...

The agreement with the coal plant was signed faster than Hu Yang expected.

Liao Guoqiang received the restructuring plan, completed all the procedures within a week, and then formally signed a contract with Huijia Industrial on behalf of the coal yard.

The office of the new company, Yibaijia (Chain) Co., Ltd., is temporarily located in an old bungalow in the central coal yard.

From the registration of the company to the change of land property rights, Li Hao and Liao Guoqiang completed it together.

In Huijia Industrial's account, at first there was only 30,000 yuan from Hu Yang. Later, Li Hao gave 20,000 yuan and Wu Maosheng gave 10,000 yuan, so a total of 60,000 yuan was collected.

After deducting the rent for the Education Street office and the start-up expenses of the two companies, the remaining money in the account is only 50,000.

"Uncle, I talked with someone about the arrears of water and electricity bills at the coal yard. They said that no late fees can be charged, as long as the principal is fine. If we pay off the arrears of 50,000 yuan, we will not have a penny left.

It’s over.”

Hu Yang looked at Li Hao seriously and continued: "It seems that we have to go to the bank for a loan as we discussed before."

When Li Hao heard this, he slapped his thigh: "I've said it before, how can you do business these days without taking a loan? Don't worry, I will make an appointment with Director Xu right away and talk to him about the loan tonight."

Director Xu is the director of the savings bank. He does not have the right to provide loans to enterprises. But he can introduce people from the credit department, which is better than going to them on his own.

The last time they had dinner together, Hu Yang and Li Hao heard Director Xu mention that he was not as good as his wife, who was the section chief of the credit department of the branch.

Li Hao went to run the loan business, and Wu Maosheng followed Hu Yang to Liudaowan Coal Bank.

According to the agreement, after Huijia Industrial merged the coal mine, all debts would be borne by it. Therefore, Hu Yang found the coal mine sales department and hoped to re-sign a debt repayment agreement, promising to pay off twenty-three yuan before New Year's Day in 1994.

Thousands of dollars in debt.

However, the sales section manager of the coal mine strongly disagreed and insisted on repaying the money within a month, otherwise he would say a lot of things.

"Yang Yang, I know their mine director Qin, who visited my house last month." Wu Maosheng, who had not spoken much, pulled Hu Yang outside and whispered, "You come with me.

Let’s find mine manager Qin.”

In fact, this debt repayment agreement is also a good thing for the coal mine. Otherwise, the coal mine's debt will not be repaid until the end of the year.

The head of the sales department doesn't want to cause trouble for himself. Now he has signed this agreement. If the other party does not repay it when it is due, he will have to bear the responsibility.

When we found the office of Director Qin, they heard that Wu Di's son was visiting, and they received Wu Maosheng and Hu Yang very politely.

After listening to the two people's demands, mine manager Qin almost didn't hesitate. He called the sales section chief directly and asked him to sign Hu Yang's repayment agreement.

With the leadership's instructions, the sales section chief promised to do it immediately.

"Xiao Wu, go back and take me to say hello to the Secretary-General. I'll go see him again when it's convenient for him."

Mine manager Qin sent the two of them out of the office, very politely.

Hu Yang and Wu Maosheng returned to the sales department again, and the sales section chief's face became much better. "Look, this is a big deal! The mine manager is right to criticize, we should support the restructuring work of our brother units..."

....”

This time, there was no more trouble. The sales section chief happily signed a new repayment agreement with Huijia Industrial.

It took another half a year to pay off the coal mine's debt.

.....

Li Hao was very interested in inviting Director Xu to dinner in the evening.

Director Xu was originally from Sichuan Province, so Li Hao specially booked a private room at "Shuxiang House". He also heard that Director Xu's wife loved to drink red wine, so he went to several places before buying a bottle of Changyu Cabernet.

For this meal, it was just Li Hao, Hu Yang and Director Xu, no one else was invited.

"Brother Li, Xiao Hu. Thank you both for your hospitality today. We can visit often when we have the opportunity. My wife happens to be here today. If you want a loan, you can ask her."

The banquet was coming to an end, and the guests and hosts were enjoying themselves. Director Xu lost no time in taking the initiative to stir up the topic.

"Chief Cai, this is our project plan, this is the certification document for the six pieces of land owned by the company..."

Li Hao took out the information he had prepared long ago from his bag and handed it to Director Xu's wife, Section Chief Cai of the credit department of the branch.

"Well, I'll take a few glances first, and then you can verbally introduce the company's background."

Section Chief Cai took the information with a smile, flipped through it, and asked Li Hao to explain it in detail.

Li Hao looked at Hu Yang, who smiled and said: "Let me tell you first..."

Immediately, he explained the background of Huijia Industrial, its successful acquisition of coal plants, and its future plans to become a community supermarket chain.

"Well, the idea is good, and the company's background is clean. The only problem is that you don't have any assets. What little land you have has been invested in new projects... I wonder how much loan you plan to borrow?"

Section Chief Cai was noncommittal and asked further.

"We plan to borrow one million yuan for a period of one year. At the moment, the company has no collateral, but the guarantee company does."

Li Hao took over the conversation and started chatting with Section Chief Cai.

Hu Yang turned to look at Director Xu and said with a smile: "Thanks to Director Xu's help last time, we bought the subscription lottery form. Now the winning lottery forms have been replaced by subscription certificates. I brought four of them today.

Come, let me give it to you as a souvenir."

Before coming to dinner today, Hu Yang thought about it again and again and thought it would be good to give someone something. The money was definitely inappropriate, and the tobacco and alcohol were too vulgar. After much deliberation, it was better to give him a few subscription certificates.

Fortunately, the number was not large, so he kept ten of them at home so that he did not have to go to the bank safe deposit box to get them again.

The price of subscription certificates in the external trading market rises and falls, and it is formed spontaneously by the private sector. It is difficult to define its value. To put it bluntly, if one of the ten lottery tables must win one subscription certificate, then the legal price of one subscription certificate

The cost of the project is one hundred yuan.

Director Xu picked up the subscription and looked at it, and said with a smile: "This little piece of paper has made so many people crazy. I heard that the transaction price of each subscription certificate outside is now about one thousand yuan.

It’s equivalent to four thousand yuan, so why don’t you take it?”

Hu Yang smiled and said: "What are you talking about, Director Xu? The subscription certificate in my hand was not drawn from the lottery table you bought from your savings store... Don't you know if others don't know it? This thing

The total production cost is one hundred yuan a piece, which is not worth much. I just give you a few pieces, and you can buy some original shares later to play with."

Only then did Director Xu smile, "Yes, according to what you said, I will keep these four subscription certificates. When Xijiang Hongyuan goes public, I will also buy two thousand original shares to try my luck."

One subscription certificate can buy 500 shares of stock, and four subscription certificates can buy 2,000 shares.

After listening to Li Hao's introduction, Section Chief Cai pondered for a moment and said: "It is not impossible to use Yibaijia Chain to guarantee Huijia Industrial. It is also normal for related companies to guarantee each other. However, your company's book assets are a bit insufficient.

look.

I also heard from Lao Xu that the two of you had accumulated a large number of subscription certificates and had no problem with your solvency, so I agreed to come for this meal. Personally, I tend to agree with the loan matter. Let's discuss it in a meeting later.

, I’ll give you a reply as soon as possible.”
Chapter completed!