Chapter 52: It is difficult for a clever woman to cook without rice(2/2)
When he first came to the capital, he had to carry bricks and cement and suffered a lot.
Later, by chance, I joined a private loan company and worked as a loan salesperson and debt collector.
After working for a few years, he became familiar with all the loan processes and decided to go out on his own.
Because he has many years of industry experience and is down-to-earth and hard-working, he has developed and expanded Jingrui Company step by step, eventually reaching the scale it is today.
First, he started as a loan intermediary company, and then cooperated with investors to lend money on his own. After taking this step, He Shenghua walked for ten years.
Today, the monthly loan amount of Jingrui Company reaches upwards of 20 million yuan, and the annual loan amount exceeds 200 million yuan. After deducting operating costs and bad debts, it can still make a net profit of about 6 to 7 million yuan a year.
Last year, He Shenghua came to him several times to suggest opening a P2P company, but he rejected him every time.
The reason for his refusal was simple. He knew that he was a rough man with no education, and that he was not that material and could not handle high-tech gadgets such as online financial management platforms.
I have gotten to where I am now thanks to hard work, hard work, and an understanding of the industry.
But he really doesn’t understand online financial management platforms.
He won't act recklessly on something he doesn't understand.
Now that he is middle-aged, he has a virtuous wife and a well-behaved daughter. For the sake of his family, he dare not do such high-risk things.
The loan company also made a profit of 6 to 7 million a year. I bought six houses in the capital, all of which were paid in full. It can be said that I have basically no worries financially.
Chapter completed!