Chapter 475: Building a third-party payment platform

"Mr. Hu, this is our recent plan. We plan to comprehensively carry out the construction of the last mile of the logistics system in major cities in the country, and we must deliver the goods directly to customers."

Liu Qiang and Lin Yan came to Hu Yang's office together, and also brought their latest plan.

"Well, this is also a good idea. Only with a convenient and fast logistics system can we have a booming e-commerce. Mr. Liu and Mr. Lin, just go ahead and do it. I support you."

Hu Yang carefully read the planning document and felt that this was the prototype of JD Logistics in the future.

At present, JD Mall mainly sells 3C products online in a self-operated manner, especially home appliances, which are large in size and heavy in weight. Without good logistics, it will be difficult to cultivate customer groups.

"Mr. Hu, the company has built three major logistics centers in Beijing, Shanghai, and Yangcheng. We are very confident in the development of logistics. However, there are temporary difficulties in payment methods, and most people are not yet ready.

Get used to using online banking.

Mr. Liu has recently started to try carrying mobile POS machines for door-to-door credit card swiping services in Yangcheng, Shanghai and Beijing, and the response has been pretty good."

Lin Yan felt quite proud when she talked about this. After all, she and Liu Qiang pioneered domestic e-commerce.

Hu Yang was stunned for a moment, then laughed out loud and said: "Yes, you really know how to find a way. However, this method is difficult to promote on a large scale, requires too many manpower, and the cost of supervision and management is too high."

Liu Qiang also laughed: "Yes, this is also an attempt on our part. It can be regarded as a product of the transitional stage. Recently, I plan to jointly organize a promotional event with online banking. I will have to rely on them for future payment methods."

Populus euphratica smiled without making a sound.

As for future payment methods, online banking does not have an advantage. The domestic mobile payment market is almost dominated by third-party payment companies such as Moubao and Weixin Payment.

Hu Yang did not force e-commerce to develop its own third-party payment products because the company's technical strength was not enough to support this idea.

But now we can see this market, not only Ma Baba, but also Pony.

After Xiao Ma invested in an e-commerce company, he also did some research on this aspect. He found that e-commerce companies and third-party payment companies currently have a symbiotic relationship, and the development of each other will be obvious.

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He then had an idea and wanted to make a difference in the field of third-party payment.

For this reason, Xiao Ma even came to Hu Yang's office to discuss this issue with him.

"Mr. Hu, I want to set up a third-party payment company. The general direction will be similar to that of Taobao, which was established recently, but I still need to consider the specific details carefully."

Xiao Ma deserves to be from a technical background. After careful analysis, he came to the conclusion that with the current technological strength of Deep Sea, he is fully capable of developing a third-party payment application platform.

Hu Yang was not surprised at all. Some things happened naturally with his own internal logic. For Xiao Ma, sooner or later he would enter the field of third-party payment.

"Mr. Ma, I agree with your idea. But, what do you plan to do with this company?"

Hu Yang’s meaning is very clear. Do you want to play alone, or do you plan to bring everyone with you?

"Mr. Hu, if you are interested, you can let e-commerce companies take shares, and I can set aside 15%-20% of the shares for them."

Xiao Ma has to understand that third-party payment is not a big problem in terms of technical development. The key issue lies in application, and this is naturally related to e-commerce companies.

"This matter is easy to discuss. You can send someone to talk to Mr. Liu of e-commerce later."

Hu Yang smiled slightly, feeling that Xiao Ma's suggestion was really timely.

At present, the biggest shortcoming of e-commerce companies lies in the payment method. Tao.com has already developed a certain product. If Xiaoma can develop a similar product as soon as possible, it will definitely complement the online shopping business of JD Mall.

After Xiao Ma left, Hu Yang called Lin Yan and asked her and Liu Qiang to actively participate in the third-party payment company initiated by Penguin. It didn't matter how much the shares were, the purpose was to form a close strategic partnership with the other party.

Liu Qiang was very happy when he received the news. He was just dozing off and someone gave him a pillow.

In two days, Huijia Holdings E-Commerce Co., Ltd. reached an agreement with Shenhai Tengfei: both parties will jointly invest in the establishment of Penguin Payment Network Technology Co., Ltd., with a registered capital of 1 billion yuan.

Among them, Shenhai Tengfei invested 850 million yuan, accounting for 85% of the shares. Huijia Holdings e-commerce invested 150 million yuan, accounting for 15% of the shares.

The newly established company is backed by the big tree of Penguin Empire, and has obvious advantages in terms of technical strength and corporate credibility.

When the company launched the "Penguin Wallet" product, the third-party payment platform had already been established.

After testing, this product is very safe and easy to use, making it a perfect fit for online shopping.

Late summer and early autumn.

Tao.com and JD Mall have started a new round of promotions at the same time, and generous shopping subsidies have begun to attract customers who are willing to try new things.

With the influx of customers, JD Mall's losses have begun to increase. According to Liu Qiang's calculations, according to the current subsidy policy, JD Mall will lose about 10 million yuan every month. This does not take into account logistics costs.

The situation of Taowang is similar, but the other party adopts a merchant plus platform model, which means that they have to attract customers as well as merchants, so the losses are even larger.

Hu Yang has not paid special attention to this "e-commerce war" recently. He knows very well that the money-burning game of losing money and making money has just begun, and the hard days are still to come.

"Assistant Wu, go and apply for a flight route. I'm going to the capital in the next two days."

Liu Jin called me in the past two days and wanted to talk to Hu Yang about some things about the sixth-generation TFT-LCD production line project of Oriental Technology Company.

It happened that Populus euphratica was also very restless, so he agreed to go to the imperial capital in person.

"Chunchun, we won't be able to stay too long during this trip. Are you planning to bring all your spring, summer, autumn and winter clothes?"

Hu Yang didn't have anything more to do when he went to the imperial capital besides meeting Liu Jin. He simply called Tian Sichun and treated him as if he was going on vacation.

But when he saw the six large suitcases Tian Sichun packed, he was shocked.

"A Yang, the weather in the north is changeable, so it doesn't hurt to bring more clothes."

Tian Sichun looked proud, saying that he had thought carefully.

"Ahem, whatever you want, as long as you're happy."

Populus euphratica immediately retreated, thinking to herself, let her drip as much as she likes.

Two days later.

Hu Yang took Tian Sichun, Wu Xinhui, Li Jie and Lu Dacheng and flew to the imperial capital.

The person who greeted him at the airport was Ye Chong. There were five vehicles coming to pick him up.

"Mr. Hu, I have arranged lunch at the hotel. After you have checked in, we will go to dinner. Do you think this arrangement is okay?"

Ye Chong has never had any problems arranging such things.

Hu Yang nodded, indicating that he would obey the other party's arrangement.

"Manager Ye, how is the progress of the Kyoto Building project?"

Huijia International Investment (Beijing) Company's current largest investment project is the Jingdu Building. When Hu Yang saw Ye Chong, he would naturally express concern.

"Mr. Hu, the Kyoto Building can be capped before the end of the year and put into use by the middle of next year."

Ye Chong answered carefully.

Hu Yang calculated that the progress of this project is not very fast. However, he is not in a hurry. There is no need to rush it too hard. It can be done in the middle of next year.

"The progress of the project is okay, Manager Ye, you still have to strictly control the quality. It doesn't matter if it's slower."

Hu Yang said casually and stopped talking.

The group arrived at the hotel. Ye Chong was going to rent a room for three days, but Hu Yang stopped him. He would then go to the courtyard he bought to have a look, and then buy some items with Tian Sichun, and move there tomorrow.

After dinner, Tian Sichun shouted that he wanted to see the courtyard house purchased by Hu Yang.

Naturally, Populus euphratica would not refuse, so a group of people took a bus directly to their destination without taking a lunch break.

"Mr. Hu, this courtyard company has always assigned dedicated personnel to look after and maintain it. At this time, there are people on duty inside."

When he reached the door, Ye Chong quickly called the person on duty inside, and soon the door opened from the inside.

"Mr. Ye, hello."

The person on duty didn't know Hu Yang, but he knew Ye Chong, so he stood there a little nervous.

"Is there anything wrong with the house? You can take us in to take a look around, and then you can get off work. You don't have to come over for the next few days. You will wait for my notification later."

Ye Chong is very interested in the several houses of Populus euphratica. Since Populus euphratica rarely comes to the capital, if there is no dedicated maintenance person, the houses will have problems soon.

Hu Yang took Tian Sichun around and found that everything was clean and no damage was found.

"Yes, Manager Ye has taken the trouble. I will stay in the capital for a few more days, and I will live here starting from tomorrow."

After the renovation of the entire house was completed, Hu Yang had not lived in it yet. He asked Tian Sichun and Wu Xinhui to take a good look at what items were missing in the house and buy them back once they went out in the afternoon.

"A Yang, the house is fully equipped with appliances, facilities and furniture. All that needs to be added are small things, so you don't have to worry about it. In the afternoon, I want Dacheng and Assistant Wu to accompany me on the street. You go and do your work.

Is it a good thing?",

Tian Sichun knew that Hu Yang had some work matters when he came to the capital this time, so she took over the shopping trip.

"Okay, Assistant Wu, Dacheng, you go shopping with Sichun in the afternoon. Ajie, we will go to Oriental Technology later."
Chapter completed!