A crisp slap shocked Su Han, Zhang Lei and Huang Zheng. Huang Zheng covered his face and glared at Zhou Ming: How dare you hit me?

Zhou Ming dug his ears and laughed and said: Really? Does anyone know? But now the three of us have seen that you just hit my hand with your face, what should I do?

I slapped your hand in the face

Zhou Ming's logic didn't make Huang Zheng angry at all. He now regretted that he invited the people from the security department away. He really didn't expect that he would actually dare to do something to him in the factory.

Huang Zheng was so angry that he was shaking all over. He pointed at Zhou Ming and said: Okay, you are fine. Don't let me know who you are, or I will definitely kill you.

Zhou Ming raised his eyelids: Really? I can't control my Qilin Arm again. It seems like I'm going to be hit in the face by you again. What should I do?

Seeing Zhou Ming raise his hand, Huang Zheng hurriedly ran away with an ouch.

Seeing Huang Zheng leaving, Su Han said thank you to Zhou Ming. Zhou Ming waved his hand and said: It doesn't matter, but you are the same, Xiao Han. If you didn't come to us when such a big thing happened, don't you treat us as friends anymore?

Su Han lowered his head and said nothing. Zhou Ming said: "Xiao Han, we are powerless now. There is no easy way to deal with Huang Zheng, but it is not a problem for him to find people from the factory security office to trouble you every day. If you want to

If not, then don't open this restaurant. Let's find ways to make money first. When we have money and power in the future, we will find ways to deal with Huang Zheng.

Su Han looked at Zhou Ming blankly and said: Zhou Ming, you have to deal with Huang Zheng.

Of course, Zhou Ming said of course, Xiaohan, you were bullied, of course I will help you avenge this.

Zhou Ming thank you. Su Han is very touched, but what can I do if I don’t open a restaurant? This won’t work. Huang Zheng said that no matter what I do, he will make trouble, and I borrowed money from relatives to open the restaurant.

A lot of money. Now my brother also needs money to go to school. Now I run a restaurant. Although he always comes to make trouble, I can still save more or less money as long as I save some money. If I close the restaurant

Although Su Han didn't finish her words, Zhou Ming also understood what she meant. Zhou Ming said: That's not necessarily the case. I have a business that guarantees you can make the most money in the shortest time, and no matter who it is,

Can't cause trouble.

Su Han blinked a pair of beautiful big eyes and asked in confusion: Zhou Ming, what business do you want to do?

I want to resell treasury bills, Zhou Ming said.

Is it possible to resell treasury bonds? Su Han and Zhang Lei's eyes widened suddenly, with expressions of disbelief as if they were seeing gods descending from the earth.

In fact, it is not surprising that Su Han and Zhang Lei have such expressions. After all, in this era, few people realize the value of treasury bills and know what treasury bills are, let alone reselling them. Su Han, Zhang Lei and the others

I have treasury bills at home, but I don’t know what they are used for.

In fact, treasury bonds are a type of treasury bonds. They are used by the state to manage the society and the people to borrow money. They are a kind of government bonds issued by the national fiscal authorities to make up for the imbalance of the treasury revenue and expenditure. They were first invented by the British in 1877. Because the debtors

It is the country, and the guarantee is the country's fiscal revenue. There is almost no default risk, so it is the most stable investment channel in the financial market.

However, as a reborn person, Zhou Ming knew that treasury bonds were extremely profitable, especially in the late 1980s, because the interest rates on treasury bonds at this time were much higher than those in later generations, usually more than ten percentage points, and even higher.

Reaching 15 percentage points, in layman's terms, is a treasury bill worth 100 yuan. If you take it to the bank to exchange it for a one-year period, you can get 110 to 110 yuan with interest.

Five yuan, if it is a three-year or five-year term, you can get more money.

In fact, the business of reselling treasury bonds was the most prosperous at this time. In Zhou Ming's impression, there was a person in Jiangnan who became a millionaire by reselling treasury bonds. You know, in this era, in a relatively remote place like the 760 Factory

, but even households worth ten thousand yuan can still be commended. The status of a millionaire is probably not much lower than that of a group CEO who can eat at the same table with provincial leaders in future generations.

And counting the time, the millionaire's road to fortune should have already begun. It's just that it will take at least one to two years for the trend to be brought here. And by that time, when people suddenly discover

It turned out that when treasury bills could be bought and sold to make money, I was afraid that the business here would have been robbed by me.

Of course, Zhou Ming explained to Su Han and Zhang Lei, you see, if we can have 10,000 yuan in treasury bills and exchange them at the bank, we can at least exchange them for 1,000 yuan in interest. What do you think?

Is this a costless and profitable business?

But can the bank exchange this thing? The factory assigns this thing every year, but I have never seen anyone go to the bank to exchange money. Zhang Lei said a little worried.

Zhou Ming laughed and said: It’s because they don’t know, so we can make money. If they all know, how can we make money?

Su Han understood Zhou Ming's idea at this time: Zhou Ming, you are saying that we can take back the treasury bills at the face value of the treasury bills or even at a lower price, and then go to the bank to exchange them. Not only can we get back the face value of the treasury bills, but even

You can still get at least 10% interest, right?

Zhou Ming gave Su Han a thumbs up: Xiaohan is so smart, she deserves to be the boss lady of Xiaohan Restaurant.

Su Han took a breath, her eyes full of shock, because if it is like what Zhou Ming said, one hundred yuan can make ten yuan, and one thousand yuan can make one hundred yuan.

Ten thousand yuan can make a thousand yuan, and the most important thing is that it doesn't take much time, just a trip to the bank, if this can really happen.

Zhou Ming looked at Su Han and Zhang Lei. Of course he understood the doubts of these two friends: I know you still have doubts now. This is normal. After all, it is so easy to make money in this business.

Zhang Lei nodded desperately. In his opinion, the workers who work hard in the factory only earn less than 100 yuan a month. Even the factory leaders, unless they are in some departments with a lot of oil and water, earn less than 100 yuan a month.

It won't exceed six hundred yuan. Now, as long as Zhou Ming has enough capital in his hand, he can earn more than the salary of the factory leader by just going to the bank. How is this possible?

Zhou Ming felt that Su Han and Zhang Lei's doubts were normal. After all, the factory had always been in the era of planned economy. No one had the concept of market economy, let alone financial concept.

So Zhou Ming said: It doesn't matter if you don't believe it. What you hear is false and what you see is true. Then your family works in a factory, so your family should also have treasury bonds.

Su Han immediately understood Zhou Ming's plan: Zhou Ming, you want us to take the treasury bills to the bank to exchange them first.

Yes, anyway, the county bank is only half an hour away from the factory. Zhou Ming said.

Okay, I remember that my brother-in-law had a lot of them, and my sister complained to me every day that the factory was handing out these things all day long and they couldn’t be used. I’m going to get them all right now. Zhang Lei said.

Zhou Mingen said: Okay, but remember, you must not tell others about this, because once others know about it, it will be difficult for us to make money. Do you understand?

Got it. Zhang Lei said.

In this era, banks were not as common as they would be in later generations. Therefore, there was no bank here in Factory 760. You had to go to Nanhui County to find one. Fortunately, Factory 760 was not far from the county seat. Zhou Ming and the others walked there in half an hour.

.

Zhou Ming, Su Han and Zhang Lei came to the gate of the Agricultural Bank of China in Nanhui County with their respective treasury bills. Su Han looked at the police station not far away and said with some worry: Zhou Ming, are you sure these treasury bills can really be exchanged for money?

If it doesn't work, will the bank call the police and arrest us?

How could it be that treasury bills were originally money that the country borrowed from us? We are the country's creditors, and now it is only natural that we should repay the money to the country.

Zhou Ming took the lead and walked into the Agricultural Bank of China as he spoke, leaving only Su Han and Zhang Lei there in a daze, because what Zhou Ming just said was completely beyond their understanding. To them, the country should be aloof and omnipotent.

Yes, all the money you use is issued by the state. How can the country still be short of money? If it is short of money, it can just issue more banknotes. How can it still borrow money from the people?

Walking into the Agricultural Bank of China, Zhou Ming queued up and came to the counter, handed the three people's treasury bonds in and said: Hello, eldest sister, I will exchange the treasury bonds.

Seeing the eldest sister inside taking Zhou Ming's treasury bonds, Su Han and Zhang Lei's hearts jumped into their throats. They stared nervously inside, fearing that the eldest sister would throw out the treasury bonds and angrily scold them for what they were doing.

The next scene shocked them. After the elder sister carefully counted the treasury bills, she used a calculator to calculate again and then said to Zhou Ming: Your treasury bills total 300 yuan, of which the three-year term

One hundred yuan, two hundred yuan for five years, the total principal and interest is four hundred and sixty-eight yuan and two cents.

Zhou Ming nodded to the number reported by the eldest sister. It was similar to the result he calculated in his mind. Zhou Ming took the money handed over by the eldest sister and took Su Han and Zhang Lei out of the Agricultural Bank of China.

How about now you believe that these treasury bills can be exchanged for money? Zhou Mingyang said to Su Han and Zhang Lei with the brand new money in his hand.

Zhang Lei stared blankly at the money in Zhou Ming's hand and murmured: Oh my god, this thing can really be exchanged for money, and it can be exchanged for so much, my dear, it's almost two months' worth of my salary.

Su Han jumped up with joy and said excitedly to Zhou Ming: Zhou Ming, you are so awesome. How did you know that this treasury bill can be exchanged for money?

Xiaohan, have you forgotten that I majored in economics in college? Zhou Ming said.

I see, Zhou Ming, you are a college student, you are different, you are too smart, we can't compare with you. Su Han said, let's go back and collect the treasury bonds now. I know that many people in our factory keep their treasury bonds at home.

It's no use

But Zhou Ming said: Don't worry, we don't have any money now, and we won't be able to collect much if we try to collect it. Moreover, once others know about this matter, we will have no money to make.

Su Han thought it was indeed what Zhou Ming said: What should we do? We don’t have any money.

We all have no money, but there is always someone with money. This is why I must call Da Zhuang out. Because of his brother-in-law, he knows where to borrow loan sharks at high interest rates. Zhou Ming said.
Chapter completed!