Zhang Yida still admires Lin Zhenyang's ability and character. He is thinking that he will be employed after graduation next year anyway, so he should try to invite him to start a business together.

In my previous life, I spent several years in college working alone and missed the limelight.

And since I am only a freshman, I cannot devote myself to starting a business. Lin Zhenyang will graduate next year and will be able to handle some daily work for me.

Just hide behind the scenes and be the boss!

"Senior Brother Lin, have you ever thought about what kind of job you will do next year?"

Zhang Yida asked with a serious face.

"It should be securities, investment banking, etc. The specifics will depend on the situation next year!"

Lin Zhenyang is an extremely motivated young man. He has just entered his senior year and is already making plans for the future.

"Have you ever considered starting a business? Like Senior Brother Po Shui Li and Senior Brother Dongfang Yu, start from scratch and build your own business!"

Zhang Yida asked tentatively and half-jokingly.

"Starting a business is not easy. One has no capital, two has no connections, and three has no creativity. Are you doing it stupidly and recklessly?"

Lin Zhenyang shook his head and joked.

"What do you think of the idea I just came up with?"

"I want to invite you to fuck me!"

Zhang Yida stared into Lin Zhenyang's eyes with piercing eyes, looking forward to his next reaction.

"Are you sure you're not joking? Do you really want to open a company?"

Lin Zhenyang was a little surprised and seemed unbelievable.

Although I just heard Zhang Yida talk about Datong's entrepreneurial ideas and said he wanted to start a company, he only half-believed it and treated it as a joke after drinking.

But now that I see Zhang Yida seriously inviting me, I almost believe it.

There are many people who start their own businesses while in college. They can be called entrepreneurship as small as opening a milk tea shop or a courier delivery station, or as large as Facebook.

But people as successful as Zuckerberg are indeed rare, not one in billions.

After pondering for a moment, Lin Zhenyang did not refuse in a hurry, nor did he agree immediately.

"In this way, you first think about it and make a business plan! Let's make an appointment at the coffee shop tomorrow to have a good chat!"

"Let's drink today and don't talk about anything else."

Lin Zhenyang is indeed very good at dealing with people. He never refuses bluntly or makes hasty promises.

Things that are related to your future destiny, especially if you haven't fully understood the situation yet. To refuse or agree easily is irresponsible to yourself or others.

"Go back later and check the relevant information to understand the current development situation and future prospects of the mutual financial field. After the trends, the results will be given tomorrow." Lin Zhenyang thought secretly.

This was also an excellent quality that later enabled him to prosper as an investment banker, and he became steady and practical.

Upon seeing this, Zhang Yida did not continue to ask questions. It would be better to explain some things clearly. The choice is mutual, and everyone's destiny is in their own hands.

In his previous life, Lin Zhenyang worked in an investment bank like a fish in water and rose to prominence.

It would be the best if you can join your own entrepreneurial team. On the contrary, it is human nature to refuse. Without others, a small temple cannot retain the true God.

After thinking through this truth, Zhang Yida did not hesitate and continued to drink with his teammates on the football team.

After drinking and eating, everyone returned to school in groups of three or five.

It was already half past ten when he returned to the dormitory. Zhang Yida opened the door and found that his three roommates were all there.

The tall, thin, four-eyed boy sitting next to the computer watching TV shows is Wu Xing. Apart from going to class every day, he spends his time in the dormitory watching TV shows, a two-dimensional anime otaku.

The other chubby guy, who is 1.7 meters tall and 200 pounds tall, is Zhuang Liang, who is also a gamer. At the moment, he and Li Xu are having a great time playing black games.

Zhuang Liang and Li Xu are both computer majors, and Zhang Yida and Wuxing are history majors.

We all got along very happily during the four years of college. After graduation, Zhang Yida returned home to inherit his career, Wu Xing stayed at the school for graduate school, Li Xu went to Huawei, and Zhuang Liang went to Penguin to work on game development. They all developed well.

I threw half of the sliced ​​roast duck I bought from outside on the table and asked a few people to share it.

Amidst the compliments from the three losers, Zhang Yida opened the Fruit Computer and began to write a business plan.

Well, PPT is a necessary skill for starting a business in the new era.

The discussion with Lin Zhenyang before was mainly about ideas and opinions. Now the plan must come up with some solid information.

Let’s talk about the product first. If you imitate Rong361, it will definitely fail and you will never be able to surpass the other party. Moreover, the other party started early and has abundant funds and other advantages.

Financial information and mutual financial forums are the basic functions. If you want to attract traffic, you have to make some tool-type products.

For example, develop accounting functions, credit card management functions, provident fund inquiries, social security inquiries, and other practical software that can solve users' pain points.

This also involves crawler technology, which requires user authorization to crawl these data, classify the data, analyze it, and make reports to form business value.

In terms of operations, we couldn’t afford advertising in the early stage, so we had to rely on our own efforts and go to major financial websites and forums to steal users. After having a group of seed users, we launched some reward-based new promotion activities, supplemented by product reputation, and slowly opened up the situation.

.

It is impossible to spend no money at all, but funds are tight in the early stage, so every penny must be spent wisely.

In terms of business cooperation, once users and traffic are established, the products will gradually be integrated.

With more product connections and complete financial products, it will also feed back to the website, bringing more users and traffic.

Every link and every position complements each other.

…

As for Lin Zhenyang, who had just returned to his dormitory, he also took out his computer and started searching for relevant information and news in the field of mutual funds.

Although he majored in financial mathematics, he is still more familiar with products such as securities and funds.

Although I have heard about mutual funds, my understanding is limited to an emerging industry, imported products from abroad, etc.

While checking startup companies and related documents in the field of mutual finance, I took notes on my mobile phone memo.

What is recorded is some important information related to the industry, as well as questions that are not understood.

The more I read, the more interested I became, and the more I felt that this industry had great potential.

You can invest and get loans on your mobile phone without leaving home.

This is a revolution in traditional finance. Although the status of the banking industry is not easy to shake, there is still hope for writing and drawing in some blank areas and occupying a place.

The next day, Zhang Yida brought his fruit laptop to the cafe he had made an appointment with Lin Zhenyang.

They found a deserted place in a corner, sat on the sofa, and took out their computers.

Zhang Yida opened the PPT and played it out one by one, explaining as he went.

His voice is not loud, but it is very contagious, and his whole person exudes a confident and calm temperament from the inside out.

According to his description, the future of mutual finance, a brand-new industry, is full of unlimited hope and its prospects are bright.

Lin Zhenyang listened very carefully and asked tricky questions from time to time.

As expected of someone who has put in the hard work, and his questions are very to the point.

However, Zhang Yida has been exposed to mutual funds for many years and is familiar with the start-up methods and development trajectories of major well-known platforms.

The result of the answer made Lin Zhenyang couldn't help but nod in agreement.

"Senior Brother Lin, do you have any questions now?"

After talking for an hour or two, Zhang Yida felt very thirsty and took a sip of coffee to soothe his throat.

"Basically there is no problem. I basically agree with your point of view!"

"If I follow your model, the probability of success is very high. The preparations are very thorough, and the rest will be left to time!"

Wonderful ideas came out of Zhang Yida's mouth one after another. Lin Zhenyang was no longer unfamiliar with Mutual Finance's entrepreneurial projects and had a basic impression of them.

"My idea is this. After the National Day holiday, when the funds are available, we will start registering the company, selecting an office location, and recruiting personnel. We will try to have all the preparations in place within a week!"

"Then we will devote all our efforts to research and development and strive to launch the product before November!"

“Before the 2014 New Year comes, we must become famous!”

"Time is very tight, and the time window left for us is very short. In 2014, more entrepreneurs and more funds will enter this industry! It is both a hope and a challenge!"

"Be faster than others and seize market share quickly!"

“One round of financing takes 3-6 months, and we will be listed on the market 17 years ago!”

Zhang Yida's mouth is like a machine gun, and the contents he spits out are more shocking than the last.

Although the cake was painted very big, Lin Zhenyang was really tempted.

I'm still a little confused. After all, if I give up recruiting high-paying famous companies on campus and choose this kind of self-employment, my future is uncertain. I don't dare to make a decision easily, and I want to think about it again.

At this time, Zhang Yida could see that Lin Zhenyang's face was full of hesitation and entanglement, so he added another layer of anger and said:

"Starting from October and ending at the end of December 31. Within three months, the registered users of the APP will not reach 100,000, or it will not enter the A-round financing! We will liquidate and disband. It will not delay your school recruitment and employment next year.

!”

"Senior Brother Lin, how many times do you have to fight hard in life?"
To be continued...