"That's rupees, worthless. If the RMB exchange rate remains at 2,000 for a long time, 160 million rupees will be converted into RMB 30 million yuan."

Fan Hongyang didn't know how many times he had to explain the rupee exchange rate to people around him.

When everyone hears the figure of 60 billion, they often ignore the currency unit, and everyone thinks that Yimin Internet Finance is cheating in Indonesia.

"Oh, I heard the wrong currency unit. I thought it was RMB."

Song Caiwei was a little embarrassed. She swore that she had definitely heard the wrong currency unit just now.

"Hey! Read more books, you, the assistant, are dragging me down a bit!"

Zhang Yida looked at Song Caiwei, whose face turned red, and joked.

"With a loan amount of 30 million yuan, what is the average loan amount?" Zhang Yida turned back and asked Fan Hongyang.

"The average loan amount is about 300 yuan, and the total loan amount is about 100,000." Fan Hongyang replied.

"Um, can anyone lend me 300 yuan?" Song Caiwei interrupted.

Fan Hongyang looked at the girl who said "Why not eat minced meat" and explained with a smile: "The average salary in Indonesia is only 1,100 yuan.

The income of low-income groups is only six to seven hundred yuan, and their population base and proportion of the population are also quite large.

300 yuan is almost equivalent to half a month’s salary for them!

Therefore, once our products were launched online, they were widely welcomed and sought after by local users.

If we hadn't deliberately slowed down our growth rate in order to observe overdue rates and analyze risk control models, our business volume might have increased several times."

"Are they all released blindly?" Zhang Yida asked.

“Yes, due to the lack of basic credit data in the local area, risk control has basically become a decoration, and there are very few data with reference value.

But fortunately, what we do is shopping installment, and the users are all pak users.

E-commerce users are generally younger and have relatively strong ability to repay debts.

In addition, we only select pak’s active trading users and high-end users for credit.”

Fan Hongyang explained the situation one by one to Zhang Yida, who nodded repeatedly and said: "You have to be careful. I am here to make money, not to do charity for Indonesian monkeys. Don't let others take advantage of me."

"Mr. Zhang, don't worry. I won't fight an uncertain battle."

"Okay, please publish the general operating data of Yimin Bank! Let the market decide whether the stock price rises or not!"
Chapter completed!