"Yes, that's what it means. What do you think?"

Zhang Yida considered that Toutiao has always focused on technology and content and is not particularly familiar with the financial field, so there is a lot of room for complementarity with Ruixiang.

"No problem! Come over when you are free to discuss cooperation." Zhang Ming thought about it briefly and then agreed.

After hanging up the phone, Zhang Yida was very happy. Toutiao has the largest traffic among the three small giants. After the cooperation, Ruixiang can also get some traffic.

In addition, Penguin will also launch WeChat and QQ first-level entrances. If this wave of traffic is absorbed, Ruixiang will also have the opportunity to become a national-level application.

However, it’s not enough to just bring in traffic. There must be ways to divert traffic and retain users.

Looking at all Ruixiang's businesses, mobile payment is the one with the greatest potential and the most users in the future.

With the support of mobile payment, users will open the APP every day.

Mobile payment serves as the traffic entrance, and other financial management, loans, funds, and insurance businesses can drive it.

When it comes to social networking, the first thing people think of is Penguin. When it comes to e-commerce, the first thing people think of is Ali.

Zhang Yida wants people to think of Ruixiang first when they think of finance.

To achieve this goal and become a national-level application, mobile payment market share is essential.

In addition, Ruixiang’s financial business layout must also be comprehensive.

At present, Ruixiang still lacks several key licenses such as securities, banking, insurance, and trust.

Securities licenses, insurance licenses, and trust licenses are rare licenses that can only be obtained through acquisition.

Moreover, acquisition opportunities are still hard to come by, so we can only wait.

As for banks, there are thousands of banks across the country, including rural banks, rural commercial banks, and city commercial banks. Their value is not high; the strength of joint-stock banks does not allow it.

What Zhang Yida wants most is to obtain a private bank license. WeBank will be approved for establishment next month, and MYBank will also be established next year.

"Xinwang Bank!" Zhang Yida slapped his thigh and thought of this bank.

Will Boss Liu give me a chance to invest in the company for the sake of being from the same hometown?
Chapter completed!