How long has Internet finance been developing? Many users are exposed to this thing for the first time. If you ask them to invest for so long, you are basically driving customers towards competitors.

We issue bids for one or two years, while others issue bids for one month or half a month. When the rate of return is the same, I don’t need to say where to invest. Even if our rate of return is higher, users will hardly know.

Choose us.

Yield, capital flexibility, and security are basically the points that investment users pay most attention to when choosing an investment platform online.

We currently have no financing, no venture capital endorsement, and the security is basically the worst platform for users.

Other platforms include venture capital, listed companies, and state-owned capital investment. Although many of them are packaged, users just believe this.

We cannot have too high a rate of return. If it is too high, it will actually increase the cost of capital. This part of the cost will eventually be passed on to the borrower. When it comes to the borrower, the loan interest rate may be terrifyingly high, lowering the asset grade and overdue the loan.

And bad debts will also climb.

The only thing that can play tricks is financial flexibility.

Let’s talk about splitting the bids first. For example, the target project with a loan period of 12 months is split into two 6-month projects and issued separately, and then the funds raised from the second target are used to pay for the second project.

The due principal and interest of one; one year later, when the borrower repays the due amount, the platform will pay the due principal and interest of the second subject.
Chapter completed!