With the night wind blowing, Zhou Ming and Lin Muqing walked back to the factory. Along the way, Zhou Ming hummed what kind of rhythm was the most swaying and what kind of singing was the most joyful. Apparently, he was trying to persuade Dai Zhenjiang to help him get it.

I felt happy after receiving the 400,000 yuan loan. Because in Zhou Ming's original plan, it was enough to get a 200,000 or 300,000 yuan loan from the County Agricultural Bank of China. After all, it is now 1987 when the monthly income is less than 100 yuan.

It was an astronomical amount of money, and the loan of 400,000 yuan was an unexpected surprise.

Lin Muqing listened to Zhou Ming humming a tune she had never heard before, feeling as if she was in a dream. She still remembered that when Zhou Ming told her that he wanted a loan to go to Nanjiang to do business, Lin Muqing thought he was too whimsical.

In Lin Muqing's memory, it was not easy for the leaders of the city TV station to borrow such money, but Zhou Ming negotiated the loan in just one meal.

Zhou Ming, what kind of trick are you doing? Lin Muqing said in disbelief.

Hearing Lin Muqing's voice, Zhou Ming turned around and smiled slightly, and said mysteriously: Sister Mu Qing, this is not a magic trick, but a certainty. It is true that four hundred thousand is a huge sum of money, but for me and Director Dai, it is not like you.

I thought it was so huge. When Director Dai and I were in the treasury bond business, we would often run around the country with 100,000 and 200,000 treasury bonds. Now we only have a loan of 400,000. This money is not his, so why doesn’t he give it to me?

Just a favor

Zhou Ming paused for a moment before saying this, and then continued: In addition, I also exchanged with him the treasury bill business he always wanted. There is no reason why he should not be tempted.

The bank loan review system in this era was very lax. Even Lin Muqing, who knew nothing about finance, could figure out whether he could get a loan and how much he could borrow. It was all a matter of one word from Dai Zhenjiang, the director of the County Agricultural Bank of China.

But Lin Muqing asked again, don't you regret using the treasury bonds business as a bargaining chip?

Sister Mu Qing, are you trying to say that I am killing the goose that lays the egg?

Zhou Ming asked, and Lin Muqing lowered her head in embarrassment, because she did think so, but Zhou Ming was not angry. Zhou Ming said: Sister Mu Qing, the premise of killing the goose to retrieve the eggs is that the treasury bonds business will be more profitable in the future than if I went to Nanjiang.

Lin Muqing reacted and asked: Are you saying that the business you want to do in Nanjiang will be more than the treasury bills?

There are so many, so many that you can’t imagine Sister Mu Qing. Zhou Ming said.

Lin Muqing let out a surprised sound. She couldn't understand Zhou Ming's words at all. In her opinion, Zhou Ming made nearly 100,000 yuan by reselling treasury bonds in half a month. This was already an unimaginable speed. Some benefits in the factory were slightly lower.

In a poor workshop, the total output value of half a month of hard work is not that much. But Zhou Ming said that the business he will do in the future is much more than this. Could it be that he has the magic to turn stone into gold?

Zhou Ming could understand Lin Muqing's inner thoughts. Zhou Ming said: Sister Muqing, I don't have the ability to turn stone into gold. I only have the ambition to make a lot of money.

Lin Muqing looked at Zhou Ming blankly. She could feel the firm belief conveyed by Zhou Ming through these words.

The confidence in Zhou Ming's eyes pierced Lin Muqing's heart, making Lin Muqing suddenly feel that Zhou Ming was so attractive, which made her crazy.

After a while, Lin Muqing came to her senses and hurriedly turned her head. She secretly complained in her heart about how she could be such a nymphomaniac in front of this young man who was younger than herself.

The day passed quickly, and on the morning of the third day, Zhou Ming received good news from Dai Zhenjiang, so Zhou Ming immediately went to find Lin Muqing, and then went to the County Agricultural Bank of China with her.

In the reception room of the County Agricultural Bank of China, Dai Zhenjiang took out two contracts and said to Zhou Ming: Although we have a good personal relationship, we still have to go through the procedures. This is a loan contract of 400,000 yuan, and the interest is 5 cents per year. Do you have it?

If there is no problem, you can sign and I will deposit 400,000 into your account right away.

Zhou Ming shook his head and said no problem. Just like Dai Zhenjiang said, today is just a formality. In fact, the content of the contract was discussed by Dai Zhenjiang and Zhou Ming yesterday. How could there be any problem with this?

Zhou Ming signed the contract without hesitation. According to the contract, Dai Zhenjiang quickly asked the bank accountant to deposit the money into Zhou Ming's account.

Dai Zhenjiang took the contract to the bank staff for filing. After asking all the other bank staff out of the reception room, he said to Zhou Ming: Xiao Zhou, you see the contract has been signed now, I also asked someone to take it for filing.

, I have also asked the accountant to deposit the money for you. So, can you share the secret of the treasury bills with me?

Zhou Ming knew that this was what Dai Zhenjiang wanted to know most urgently today. Zhou Ming did not sell out to him and said directly: Director Dai, in fact, there is no secret about my treasury bond business. I just know about places like Jiangxia City and Binhai City.

The interest rates offered by banks there are higher than those here, so I will take treasury bills from you and sell them there to earn the price difference.

It's that simple, Dai Zhenjiang asked.

Zhou Ming nodded and said yes, Dai Zhenjiang then asked: How high is the interest rate over Jiangxia Binhai?

When I went to Jiangxia City, the interest rate there was 18 cents, and in Binhai it was 21 cents. Zhou Ming said.

2 cents a cent. Dai Zhenjiang's eyes widened. His eyes were full of disbelief. How could there be an interest rate of 20 cents a cent? Is it because the interest rates set here in Nanhui County are too low? But everyone is in the banking system. Why?

His place will be much higher than ours.

Zhou Ming could understand Dai Zhenjiang's mood, not to mention that he couldn't understand it. Even when someone looked back on this matter more than 20 years later, it was difficult to understand why the interest rates of treasury bills were so different among cities across the country. But

Whether you can understand it or not, this is what happened in this special era.

Director Dai, this is the truth. If Director Dai doesn't believe it, you can call and ask. Zhou Ming said.

Dai Zhenjiang looked at Zhou Ming blankly for a while, and finally sighed: You have already made so much money through this method. The facts are in front of you. What else can I not believe? It's just that I didn't expect this.

It's really that simple, but even if this thing is simple, it is not simple if you find out and dare to do it. Zhou Ming, I have never admired anyone in my life, but you must be one

Zhou Ming smiled and said thank you. At this time, Lin Muqing was so surprised that she could not speak. She did not expect that Dai Zhenjiang, the director of the County Agricultural Bank of China, would be so willing to admire someone ten years younger than him.

A young man; but what surprised her even more was that the treasury bond business could be so simple. Zhou Ming only made a few trips to various cities with treasury bonds and actually made nearly 100,000 yuan.

Lin Muqing looked at Zhou Ming's side face and thought: He said that his future business will be more profitable than treasury bonds, so what kind of business will be simpler than treasury bonds? I really look forward to going to Nanjiang with him soon.

Thinking of this, Lin Muqing suddenly spat in her heart: What are you thinking about? She didn't feel ashamed to expect to sleep with a man and fly hundreds of miles to another city. Although he was younger than her, he was also

Still a man

After coming out of the County Agricultural Bank of China, Zhou Ming and Lin Muqing went home together. Only his mother, Wang Fengqin, was alone at home. When asked where his father was, Wang Fengqin said that he had gone to the factory to find the leader.

Zhou Ming felt depressed. Ever since his father was fired from the factory, he had been going to the factory every day to find the leaders, but those people in the factory didn't see him at all, or if they rarely met him, they would just push me and I would push him back and forth.

My father is an honest man and there is nothing he can do against them.

Mom, it doesn’t matter if my dad loses his job, and it doesn’t matter if you two elders lose their jobs, but you must not conflict with those people in the factory. Those people are unreasonable. Zhou Ming said.

Wang Fengqin said: Don't worry, your dad can't do anything, so he won't have any conflicts with the factory leaders.

That's good. Zhou Ming then told his mother that he and Lin Muqing were going to Nanjiang to do business.

Wang Fengqin looked at Lin Muqing, and Lin Muqing naturally introduced herself: Hello, aunt, I am Lin Muqing. I used to work at the factory TV station.

Wang Fengqin looked at Lin Muqing carefully, then pulled Zhou Ming aside: "Zhou Ming, what's the matter with you that you no longer associate with that Su Han, why are you with this woman again? You don't know what people in the factory say about this woman."

Hers? She is not a good woman, she lied to you

Mom, it’s not what you think. Sister Mu Qing and I just went to Nanjiang to do business together, and I have nothing to do with her. Zhou Ming explained to Wang Fengqin, and those words about Sister Mu Qing were all rumors.

There is no smoke without fire, Wang Fengqin said, if there are no rumors, how do you know Zhou Ming? You are still young now, and you still don’t understand many things. I don’t object to you going to Nanjiang to do business with her, but you can’t have any relationship with her, you know?

Zhou Ming didn't know what to say to his mother's words. For a top-notch woman like Lin Muqing, a man would want to have sex with her, but he didn't allow it. He felt that as long as he had sex with her, he would suffer.

Similarly, I am afraid that in the eyes of the mother, the son is always the best, and the people in the factory have a bad opinion of Lin Muqing.

I understand. Zhou Ming said.

Wang Fengqin warned Zhou Ming again and again before she was reassured. Zhou Ming and Lin Muqing were on the train the next day, and the tickets were still bought by Dai Zhenjiang for the sleeper berth.

In the evening, Zhou Ming and his parents had dinner together at home. Zhou Ming knew that his father went to the factory today to find the factory leader but still failed to get any results. At the dinner table, Zhou Ming looked at his father's silent expression and silently swore in his heart: Just wait.
Chapter completed!