Chapter 189 Bank Girl
, Nasty Maozi, Army Expansion
In order to allow the people to quickly accept the large-denomination dragon coins issued by the Royal Bank, Zhu Kezang directly ordered that the salaries of officials, civil servants and military personnel would be settled in Ming Dynasty dragon coins in the future.
At the end of December, officials and soldiers at all levels received their wages settled in dragon coins from the Royal Bank of the Ming Dynasty for the first time.
The Royal Bank of the Ming Dynasty has the emperor Zhu Kezang personally as guarantee, and it also has precious aluminum ingots as collateral. In terms of credibility, it is absolutely leveraged.
On the last day of December, an old woman in her forties sent back six ten-yuan dragon coins with her son, who was a captain in the First Town of the Guards Army.
From the village, go all the way to the Daming Royal Bank located near the east gate of Chengtianfu City to exchange Shenwu Tongbao.
Fortunately, the security on Yizhou Island is good now, otherwise it would be a bit dangerous for an old lady to do this.
The decoration of the Royal Bank of Ming Dynasty was extremely luxurious. The old woman was surprised from the first step she walked in.
"Old lady, what business do you need to handle?" A pretty girl about sixteen years old asked the old woman with a smile.
It turns out that she is a bank employee and has received professional training before she can take up the job. Her service attitude is very good!
Although working as a bank employee requires publicity, it is more comfortable than working in a factory. You may even meet the emperor of tomorrow. If you are attracted, wouldn't it be a great success?
You know, today the emperor only has Concubine Chen as the queen, and there are still a lot of places in the harem!
When the old woman's slightly trembling, weather-beaten hands put six ten-yuan notes through the glass opening, the male clerk inside took them over with a smile.
You have to find a way to spend it and earn more small money!
Therefore, Zhu Kezang began to expand the Guards.
Through the introduction of the bank ladies, ordinary people know that as long as they have this passbook, they can go back to the bank and withdraw money at any time.
When people discovered that Royal Bank really had no credibility problems, many people were no longer in a hurry to exchange money.
Since large pieces of transparent glass had long been developed by the craftsmen of the Royal Manufacturing Directorate, a glass factory was also built at the beginning of the year.
The people couldn’t believe it at first!
In addition, these passbooks are printed using the machine of Delaru Company, which exchanges the system. The anti-counterfeiting is very good. With the Ming Dynasty's folk technology, they cannot be forged.
Limited by the times, currently, you can only withdraw money from whichever bank you have a bank account in. You cannot withdraw money in other places. For example, if you have a bank account in Chengtianfu Branch of Royal Bank of China, you cannot withdraw money in Mingyancheng Branch.
"Old lady, come with me, this window is for exchanging Shenwu Tongbao!" The young girl immediately led the old woman to window No. 2.
There was a handsome photo of Zhu Kezang printed on it. I didn’t expect this old woman to dislike it so much!
When I saw that the old woman was here to handle business, no matter what kind of business it was, the ladies at the bank smiled gently, and I could tell that a lot of effort had been put into it.
"Oh! Hello, I'm here to exchange Shenwu Tongbao." The old woman said, and with trembling hands, she took out six brand-new ten-yuan banknotes from her arms.
The deposit business was actually modified by Zhu Kezang based on the bank savings rules of later generations, and basically adapted to the needs of this era.
Soon, the people who came to save money got a passbook with the words "Da Ming Royal Bank" printed on it.
Because of these beautifully dressed girls, the old woman felt that the Royal Bank was too high-end and did not match her temperament.
If there is one, then there are two. The tens of thousands of troops in the new Ming Dynasty plus thousands of officials and civil servants receiving imperial salaries. They all have their own families behind them, and most of them will use the wages paid to their families to a greater or lesser extent.
Everything in the Royal Bank is developing in a good direction. With the large-scale circulation of Dragon Coins and Shenwu, the Royal Bank is constantly praised by the people.
In the past, people had to pay to save money in banks!
The bank's business is booming, and Zhu Kezang has more and more money in his hands!
With this in mind, many young ladies of the right age came to apply for staff positions.
Of course, for convenience, what is taken out is basically Shenwu Tongbao, not silver!
When I opened the passbook, I saw clearly written in the passbook the depositor's name, place of residence, storage time, storage amount, passbook number, etc.
There is no free lunch in the world, and now, if you save money at Ming Royal Bank, not only do you not need to charge any fees, if you save money for more than two years, Ming Royal Bank will even pay 1% interest!
This is very tempting. After knowing such deposit rules, people are excited!
They calculated that if they deposited one tael of silver in the Royal Bank and took it out after two years, they would get two years of benefits, twenty cents!
Such a good thing could happen.
When the old woman walked out of the bank with the Shenwu Tongbao she had exchanged from the Royal Bank, her face was still a little dazed, but then her face showed peace of mind and relaxation.
I saw that the counter was blocked by a large piece of thick transparent glass, with a hole in the middle, allowing various items to be put in and out.
These ordinary people who came to save money received warm and gentle services from the bank ladies.
In this way, after the first month's salary was paid in dragon coins, the business of the Royal Bank of New Daming Dynasty became busy.
This time the people were really willing to believe in the Royal Bank of Ming Dynasty, and began to bring their own real money and silver to inquire about the deposit business.
Therefore, there are already various glass products on the market, so large pieces of glass are used in many places in Chengtian Mansion. This will also be more convenient for Zhu Kezang to build wonders in the future!
In window No. 2, there is another male bank employee working.
Previously, the Guards only had three towns, which was enough to deal with the small Southeast Asian countries, but it would definitely not be enough to start a full-scale war with the Qing Dynasty.
Until the Dragon Coin and Shenwu Tongbao are completely circulated, people feel that the bank has the guarantee of the emperor personally. No matter what, it will not defraud the people of their money!
There is no shortage of courageous people in this world. After learning about Royal Bank’s storage business, they took some of their real money and began to store it.
As a simple commoner, she was worried at first that the government would not keep its promise and would not exchange it. She did not expect to get such a beautiful Shenwu Tongbao in exchange!
Next, after the staff identified the authenticity of the dragon coins, six Shenwu Tongbao worth six were given to the old woman.
It's not that it can't be defeated, but the battle line will advance very slowly!
Although Zhu Kezang's goal was definitely not to reach the Tatar capital in one hour and twenty-two minutes, the war must not be delayed.
Zhu Kezang remembered one time, however, when he played Europa Universalis and used Ming and Zheng to open the game. When he was fighting against the Tatars, the war dragged on for too long. Maozi took the opportunity to attack the northern part of the Tatars and took over a large area of territory.
Seeing that his territory was soon robbed by Lao Maozi, Zhu Kezang was so angry that he directly declared a truce with the Tatars and declared war on the shameless Maozi without any reason!
Going a step further, this time, we will expand the elite soldiers from two towns to Yizhou Island!
Chapter completed!