly.

Lu Shuang was very angry because the key was lack of money.

With only 80,000 monthly security fees for seven bars, it is completely beyond the means.

Lu Shuang, who has always been cheerful and optimistic, didn't give him a good look when she saw Lu Shanmin walking into the office.

"Still angry?" Lu Shanmin said jokingly.

Lu Shuang pursed his lips, "Are you a boss or a philanthropist? Tang Fei and Zhou Tong should take good care of them. Sooner or later, your family will be wiped out by them." He paused and then said: "No, you are not at all.

I don’t have much wealth.”

Of course, Lu Shanmin would not tell Lu Shuang that Tang Fei used the money to bribe the gangsters around him to be informants. As for Zhou Tong's matter, he could not tell Lu Shuang.

Lu Shanmin smiled apologetically, "Next time I'll ask them to write down the name clearly. If they don't, you won't give the money."

As he spoke, he shook the bag in his hand proudly.

Lu Shuang was a girl who could get angry quickly. She asked with a smile: "What is it?"

"Three million".

"What? Three million?" Lu Shuang opened her mouth in surprise.

Lu Shuang snatched the contract from Lu Shanmin's hand and asked, "How did you do that?"

"I used 30% of my shares in four bars as mortgage payments."

Lu Shuang quickly flipped through the contract, "These four newly opened bars only have one month's sales, and the bank is also willing"?

Lu Shanmin chuckled and said, "Of course, it's a trivial matter."
To be continued...
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